Every 8-K that Lument Finance Trust, Inc. (LFT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow LFT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LFT filings page.
Lument Finance Trust, Inc. (LFT) completed a previously announced 1-for-10 reverse stock split of its common stock after the close of business on September 9, 2026. Every ten issued and outstanding common shares were converted into one share, and trading on a post-split basis begins September 10, 2026 under the same LFT symbol with a new CUSIP 55025L306.
The reverse split reduced outstanding common shares from 52,564,062 to approximately 5,256,400. No fractional shares will remain; holders otherwise entitled to a fraction will receive cash equal to the fractional share multiplied by $6.959. The action applies uniformly and does not materially change any stockholder’s percentage ownership, and it does not change the number of authorized common shares.
Lument Finance Trust, Inc. reported second-quarter 2026 results and approved a 1-for-10 reverse stock split of its common stock. GAAP net loss attributable to common stockholders was $9.2 million, or $0.18 per share, and Distributable Loss was $5.3 million, or $0.10 per share.
The board declared a $0.04 cash dividend per common share and a $0.49219 dividend per Series A preferred share. Book value per common share was $2.76 as of June 30, 2026. The company held a $1.0 billion floating-rate CRE loan portfolio, 91.7% collateralized by multifamily assets, and a leverage ratio of 4.4x.
The reverse stock split, intended to regain NYSE listing compliance and support an efficient trading market, is expected to become effective at 5:00 p.m. ET on September 9, 2026. It is expected to reduce issued and outstanding common shares from approximately 52.5 million to 5.3 million, with fractional shares paid in cash and percentage ownership otherwise unchanged.
Lument Finance Trust, Inc. reported that on July 24, 2026 it received a deficiency notice from the New York Stock Exchange because the average closing price of its common stock was below $1.00 over a consecutive 30 trading-day period, triggering Section 802.01C of the NYSE Listed Company Manual. The notice does not constitute delisting and the stock continues to trade on the NYSE, subject to compliance with other continued listing standards.
The company has a six-month cure period, ending January 24, 2027, during which it can regain compliance if on the last trading day of any calendar month its common stock closes at or above $1.00 and has a 30 trading-day average at or above that level. Management is monitoring the share price and is considering alternatives, including a potential reverse stock split, though no specific action has been approved.
Lument Finance Trust, Inc. held its annual stockholder meeting on June 10, 2026 and confirmed its current board, executive pay program and auditor. Six directors were re-elected, an advisory vote approved compensation for named executives, and KPMG LLP was ratified as independent auditor for 2026.
The company also declared a quarterly cash dividend of $0.04 per share on its common stock for the second quarter of 2026, payable July 15, 2026 to stockholders of record on June 30, 2026. In addition, it declared a cash dividend of $0.4921875 per share on its 7.875% Series A Cumulative Redeemable Preferred Stock, payable July 15, 2026 to preferred stockholders of record on July 1, 2026.
Lument Finance Trust, Inc. reported first quarter 2026 results with a GAAP net loss attributable to common stockholders of $1.0 million, or $(0.02) per share. After adjustments, Distributable Earnings were $1.1 million, also $0.02 per share, reflecting core cash earnings.
The board declared a quarterly common dividend of $0.04 per share and a preferred dividend of $0.49219 per Series A preferred share. Book value per common share was $2.97 as of March 31, 2026, modestly below prior quarters. The company held a $1.1 billion floating-rate commercial real estate loan portfolio, about 92.6% backed by multifamily assets, with 91.8% of loans performing and a weighted average risk rating of 3.1.
Lument Finance Trust, Inc. reported a GAAP net loss attributable to common shareholders of $8.9 million, or $(0.17) per share, for Q4 2025 and a full-year 2025 GAAP net loss of $7.5 million, or $(0.14) per share. Despite the GAAP loss, full-year Distributable Earnings were $7.6 million, or $0.14 per share, while Q4 showed a small distributable loss.
The board declared a $0.04 per-share common dividend for Q1 2026 and a $0.4921875 per-share dividend on its 7.875% Series A preferred, both payable April 15, 2026. For 2025, cumulative common dividends were $0.22 per share and preferred dividends were $1.96876 per share.
As of December 31, 2025, book value per share of common stock was $3.03 and the company’s $1.1 billion floating-rate commercial real estate loan portfolio was about 92.6% multifamily, with a weighted average spread of SOFR + 3.33% and a leverage ratio of 4.6x.
Lument Finance Trust, Inc. amended its secured term loan Credit and Guaranty Agreement with Cortland Capital Market Services and existing lenders. A Fifth Amendment extended the maturity date of the secured term loans to February 20, 2026. A subsequent Sixth Amendment further revised key terms.
Under the Amended Credit and Guaranty Agreement, borrowings under the secured term loans now bear interest at a fixed rate of 9.75% per annum. The rate is scheduled to step up by 0.50% per annum for the first three months after February 20, 2029, with additional 0.50% step-ups every three months thereafter until maturity. The company agreed to pay lenders a customary fee for entering the Sixth Amendment and to reimburse certain lender expenses related to both amendments.
