loanDepot (LDI) CFO granted major RSU and performance share awards

Rhea-AI Filing Summary

loanDepot, Inc. Chief Financial Officer David R. Hayes reported equity compensation activity and related share settlements. On March 16, 2026, previously granted restricted stock units vested and were settled into a total of 267,397 shares of Class A Common Stock through derivative exercises.

To cover tax obligations, 98,827 shares of Class A Common Stock were withheld at $1.56 per share, a non-market disposition that does not reflect an open-market sale. After these transactions, Hayes directly owned 608,375 shares of Class A Common Stock.

He also received new equity awards: 518,867 restricted stock units that vest in three equal annual installments starting on March 16, 2027, and 518,867 performance share units that vest only if loanDepot’s Class A Common Stock achieves specified price targets.

Insights

Equity compensation analyst

Compensation-driven equity awards and vesting, with routine tax withholding.

loanDepot CFO David R. Hayes reported derivative exercises of vested RSUs into 267,397 shares of Class A Common Stock and tax withholding of 98,827 shares at $1.56 per share. These F-code entries represent shares withheld for taxes, not open-market sales.

He also received sizeable new grants of 518,867 RSUs and 518,867 performance share units. The RSUs vest annually over three years beginning March 16, 2027, while the performance units vest only if the stock reaches specified price levels, tying value to long-term performance.

Following these transactions, Hayes directly held 608,375 common shares. With no open-market buying or selling and derivativeSummary showing no remaining option-like positions, the activity is best viewed as routine compensation and tax settlement rather than a directional bet on the stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hayes David R

(Last) (First) (Middle)

6561 IRVINE CENTER DR.,

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/16/2026(1)		M		200,730	A	(2)	640,535	D
Class A Common Stock	03/16/2026		F		74,906	D	$1.56	565,629	D
Class A Common Stock	03/16/2026(1)		M		66,667	A	(2)	632,296	D
Class A Common Stock	03/16/2026		F		23,921	D	$1.56	608,375	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	03/16/2026		M			200,730	(3)	(3)	Class A Common Stock	200,730	$0	401,460	D
Restricted Stock Units	(2)	03/16/2026		M			66,667	(4)	(4)	Class A Common Stock	66,667	$0	66,667	D
Restricted Stock Units	(5)	03/16/2026		A		518,867		(5)	(5)	Class A Common Stock	518,867	$0	518,867	D
Performance Share Units	(6)	03/16/2026		A		518,867		(6)	03/16/2029	Class A Common Stock	518,867	$0	518,867	D

Explanation of Responses:

1. The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, or Sunday, March 15, 2026, and were settled on Monday, March 16, 2026.

2. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock.

3. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.

4. The RSUs vest in three equal annual increments commencing March 15, 2025, the first anniversary of the grant.

5. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

6. Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for David R. Hayes	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did loanDepot (LDI) CFO David R. Hayes report in this Form 4?

He reported vesting and settlement of restricted stock units into 267,397 shares of Class A Common Stock, tax withholding of 98,827 shares, and new grants of 518,867 RSUs plus 518,867 performance share units, all dated March 16, 2026.

Did the loanDepot (LDI) CFO buy or sell shares on the open market?

No open-market purchases or sales were reported. The Form 4 shows derivative exercises of RSUs into common shares and F-code tax-withholding dispositions, where 98,827 shares were withheld at $1.56 per share to satisfy tax liabilities, rather than sold in the market.

How many loanDepot (LDI) shares does the CFO hold after these transactions?

After the reported transactions, David R. Hayes directly held 608,375 shares of loanDepot Class A Common Stock. This figure reflects RSUs converted into shares and the shares withheld for taxes on March 16, 2026, as disclosed in the Form 4.

What new restricted stock unit awards did the loanDepot (LDI) CFO receive?

He received 518,867 restricted stock units, each representing one future share of Class A Common Stock. According to the disclosure, these RSUs vest in three equal annual increments starting on March 16, 2027, aligning with a multi-year service period.

What are the performance share units granted to the loanDepot (LDI) CFO?

The CFO received 518,867 performance share units, each linked to one share of Class A Common Stock. These units vest only if the stock reaches specified price targets, meaning their value depends on achieving defined share price performance over time.

How were the vested RSUs for loanDepot (LDI) CFO structured over time?

Footnotes state certain RSUs vested on March 14–15, 2026 and settled on March 16, 2026. Other RSU grants vest in three equal annual increments beginning on March 14, 2026 or March 15, 2025, providing a staggered, multi-year vesting schedule.