loanDepot (LDI) CDO receives large PSU and RSU equity awards

Rhea-AI Filing Summary

Marchetti Dominick Edilio reported acquisition or exercise transactions in this Form 4 filing.

loanDepot, Inc. Chief Digital Officer Dominick Edilio Marchetti reported two new equity awards. He received 393,081 performance share units, each representing a potential share of Class A common stock that vests only if the stock reaches specified price targets. He also received 393,081 restricted stock units, each convertible into one Class A share, vesting in three equal annual installments starting on March 16, 2027. These are compensation-related grants rather than open-market purchases or sales.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Marchetti Dominick Edilio

(Last) (First) (Middle)

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Digital Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Share Units	(1)	03/16/2026		A		393,081		(1)	03/16/2029	Class A Common Stock	393,081	$0	393,081	D
Restricted Stock Units	(2)	03/16/2026		A		393,081		(2)	(2)	Class A Common Stock	393,081	$0	393,081	D

Explanation of Responses:

1. Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.

2. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

Remarks:

	/s/ Greg L. Smith, as Attorney-in-Fact for Dominick Edilio Marchetti	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did loanDepot (LDI) report for Dominick Marchetti?

loanDepot reported that Chief Digital Officer Dominick Marchetti received two equity awards: 393,081 performance share units and 393,081 restricted stock units. Both awards are compensation grants, not open-market trades, and each unit represents a contingent right to one Class A common share.

How do the performance share units granted to loanDepot (LDI) CDO vest?

The performance share units vest only if loanDepot’s Class A common stock reaches specified share price levels. Each vested performance unit converts into one share, aligning compensation with stock performance by requiring price targets to be met before any shares are delivered.

What is the vesting schedule for the restricted stock units granted by loanDepot (LDI)?

The restricted stock units vest in three equal annual installments starting on March 16, 2027. Each RSU converts into one share of Class A common stock at settlement, so Marchetti’s actual share delivery is spread over three years, subject to continued service conditions.

Are the loanDepot (LDI) equity awards to Dominick Marchetti open-market stock purchases?

No, these awards are not open-market purchases. They are equity-based compensation grants: performance share units and restricted stock units awarded at zero exercise price, which may convert into Class A shares only as vesting and performance conditions are satisfied over time.

What security underlies the new performance and restricted stock units at loanDepot (LDI)?

Both the performance share units and restricted stock units are tied to loanDepot’s Class A common stock. Each unit, once vested and settled, entitles the holder to receive one share of Class A common stock, directly linking the awards to the company’s equity value.