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Ethos Reports Second Quarter Fiscal Year 2026 Financial Results

(Very Positive)
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Ethos (Nasdaq: LIFE) reported second quarter 2026 revenue of $189.6 million, up 113% year-over-year, with direct channel revenue of $116.5 million (+131%) and third-party channel revenue of $73.1 million (+90%). Net income was $19.5 million for a 10% margin, while non-GAAP net income reached $35.0 million (18% margin). Adjusted EBITDA was $35.2 million, a 19% margin, and gross profit was $185.5 million, a 98% gross margin.

Ethos activated 107,847 new policies in Q2, up 133% year-over-year, while reported average revenue per unit was $1,758, an 8% decline driven by channel and product mix. Operating cash flow was $35.7 million. The board authorized a $100 million Class A share repurchase program. For Q3 2026, Ethos expects revenue of $160–$164 million and adjusted EBITDA of $23–$25 million. For full-year 2026, it guides to revenue of $727–$731 million and adjusted EBITDA of $119–$123 million, representing 88% year-over-year revenue growth at the midpoint.

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Positive

  • Q2 2026 revenue $189.6 million, up 113% year-over-year
  • Direct channel revenue $116.5 million, up 131% year-over-year
  • Third-party revenue $73.1 million, up 90% year-over-year
  • Q2 net income $19.5 million with 10% net margin
  • Adjusted EBITDA $35.2 million with 19% margin in Q2
  • Share repurchase authorization up to $100 million of Class A stock
  • Full-year 2026 revenue guidance $727–$731 million, +88% YoY at midpoint
  • Operating cash flow $35.7 million provided by operations in Q2

Negative

  • Average revenue per unit $1,758, down 8% year-over-year
  • Six-month 2026 net loss $146.9 million despite Q2 profitability
  • Six-month stock-based compensation $208.2 million, materially impacting GAAP earnings
  • Six-month general and administrative expense $204.6 million vs. $21.5 million prior-year period
  • Q3 2026 revenue guidance $160–$164 million, below Q2 2026 revenue level

News Explained

The $100 million buyback ceiling is disclosed alongside June 30 cash of $112,158 and investments of $56,161 plus $84,536, clarifying the authorization’s liquidity scale while establishing authorization rather than a completed repurchase.

Market reaction after 2Q26 earnings report: LIFE +15.87%

+15.87% $26.45 4.4x vol
15m delay
+15.87% Vs previous close
$26.45 Last Price
$18.50 $27.52 Day Range
$1.67B Market Cap
4.4x Rel. Volume

Following this news, LIFE has gained 15.87%, reflecting a significant positive market reaction. Our momentum scanner has triggered 55 alerts so far, indicating high trading interest and price volatility. The stock is currently trading at $26.45. Trading volume is very high at 4.4x the average, suggesting strong buying interest.

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Market Context

The stock is surging +11.7% following this news. The prior earnings event, news_id 1052459, generate...
Analysis

The stock is surging +11.7% following this news. The prior earnings event, news_id 1052459, generated a 32.31% 24-hour reaction. A strong positive response would be assessed against that precedent, while current Net Selling insider activity remains a sourced risk.

Key Figures

Revenue: $189.6 million Direct Channel Revenue: $116.5 million Third-Party Revenue: $73.1 million +5 more
8 metrics
Revenue $189.6 million Q2 fiscal 2026; up 113% year-over-year
Direct Channel Revenue $116.5 million Q2 fiscal 2026; up 131% year-over-year
Third-Party Revenue $73.1 million Q2 fiscal 2026; up 90% year-over-year
Net Income $19.5 million Q2 fiscal 2026; 10% margin
Adjusted EBITDA $35.2 million Q2 fiscal 2026; 19% margin
Share Repurchase Authorization Up to $100 million Class A common stock
Q3 Revenue Outlook $160 million-$164 million Third quarter fiscal 2026; 73% year-over-year increase at midpoint
Full-Year Revenue Outlook $727 million-$731 million Fiscal 2026; 88% year-over-year increase at midpoint

Previous Earnings Reports

1 past event · Latest: May 06 (Positive)
Same Type Pattern 1 events
Date Event Sentiment 24h Move Catalyst
May 06 Q1 earnings report Positive +32.3% Q1 revenue growth and profitability metrics accompanied a 32.31% 24-hour reaction

24h Move is the share-price change in the day after each event; other market factors may also have contributed.

