loanDepot (LDI) CAO gains RSUs and PSUs in equity awards

Rhea-AI Filing Summary

loanDepot, Inc. Chief Accounting Officer Darren Graeler reported equity compensation activity tied to restricted and performance stock units. He exercised 27,372 restricted stock units into Class A common stock, then had 14,831 shares withheld at $1.56 per share to cover tax obligations, which is not an open-market sale.

Graeler also received 70,754 new restricted stock units and 23,584 performance share units, each representing the right to receive one share of Class A common stock if vesting conditions are met. Following these transactions, he directly holds 241,939 shares of Class A common stock and 54,745 restricted stock units.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Graeler Darren

(Last) (First) (Middle)

C/O LOANDEPOT, INC.

6561 IRVINE CENTER DRIVE

(Street)

IRVINE CALIFORNIA 92618

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
loanDepot, Inc. [ LDI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Accounting Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/16/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/16/2026(1)		M		27,372	A	(2)	256,770	D
Class A Common Stock	03/16/2026		F		14,831	D	$1.56	241,939	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	03/16/2026		M			27,372	(2)	(2)	Class A Common Stock	27,372	$0	54,745	D
Performance Share Units	(3)	03/16/2026		A		23,584		(3)	03/16/2029	Class A Common Stock	23,584	$0	23,584	D
Restricted Stock Units	(4)	03/16/2026		A		70,754		(4)	(4)	Class A Common Stock	70,754	$0	70,754	D

Explanation of Responses:

1. The restricted stock units ("RSUs") vested on Saturday, March 14, 2026, and were settled on Monday, March 16, 2026.

2. Each RSU represents a contingent right to receive, at settlement, one share of Class A Common Stock. The RSUs vest in three equal annual increments commencing March 14, 2026, the first anniversary of the grant.

3. Each performance restricted stock unit represents a contingent right to receive one share of the issuer's Class A Common Stock. The performance rights vest upon the issuer's Class A Common Stock achieving specified prices per share.

4. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the grant.

Remarks:

	/s/ Greg Smith, as Attorney-in-Fact for Darren Graeler	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did loanDepot (LDI) executive Darren Graeler report in this Form 4?

Darren Graeler, loanDepot’s Chief Accounting Officer, reported exercising 27,372 restricted stock units into Class A common stock and receiving new restricted and performance share unit awards, reflecting routine equity compensation rather than open-market stock purchases or sales.

How many loanDepot (LDI) shares does Darren Graeler hold after these transactions?

After the reported transactions, Darren Graeler directly holds 241,939 shares of loanDepot Class A common stock. He also holds 54,745 restricted stock units plus additional new awards that may convert into shares if their vesting conditions are satisfied over time.

Were any of Darren Graeler’s loanDepot (LDI) shares sold on the open market?

No open-market sale is reported. Instead, 14,831 shares of Class A common stock were withheld at $1.56 per share to satisfy tax obligations related to vesting, a standard tax-withholding mechanism rather than a discretionary sale into the market.

What new equity awards did loanDepot (LDI) grant to Darren Graeler?

Graeler received 70,754 new restricted stock units and 23,584 performance share units. Each unit represents a contingent right to one share of Class A common stock, subject to time-based vesting schedules and, for performance units, specified stock price performance conditions.

How do the new loanDepot (LDI) RSUs for Darren Graeler vest?

Each new restricted stock unit granted to Darren Graeler represents a right to one share of Class A common stock, vesting in three equal annual installments starting on the first anniversary of the grant date, assuming continued service and satisfaction of applicable vesting conditions.

What triggers vesting of Darren Graeler’s loanDepot (LDI) performance share units?

Each performance share unit gives Graeler the right to receive one share of Class A common stock if the company’s Class A shares reach specified target prices. These performance-based vesting hurdles align a portion of his compensation with the company’s share price performance.