Ethos Technologies addresses TruStage disruption

Rhea-AI Filing Summary

Ethos Technologies Inc. (LIFE) filed a current report to address recent commentary about a July 2026 service disruption that affected systems operated by its carrier partner, TruStage Financial Group, Inc. The company includes forward‑looking statements about the potential impact of this incident and refers investors to its previously disclosed risk factors.

Ethos states that these statements are subject to risks and uncertainties described in its Quarterly Report on Form 10‑Q for the quarter ended June 30, 2026 and other SEC reports, and notes it has no obligation to update such forward‑looking statements except as required by law.

8-K Event Classification

Item 7.01 — Regulation FD Disclosure

1 item

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Key Figures

Service disruption timing: July 2026 Report date: September 16, 2026 Form 10-Q period: Quarter ended June 30, 2026

3 metrics

Service disruption timing July 2026 Timing of the TruStage systems service disruption described by Ethos

Report date September 16, 2026 Date Ethos addressed commentary about the service disruption

Form 10-Q period Quarter ended June 30, 2026 Reference period for the risk factors cited by Ethos

Key Terms

service disruption, forward-looking statements, Private Securities Litigation Reform Act of 1995, Risk Factors, +1 more

5 terms

service disruption technical

"commentary concerning a service disruption affecting systems operated"

forward-looking statements regulatory

"contains express and implied “forward-looking statements” within the meaning"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

Private Securities Litigation Reform Act of 1995 regulatory

"within the meaning of the Private Securities Litigation Reform Act of 1995"

Risk Factors financial

"including risks described in the “Risk Factors” section of Ethos’ Quarterly"

Risk factors are elements or conditions that could cause an investment's value to decrease or lead to potential losses. They are like warning signs or obstacles that can affect the success of an investment, making it uncertain or more unpredictable. Recognizing risk factors helps investors understand the possible challenges and make more informed decisions.

emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What incident does Ethos Technologies Inc. (LIFE) describe in this 8-K?

Ethos describes a service disruption that affected systems operated by its carrier partner, TruStage Financial Group, Inc., which occurred in July 2026. The company addresses recent commentary about this disruption and discusses its potential impact in forward-looking terms.

When did Ethos Technologies Inc. (LIFE) address the TruStage service disruption?

Ethos addressed the TruStage-related service disruption on September 16, 2026. On that date, it discussed the July 2026 incident and included forward-looking statements regarding the disruption’s potential impact and the company’s expectations, plans, and prospects.

How does Ethos Technologies Inc. (LIFE) characterize its statements about the disruption?

Ethos characterizes its statements as forward-looking statements under the Private Securities Litigation Reform Act of 1995, covering the impact of the incident and the company’s expectations, plans and prospects, and emphasizes that these involve risks and uncertainties.

Where does Ethos Technologies Inc. (LIFE) direct investors for risk information related to this incident?

Ethos directs investors to the “Risk Factors” section of its Form 10‑Q for the quarter ended June 30, 2026, filed on August 5, 2026, and to other reports it files with the SEC for additional risk information.

Does Ethos Technologies Inc. (LIFE) commit to updating its forward-looking statements about the disruption?

Ethos states that, except as required by law, it undertakes no obligation and does not intend to update its forward-looking statements regarding the service disruption or other matters discussed.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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false 0001788451 0001788451 2026-09-16 2026-09-16

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 16, 2026

Ethos Technologies Inc.

(Exact name of Registrant as Specified in Its Charter)

Delaware		001-43065		81-3181024
(State or Other Jurisdiction of Incorporation)		(Commission File Number)		(IRS Employer Identification No.)

90 New Montgomery Street, Suite 1500
San Francisco, California		94105
(Address of Principal Executive Offices)		(Zip Code)

Registrant’s Telephone Number, Including Area Code: 415 915-0665

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Class A Common Stock, $0.0001 par value		LIFE		Nasdaq Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On September 16, 2026, Ethos Technologies Inc. (the “Company” or “Ethos”) addressed recent commentary concerning a service disruption affecting systems operated by its carrier partner, TruStage Financial Group, Inc. (“TruStage”) that occurred in July 2026.

• No Ethos systems were penetrated, and no data was exfiltrated from the Company’s systems due to the TruStage incident.

• The Company does not expect any material impact from the TruStage incident on its Q3 2026 financials. Any impact of the incident was factored into the Company’s Q3 2026 financial guidance issued on August 3, 2026.

• Since the service disruption, the Company has not observed any incremental lapse rates compared to pre-incident levels for TruStage policies in the July billing cycle.

• The Company does not believe there are any material ongoing negative impacts to its business, financial condition or results of operations as a result of the TruStage service disruption.

Forward-Looking Statements

The information set forth under Item 7.01 of this Current Report on Form 8-K contains express and implied “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including, but not limited to, statements regarding the impact of the incident described herein, and the Company’s expectations, plans and prospects and any other statements that are not historical facts. In some cases, you can identify forward-looking statements by terms such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “project,” “will,” or similar expressions. These forward-looking statements are based on current expectations and involve risks and uncertainties that could cause actual results to differ materially, including risks described in the “Risk Factors” section of Ethos’ Quarterly Report on Form 10-Q for the fiscal quarter ended June 30, 2026 filed with the Securities and Exchange Commission (“SEC”) on August 5, 2026 and in other reports Ethos files from time to time with the SEC. Except as required by law, Ethos undertakes no obligation, and does not intend, to update these forward-looking statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

				Ethos Technologies Inc.
Dated: September 16, 2026
				By:		/s/ Peter Colis
						Peter Colis
						Chief Executive Officer

Filing Exhibits & Attachments

3 documents

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA 3.1 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE 18.3 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE 11.4 KB