Pattern Detected

The tag-specific record showed a positive reaction to the prior earnings release.

Key Terms

non-gaap, adjusted ebitda, contribution profit, share repurchase program
4 terms
non-gaap financial
"Non-GAAP Net Income: $35.0 million, representing an 18% margin"
Non-GAAP refers to financial measures that companies use to show their earnings or performance without including certain expenses or income that are often added back to give a different picture. It matters because it can make a company's results look better or more favorable, but it may also hide important costs, so investors need to look at both GAAP (official rules) and non-GAAP numbers to get a full understanding.
View in glossary
adjusted ebitda financial
"Adjusted EBITDA: $35.2 million, representing a 19% margin"
Adjusted EBITDA is a way companies measure how much money they make from their core operations, like running a business, by removing certain costs or income that aren’t part of regular business activities. It helps investors see how well a company is doing without distractions from unusual expenses or gains, making it easier to compare companies or track performance over time.
contribution profit financial
"Contribution Profit: $62.3 million, a 33% contribution profit margin"
Contribution profit is the money left from sales after subtracting costs that change with production or sales (for example materials or direct labor); it shows how much each sale contributes to covering fixed expenses and creating overall profit. Investors look at contribution profit to judge product-level profitability, pricing strength and how quickly a business can reach break-even—like seeing how much of each paycheck is available to pay rent and build savings.
share repurchase program financial
"authorized a share repurchase program of up to $100 million"
A share repurchase program is when a company buys back its own shares from the marketplace. This reduces the total number of shares available, which can increase the value of each remaining share and signal confidence in the company's prospects. For investors, it often suggests that the company believes its stock is undervalued or that it has extra cash to return to shareholders.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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  • Q2 Revenue grew 113% year-over-year to $190 million
  • Q2 Direct Channel Revenue grew 131% year-over-year to $116 million
  • Q2 Third-Party Revenue grew 90% year-over-year to $73 million
  • Board of Directors authorized a share repurchase program of up to $100 million of Ethos’ Class A common stock

AUSTIN, Texas, Aug. 03, 2026 (GLOBE NEWSWIRE) -- Ethos (Nasdaq: LIFE), a leading life insurance technology company on a mission to democratize access to life insurance, today announced its financial results for the second quarter ended June 30, 2026.

"Q2 was our second consecutive quarter of over 100% year-over-year growth, extending a streak of durable, multi-year growth we've built quarter over quarter," said Peter Colis, CEO and Co-Founder of Ethos. "In Q2 alone, we protected more than 100,000 additional families at a pace that shows just how fast our growth is compounding."

In addition to the release of financial results, Ethos announced today that its Board of Directors has authorized a share repurchase program of up to $100 million of the Company’s outstanding Class A common stock.

Second Quarter 2026 Financial Highlights

  • Revenue: Grew 113% year-over-year to $189.6 million
  • Direct Channel Revenue: Grew 131% year-over-year to $116.5 million with similar year-over-year unit economics
  • Third-Party Channel Revenue: Grew 90% year-over-year to $73.1 million
  • Net Income: $19.5 million, representing a 10% margin
  • Non-GAAP Net Income: $35.0 million, representing an 18% margin
  • Adjusted EBITDA: $35.2 million, representing a 19% margin
  • Gross Profit: $185.5 million, representing a 98% gross profit margin
  • Contribution Profit: $62.3 million, a 33% contribution profit margin
  • Net Income per Share: basic was $0.31 and diluted was $0.30 per share
  • Non-GAAP Net Income per Share: diluted was $0.53 per share    
  • Cash Flow: $35.7 million net cash provided by operations

Second Quarter 2026 Business Highlights

  • Families Protected: Activated 107,847 new policies in Q2, representing 133% year-over-year growth
  • Reported Average Revenue per Unit: $1,758, representing an 8% year-over-year decline due to channel/product mix
  • Product Innovation: Launched Juvenile IUL with North American

Financial Outlook  

For the third quarter of 2026, Ethos expects the following:

  • Total Revenue: Between $160 million and $164 million, representing a 73% increase year-over-year at the midpoint
  • Adjusted EBITDA: Between $23 million and $25 million

For the full fiscal year 2026, Ethos expects the following:

  • Total Revenue: Between $727 million and $731 million, representing an 88% increase year-over-year at the midpoint
  • Adjusted EBITDA: Between $119 million and $123 million

Ethos’ financial outlook for the third quarter and full fiscal year 2026 are forward-looking, and actual results may differ materially as a result of many factors. Refer to the Forward-Looking Statements safe harbor below for information on the factors that could cause the company's actual results to differ materially from these forward-looking statements.

