LFT posts Q3 2025 results via furnished press release and supplement

Rhea-AI Filing Summary

Lument Finance Trust, Inc. furnished its quarterly update, announcing financial results for the quarter ended September 30, 2025. The company issued a press release and supplemental financial information, provided as Exhibits 99.1 and 99.2.

The materials are furnished under Item 2.02 and are not deemed filed for liability purposes under Section 18 of the Exchange Act. LFT’s common stock trades on the NYSE under “LFT,” and its 7.875% Series A Cumulative Redeemable Preferred Stock trades under “LFTPrA.”

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 12, 2025

LUMENT FINANCE TRUST, INC.

(Exact name of registrant as specified in its charter)

Maryland		001-35845		45-4966519
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

230 Park Avenue, 20th Floor

New York, New York 10169

(Address of principal executive offices)

(212) 317-5700

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 par value per share		LFT		New York Stock Exchange
7.875% Series A Cumulative Redeemable Preferred Stock, $0.01 par value per share		LFTPrA		New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ¨

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02 Results of Operations and Financial Condition.

On November 12, 2025, Lument Finance Trust, Inc. (the “Company”) issued a press release (the “Release”) and supplemental financial information announcing its financial results for the quarter ended September 30, 2025. The Release and supplemental financial information are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated herein by reference.

The information disclosed in “Item 2.02 Results of Operations and Financial Condition,” including Exhibits 99.1 and 99.2 hereto, is being furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of such section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Item 9.01 Exhibits.

(d)       Exhibits.

	99.1	Press Release of Lument Finance Trust, Inc., dated November 12, 2025.
	99.2	Supplemental Financial Information for the third quarter ended September 30, 2025.
	104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	LUMENT Finance Trust, Inc.
Date: November 12, 2025	By:	/s/ James A. Briggs
		James A. Briggs
		Chief Financial Officer

FAQ

What did LFT (NYSE:LFT) announce in this 8-K?

The company furnished a press release and supplemental financial information announcing results for the quarter ended September 30, 2025.

Which exhibits contain LFT’s Q3 2025 materials?

Exhibit 99.1 is the press release and Exhibit 99.2 is the supplemental financial information.

Are LFT’s Q3 2025 materials considered filed with the SEC?

No. The information is furnished under Item 2.02 and not deemed filed under Section 18 of the Exchange Act.

What period do the disclosed results cover for LFT?

The quarter ended September 30, 2025.

On which exchanges and symbols does LFT trade?

Common stock trades on NYSE as LFT; 7.875% Series A Cumulative Redeemable Preferred Stock trades as LFTPrA.

What is the purpose of this LFT 8-K?

To provide public access to the press release and supplemental financial information regarding quarterly results.