Director at loanDepot (NYSE: LDI) exercises 24,607 RSUs into shares

Rhea-AI Filing Summary

loanDepot director Steven Ozonian exercised restricted stock units into common shares. On May 29, 2026, he converted 24,607 RSUs into an equal number of Class A Common Stock shares at a stated price of $0.00 per share, increasing his direct holdings to 217,496 common shares. The RSUs represented a contingent right to receive one share of Class A Common Stock or equivalent cash value at settlement.

Insider Trade Summary

24,607 shares exercised/converted

Mixed 2 txns

Insider OZONIAN STEVEN

Role null

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	24,607	$0.00	--
Exercise	Class A Common Stock	24,607	$0.00	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct, null); Class A Common Stock — 217,496 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

RSUs exercised: 24,607 units Shares acquired: 24,607 shares Post-transaction holdings: 217,496 shares +1 more

4 metrics

RSUs exercised 24,607 units Restricted Stock Units converted on May 29, 2026

Shares acquired 24,607 shares Class A Common Stock received from RSU exercise

Post-transaction holdings 217,496 shares Director’s direct Class A Common Stock after exercise

Exercise price $0.00 per share Stated price for RSU conversion into common shares

Key Terms

Restricted Stock Units, Class A Common Stock, derivative security

3 terms

Restricted Stock Units financial

"Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Class A Common Stock financial

"one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

derivative security financial

"transaction_code_description": "Exercise or conversion of derivative security""

A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

OZONIAN STEVEN

(Last) (First) (Middle)

C/O WILLISTON FINANCIAL GROUP

500 TECHNOLOGY DR., STE. 100

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/29/2026		M		24,607	A	(1)	217,496	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	05/29/2026		M			24,607	(1)	(1)	Class A Common Stock	24,607	$0	0	D

Explanation of Responses:

1. Each restricted stock unit ("RSU") represents a contingent right to receive, at settlement, one share of Class A Common Stock or, at the option of the Compensation Committee, the cash value of one share of Class A Common Stock.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Steven Ozonian	06/02/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did loanDepot (LDI) report for Steven Ozonian?

Director Steven Ozonian exercised 24,607 restricted stock units into 24,607 shares of Class A Common Stock. This was a derivative exercise at a stated price of $0.00 per share, reflecting equity compensation rather than an open-market stock purchase or sale.

How many loanDepot (LDI) shares does Steven Ozonian hold after this transaction?

After exercising 24,607 restricted stock units, Steven Ozonian directly holds 217,496 shares of loanDepot Class A Common Stock. This figure reflects his post-transaction ownership as reported, combining his existing stake with the newly issued shares from the RSU conversion.

Were Steven Ozonian’s loanDepot (LDI) transactions open-market buys or sales?

The reported transactions were not open-market buys or sales. They involved exercising restricted stock units classified as derivative securities, converting 24,607 RSUs into 24,607 Class A Common shares at a stated price of $0.00, with no separate market trade disclosed here.

What do the restricted stock units in this loanDepot (LDI) filing represent?

Each restricted stock unit represents a contingent right to receive, at settlement, one share of loanDepot Class A Common Stock or, at the Compensation Committee’s option, the cash value of one share. In this case, 24,607 RSUs were settled into 24,607 common shares.

Does this loanDepot (LDI) insider filing show remaining derivative awards for Steven Ozonian?

The filing’s derivative summary is empty, indicating no additional derivative securities such as remaining restricted stock units or options are listed for Steven Ozonian in this report. Only the 24,607 RSUs exercised into Class A Common Stock are shown in the disclosed data.