Lument Finance Trust, Inc. disclosed that a consolidated subsidiary closed LMNT CRE 2025-FL3, a commercial real estate collateralized loan obligation. The issuer sold approximately $585.0 million of investment grade notes to institutional investors and approximately $78.8 million of below investment grade notes to another LFT subsidiary, financing a portfolio of collateral interests and cash with a face value of about $663.8 million tied mainly to first-lien commercial mortgage bridge loans. Proceeds also repaid borrowings under existing credit facilities, funded a reinvestment account and covered transaction costs.
The structure includes multiple note classes with monthly interest payments at an initial weighted average rate of about 1.91% plus Term SOFR and a stated maturity in July 2043, with various optional and mandatory redemption features and limited recourse to the underlying collateral. LFT’s external manager and an affiliate waived fees on collateral management and advancing roles, while LFT affiliates retain at least 5% of the economic interest through Class H income notes to meet U.S. and European risk-retention rules.
LFT also arranged a new loan agreement with Northeast Bank providing up to $50 million of advances over a 36-month draw period to finance commercial real estate loans and REO properties at term SOFR plus a 3.50% margin, subject to borrowing base limits. In addition, the company declared a cash dividend of $0.04 per share on its common stock and $0.4921875 per share on its 7.875% Series A preferred stock.
Lument Finance Trust, Inc. reported that its indirect subsidiary, Lument Commercial Mortgage Trust, entered into a Forward Purchase Agreement with Lument Structured Finance, LLC to buy seven mortgage assets. These Mortgage Assets have an aggregate unpaid principal balance of $135.6 million, and the aggregate purchase price is also $135.6 million plus accrued and unpaid interest as of the settlement date. The loans are first-lien, floating-rate mortgages or participation interests secured by six multifamily properties and one healthcare property across the United States. The settlement date is defined as December 10, 2025, or another date agreed by the parties. The company also announced the pricing of a commercial real estate collateralized loan obligation, LMNT 2025-FL3, through certain of its wholly owned subsidiaries, as described in a press release furnished as an exhibit.
Lument Finance Trust, Inc. furnished its quarterly update, announcing financial results for the quarter ended September 30, 2025. The company issued a press release and supplemental financial information, provided as Exhibits 99.1 and 99.2.
The materials are furnished under Item 2.02 and are not deemed filed for liability purposes under Section 18 of the Exchange Act. LFT’s common stock trades on the NYSE under “LFT,” and its 7.875% Series A Cumulative Redeemable Preferred Stock trades under “LFTPrA.”
Lument Finance Trust entered into an uncommitted master repurchase agreement with JPMorgan Chase Bank providing up to $450 million of financing for first mortgage loans, controlling loan participations, and other commercial mortgage debt secured by commercial real estate. Advances bear interest at term SOFR plus a case-by-case spread.
The facility has an initial maturity of November 3, 2028, with two one-year extensions at the seller’s option, subject to conditions. Lument Finance Trust also provided a Guarantee, generally capping its liability at 25% of the then unpaid aggregate repurchase price of purchased loans and related obligations, subject to exceptions. The agreements include customary representations, covenants, events of default, and indemnities, and impose financial covenants on the guarantor, including minimum unencumbered liquidity, minimum tangible net worth, a maximum leverage ratio, and an interest charge coverage ratio.
Lument Finance Trust, Inc. declared cash dividends for the third quarter of 2025. The company set a dividend of $0.04 per share on its common stock, providing a regular cash payout to common shareholders.
It also declared a quarterly cash dividend of $0.4921875 per share on its 7.875% Series A Cumulative Redeemable Preferred Stock, reflecting the stated rate on that preferred issue. Both dividends are described in more detail in an accompanying dividend press release.
Lument Finance Trust, Inc. furnished a press release and supplemental financial information announcing its financial results for the quarter ended June 30, 2025. Those materials are attached to the Form 8-K as Exhibit 99.1 (press release) and Exhibit 99.2 (supplemental financial information) and are referenced under Item 2.02 (Results of Operations and Financial Condition).
The company states these materials are being furnished and not filed, which the filing says limits Section 18 liability and prevents automatic incorporation by reference into other securities filings unless expressly referenced. The exhibits list includes an Inline XBRL cover page for interactive data, and the Form 8-K identifies the company’s registered securities as Common Stock (LFT) and 7.875% Series A Preferred Stock (LFTPrA) on the NYSE.
Lument Finance Trust (NYSE:LFT) filed a Form 8-K announcing its regular Q2 2025 dividends.
- $0.06 per share for common stock.
- $0.4921875 per share for 7.875% Series A cumulative redeemable preferred stock.
No other operational or financial details were provided. The disclosure, furnished under Item 7.01, is not deemed "filed" for Exchange Act purposes.