loanDepot CDO exercises 48,790 RSUs, withholds 24K

loanDepot’s Chief Digital Officer exercised RSUs into common stock and had shares withheld to cover exercise price or tax obligations.

Rhea-AI Filing Summary

loanDepot, Inc. (LDI) reported that Chief Digital Officer Dominick Edilio Marchetti exercised 48,790 Restricted Stock Units into an equal number of shares of Class A Common Stock on September 15, 2026. In a related transaction, 24,825 shares of Class A Common Stock were delivered or withheld at $0.7318 per share to pay the exercise price or tax liability. Following the derivative transaction, Marchetti held 97,580 RSUs directly.

Insider Trade Summary

48,790 shares exercised/converted

Exercise 3 txns

Insider Marchetti Dominick Edilio

Role Chief Digital Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units F1	48,790	$0.00	$0.00
Exercise	Class A Common Stock F1	48,790	--	--
Exercise Price or Tax Liability	Class A Common Stock	24,825	$0.7318	$18K

Holdings After Transaction: Restricted Stock Units — 97,580 contracts (Direct); Class A Common Stock — 24,108.82 shares (Direct)

Footnotes (1)

1. F1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs are scheduled to vest ratably on September 15, 2027 and September 15, 2028.

Key Figures

RSUs exercised: 48,790 units Shares acquired from RSU exercise: 48,790 shares Shares delivered/withheld for exercise price or tax liability: 24,825 shares +3 more

6 metrics

RSUs exercised 48,790 units Restricted Stock Units exercised into Class A Common Stock on September 15, 2026

Shares acquired from RSU exercise 48,790 shares Class A Common Stock received upon RSU exercise on September 15, 2026

Shares delivered/withheld for exercise price or tax liability 24,825 shares Class A Common Stock used to satisfy exercise price or tax liability

Per-share amount for delivered/withheld shares $0.7318 per share Price applied to Class A Common Stock delivered or withheld

RSUs held after transaction 97,580 units Post-transaction RSU balance held directly by the reporting person

Future vesting dates September 15, 2027 and September 15, 2028 Scheduled ratable vesting dates for the referenced RSUs

Key Terms

Restricted Stock Units, Class A Common Stock, Payment of exercise price or tax liability by delivering or withholding securities

3 terms

Restricted Stock Units financial

"Each restricted stock unit ("RSU") represents a contingent right to receive"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"one share of Class A Common Stock. The RSUs are scheduled to vest"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Payment of exercise price or tax liability by delivering or withholding securities financial

"transaction code F is described as Payment of exercise price or tax liability"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did loanDepot (LDI) disclose for Dominick Edilio Marchetti?

loanDepot disclosed that Chief Digital Officer Dominick Edilio Marchetti exercised 48,790 Restricted Stock Units into Class A Common Stock on September 15, 2026, with a related share delivery or withholding to cover exercise price or tax liability.

How many loanDepot (LDI) RSUs did Marchetti exercise and into how many shares?

Marchetti exercised 48,790 Restricted Stock Units, resulting in the acquisition of 48,790 shares of loanDepot Class A Common Stock, keeping a one-for-one conversion between RSUs and underlying shares.

How many loanDepot (LDI) shares were withheld for exercise price or taxes in this Form 4?

A total of 24,825 shares of loanDepot Class A Common Stock were delivered or withheld at $0.7318 per share to pay the exercise price or tax liability associated with the RSU exercise reported on September 15, 2026.

What are Dominick Marchetti’s remaining RSU holdings in loanDepot (LDI) after the transaction?

After the reported derivative transaction, Dominick Marchetti held 97,580 Restricted Stock Units of loanDepot directly, as stated in the post-transaction RSU balance on the Form 4.

Were Marchetti’s loanDepot (LDI) transactions under a Rule 10b5-1 trading plan?

No. The filing’s Rule 10b5-1 checkbox is not marked as being pursuant to a Rule 10b5-1 trading plan, and no footnote indicates that these transactions were made under such a plan.

What is the vesting schedule for the loanDepot (LDI) RSUs referenced in the Form 4?

Each RSU represents a right to receive one share of Class A Common Stock at settlement. The filing states that the RSUs are scheduled to vest ratably on September 15, 2027 and September 15, 2028.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Available on EDGAR 09/17/2026 - 04:32 PM Accepted by SEC EDGAR 09/17/2026 - 04:31 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Marchetti Dominick Edilio

(Last) (First) (Middle)

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Digital Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
09/15/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	09/15/2026		M		48,790	A	(1)	48,933.82	D
Class A Common Stock	09/15/2026		F		24,825	D	$0.7318	24,108.82	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	09/15/2026		M			48,790	(1)	(1)	Class A Common Stock	48,790	$0	97,580	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs are scheduled to vest ratably on September 15, 2027 and September 15, 2028.

Remarks:

	/s/ Greg L. Smith, as Attorney-in-Fact for Dominick Edilio Marchetti	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)