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loanDepot (NYSE: LDI) cancels PSUs, approves new RSUs for CFO

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

loanDepot, Inc. reported that its Chief Financial Officer, David R. Hayes, had 518,867 performance share units cancelled and an equivalent number of restricted stock units granted after a change in award terms. The replacement RSUs vest in three equal annual installments starting March 16, 2027.

The compensation committee also approved an additional grant of 750,000 restricted stock units tied to Class A common stock, expected to be granted on September 15, 2026 and vesting in two equal annual increments. These awards are based on continued service rather than stock-price performance targets.

Positive

  • None.

Negative

  • None.
Insider Hayes David R
Role Chief Financial Officer
Type Security Shares Price Value
Disposition Performance Share Units F1, F2 518,867 $0.00 $0.00
Grant/Award Restricted Stock Units F3, F2 518,867 $0.00 $0.00
Grant/Award Restricted Stock Units F4, F5 750,000 $0.00 $0.00
Holdings After Transaction: Performance Share Units — 0 shares (Direct); Restricted Stock Units — 1,268,867 shares (Direct)
Footnotes (5)
  1. F1. Each performance restricted stock unit ("PSU") represented a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs were originally subject to vesting upon the issuer's Class A Common Stock achieving specified prices per share.
  2. F2. On August 5, 2026, the issuer's compensation committee amended the terms of the PSUs originally granted to the reporting person on March 16, 2026, to modify the PSU award to provide for ratable vesting over a three-year period, exclusively based on the reporting person's continuous services. For Form 4 reporting purposes, the amendment is reported as the cancellation of the original PSUs and the concurrent grant of replacement restricted stock units ("RSUs").
  3. F3. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the original PSU grant.
  4. F4. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in two equal annual increments on the first and second anniversaries of the grant date, which is expected to be September 15, 2026.
  5. F5. The transaction date is the date that the RSU terms were approved by the issuer's compensation committee. The RSUs are expected to be granted on September 15, 2026.
Performance share units cancelled 518,867 units PSUs tied to stock-price targets disposed to issuer on August 5, 2026.
Replacement RSUs granted 518,867 units Time-based RSUs vest in three equal annual increments commencing March 16, 2027.
Additional RSUs approved 750,000 units New RSUs expected to be granted on September 15, 2026, vest in two equal annual increments.
Original PSU grant date March 16, 2026 Date the original performance share units were granted to the CFO.
Original PSU expiration date March 16, 2029 Expiration date reported for the cancelled performance share units.
Performance Share Units financial
"Each performance share unit ("PSU") represented a contingent right to receive one share"
Performance share units are a type of company stock award given to employees that depend on the company meeting specific goals or targets. If these goals are achieved, the employee receives shares or the value of shares; if not, they may receive little or no compensation. This aligns employees’ interests with the company's success and encourages performance that benefits investors.
Restricted Stock Units financial
"replacement restricted stock units ("RSUs") vest in three equal annual increments"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
ratable vesting financial
"modified the PSU award to provide for ratable vesting over a three-year period"
contingent right financial
"Each RSU represents a contingent right to receive, at settlement, one share"

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FAQ

What insider equity award changes did loanDepot (LDI) report for its CFO?

loanDepot reported that CFO David R. Hayes had 518,867 performance share units cancelled and an equivalent number of time-based RSUs granted. The company also approved an additional 750,000 RSUs, expected to be granted later in 2026 with two-year vesting.

How many performance share units were cancelled for loanDepot (LDI) CFO David R. Hayes?

The filing shows 518,867 performance share units were disposed of to the issuer for the CFO. These PSUs had been subject to stock-price vesting conditions before the compensation committee amended the award and replaced them with time-based restricted stock units.

What are the vesting terms of the replacement RSUs for LDI’s CFO?

The replacement RSUs for loanDepot’s CFO cover 518,867 units and vest in three equal annual installments. Vesting begins on March 16, 2027, the first anniversary of the original PSU grant, and is based solely on the executive’s continuous service with the company.

What are the details of the additional 750,000 RSUs approved for loanDepot (LDI) CFO?

An additional 750,000 RSUs tied to Class A common stock were approved for the CFO. They are expected to be granted on September 15, 2026 and will vest in two equal annual increments on the first and second anniversaries of that grant date.

Were the reported LDI insider equity transactions made under a Rule 10b5-1 plan?

The Rule 10b5-1 checkbox in the filing was not marked, indicating no plan was affirmed at the form level. The accompanying footnotes describe award term changes and vesting, but do not reference any pre-arranged Rule 10b5-1 trading plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Hayes David R

(Last)(First)(Middle)
6561 IRVINE CENTER DR.

(Street)
IRVINE CALIFORNIA 92618

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/05/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Performance Share Units(1)08/05/2026D(2)518,867 (1)03/16/2029Class A Common Stock518,867$0(2)0D
Restricted Stock Units(3)08/05/2026A(2)518,867 (3) (3)Class A Common Stock518,867$0518,867D
Restricted Stock Units(4)08/05/2026(5)A750,000 (4) (4)Class A Common Stock750,000$0750,000D
Explanation of Responses:
1. Each performance restricted stock unit ("PSU") represented a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs were originally subject to vesting upon the issuer's Class A Common Stock achieving specified prices per share.
2. On August 5, 2026, the issuer's compensation committee amended the terms of the PSUs originally granted to the reporting person on March 16, 2026, to modify the PSU award to provide for ratable vesting over a three-year period, exclusively based on the reporting person's continuous services. For Form 4 reporting purposes, the amendment is reported as the cancellation of the original PSUs and the concurrent grant of replacement restricted stock units ("RSUs").
3. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the original PSU grant.
4. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in two equal annual increments on the first and second anniversaries of the grant date, which is expected to be September 15, 2026.
5. The transaction date is the date that the RSU terms were approved by the issuer's compensation committee. The RSUs are expected to be granted on September 15, 2026.
Remarks:
/s/ Greg Smith, as Attorney-in-Fact for David R. Hayes08/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)