Welcome to our dedicated page for Lument Finance Trust SEC filings (Ticker: LFT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Lument Finance Trust, Inc. (NYSE: LFT) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. LFT is a Maryland real estate investment trust focused on investing in, financing and managing a portfolio of commercial real estate debt investments, primarily transitional floating rate commercial mortgage loans with an emphasis on middle-market multifamily assets. Its filings offer detailed insight into how this commercial real estate debt strategy is implemented and financed.
Through current reports on Form 8-K, Lument Finance Trust discloses material events and definitive agreements, such as the entry into commercial real estate collateralized loan obligation (CRE CLO) transactions, loan agreements, and uncommitted master repurchase agreements. These filings describe the structure of securitizations backed by first lien commercial mortgage bridge loans and participations, the classes of notes issued, collateral characteristics, reinvestment periods and the use of proceeds, as well as borrowing base mechanics and interest terms under credit facilities.
Other 8-K filings furnish earnings releases and supplemental financial information, summarizing quarterly results and providing reconciliations between GAAP net income attributable to common shareholders and the company’s non-GAAP distributable earnings measure. Additional 8-Ks report dividend declarations on common stock and 7.875% Series A Cumulative Redeemable Preferred Stock, along with related record and payment dates.
On Stock Titan, these filings are paired with AI-powered summaries that highlight key terms, obligations and financial implications, helping readers interpret complex documents such as securitization indentures, repurchase agreements and guarantees. Users can quickly identify items related to LFT’s financing structures, commercial real estate loan portfolio and capital markets activity, while still having direct access to the full text of each SEC filing for detailed review.
Lument Finance Trust, Inc. (LFT) reported an insider stock purchase by its Chief Executive Officer. On 11/26/2025, the CEO acquired 55,000 shares of common stock in an open-market purchase at a price of $1.5994 per share. Following this transaction, the CEO beneficially owns 378,939 shares of Lument Finance Trust common stock directly.
Lument Finance Trust, Inc. (LFT) reported an insider share purchase by a director. On 11/25/2025, the director bought 3,000 shares of common stock at $1.59 per share, coded as an open market or purchase transaction. Following this trade, the director now beneficially owns 240,732 shares of Lument Finance Trust common stock in direct ownership. This filing is a routine Form 4 disclosure of insider activity.
Lument Finance Trust, Inc. furnished its quarterly update, announcing financial results for the quarter ended September 30, 2025. The company issued a press release and supplemental financial information, provided as Exhibits 99.1 and 99.2.
The materials are furnished under Item 2.02 and are not deemed filed for liability purposes under Section 18 of the Exchange Act. LFT’s common stock trades on the NYSE under “LFT,” and its 7.875% Series A Cumulative Redeemable Preferred Stock trades under “LFTPrA.”
Lument Finance Trust (NYSE: LFT) reported Q3 2025 results showing a smaller loan book and higher credit reserves as it navigates a tougher CRE environment. Net income attributable to common stockholders was $0.7 million, or $0.01 per share, compared with $5.1 million, or $0.10 per share, a year ago. The company declared a $0.04 dividend per common share.
Total assets were $955.7 million, down from $1,128.6 million at year-end. Commercial mortgage loans held-for-investment, net, were $821.8 million versus $1,048.8 million, reflecting $167.1 million of principal payments and $62.6 million transferred to real estate owned. REO included $49.3 million held-for-investment and $8.9 million held-for-sale. The CECL allowance rose to $14.0 million from $11.3 million.
Net interest income was $5.1 million, down from $9.5 million in the prior-year quarter, as interest income declined with a smaller portfolio while interest expense also fell. Equity totaled $230.1 million versus $237.9 million at year-end. Shares outstanding were 52,364,930 as of November 10, 2025.
Lument Finance Trust entered into an uncommitted master repurchase agreement with JPMorgan Chase Bank providing up to $450 million of financing for first mortgage loans, controlling loan participations, and other commercial mortgage debt secured by commercial real estate. Advances bear interest at term SOFR plus a case-by-case spread.
The facility has an initial maturity of November 3, 2028, with two one-year extensions at the seller’s option, subject to conditions. Lument Finance Trust also provided a Guarantee, generally capping its liability at 25% of the then unpaid aggregate repurchase price of purchased loans and related obligations, subject to exceptions. The agreements include customary representations, covenants, events of default, and indemnities, and impose financial covenants on the guarantor, including minimum unencumbered liquidity, minimum tangible net worth, a maximum leverage ratio, and an interest charge coverage ratio.
Lument Finance Trust director James Christopher Hunt acquired 11,374 shares of common stock on 09/18/2025 at a price of $2.198 per share as payment for director fees. After the transaction he beneficially owned 652,263 shares. The filing is a Form 4 reporting the non-derivative acquisition and indicates the shares were issued as director compensation. The document is signed by an attorney-in-fact on 09/19/2025 and contains no other transactions or derivative holdings.
Lument Finance Trust director Neil A. Cummins received 6,255 shares as payment for director fees on 09/18/2025 at an effective price of $2.198 per share. After the issuance, Mr. Cummins beneficially owns 95,959 shares. The Form 4 shows the transaction was reported as an acquisition and is explained simply as "director fees paid in stock."
Keenan Walter C, a director of Lument Finance Trust, Inc. (LFT), received 6,255 shares of common stock as payment of director fees on 09/18/2025 at a reported price of $2.198 per share. After the transaction he beneficially owned 153,124 shares in total. The Form 4 was submitted as a single reporting person filing and is signed by an attorney-in-fact on 09/19/2025. The filer explains the shares represent director fees paid in stock.
Lument Finance Trust, Inc. declared cash dividends for the third quarter of 2025. The company set a dividend of $0.04 per share on its common stock, providing a regular cash payout to common shareholders.
It also declared a quarterly cash dividend of $0.4921875 per share on its 7.875% Series A Cumulative Redeemable Preferred Stock, reflecting the stated rate on that preferred issue. Both dividends are described in more detail in an accompanying dividend press release.
William A. Houlihan, a director of Lument Finance Trust, Inc. (LFT), purchased 10,000 shares of the issuer's common stock on 08/13/2025 at a price of $2.16 per share. After the purchase he beneficially owned 237,732 shares. The Form 4 was signed by an attorney-in-fact on 08/14/2025. The filing reports a straightforward open-market acquisition by an insider and contains no derivative transactions.