Reconciliation of Adjusted EBITDA on a forward-looking basis to net income, the most directly comparable GAAP measure, is not available without unreasonable efforts due to high variability and complexity and low visibility with respect to certain charges excluded from this non-GAAP measure, including interest expense, interest income, and income tax expenses. Ethos expects the variability of these items could have a significant, and potentially unpredictable, impact on its future GAAP financial results.

Conference Call Information

Ethos will host a conference call for analysts and investors to discuss its earnings results for the second quarter 2026 and outlook for its third fiscal quarter and fiscal year 2026 today at 1:30 p.m. Pacific time (4:30 p.m. Eastern time). A live webcast and accompanying presentation can be accessed through the events section of the Ethos investor relations website at investors.ethos.com. A recorded webcast of the event will also be available on the Ethos Investor Relations website.     

Non-GAAP Financial Information

Ethos has provided in this press release financial information that has not been prepared in accordance with generally accepted accounting principles in the United States (GAAP). We believe that non-GAAP financial measures, among others, provide important supplemental information to management and investors, help evaluate our business, identify trends affecting our performance, formulate business plans, and make strategic decisions.

The presentation of these non-GAAP financial measures is not meant to be considered in isolation or as a substitute for comparable GAAP financial measures and should be read only in conjunction with the Company’s consolidated financial statements prepared in accordance with GAAP. For further information regarding these non-GAAP measures, including the reconciliation of these non-GAAP financial measures to their most directly comparable GAAP financial measures, please refer to the financial tables below.

Adjusted EBITDA - Ethos defines Adjusted EBITDA as net income excluding interest expense, interest income, income tax expense (benefit), depreciation and amortization, and stock-based compensation expense and related taxes as set forth in the table below. Adjusted EBITDA Margin is calculated by dividing Adjusted EBITDA for a period by revenue for the same period. Ethos uses Adjusted EBITDA and Adjusted EBITDA Margin to assess performance, to inform the preparation of its annual operating budget and quarterly forecasts, to evaluate the effectiveness of its business strategies, and to assist its board of directors in monitoring its business and financial performance. Ethos believes that Adjusted EBITDA and Adjusted EBITDA Margin provide useful information to investors about its business and financial performance, enhance their overall understanding of its past performance and future prospects, including by providing consistency and comparability with its past financial performance, and allow for greater transparency with respect to measures used by its management in investors’ financial and operational decision-making. In addition, Ethos believes Adjusted EBITDA is widely used by investors, securities analysts, and other parties in evaluating companies in its industry as a measure of operational performance.

Contribution Profit - Ethos defines Contribution Profit as gross profit less sales and marketing expense, which includes agent payments and underwriting costs for non-activated policies, plus stock-based compensation and related taxes related to its employees and overhead costs allocated to sales and marketing expenses. Gross profit is defined as revenue less cost of revenue. Cost of revenue primarily consists of underwriting costs associated with activated policies. Overhead costs allocated to sales and marketing expenses include professional fees, technology expenses, and other related expenses. Contribution Margin is calculated by dividing Contribution Profit for a period by revenue for the same period.

Non-GAAP Net Income and Non-GAAP Net Income Per Share, Basic and Diluted - Ethos defines non-GAAP net income as net income/(loss), adjusted to exclude stock-based compensation and related taxes, to provide investors and management with greater visibility into the underlying performance of its recurring core business operations. Ethos defines non-GAAP net income per share, basic, as non-GAAP net income divided by the weighted-average shares outstanding. Ethos defines non-GAAP net income per share, diluted, as non-GAAP net income divided by the weighted-average shares outstanding, which includes the dilutive effect of potentially diluted common stock equivalents outstanding during the period, if any.

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

Learn more at ethos.com.

Investor Relations Contact:
Aaron Turner
ir@ethos.com

Press Contact:
Allyson Savage
press@ethos.com

Forward-Looking Statements

This press release and the related conference call contain express and implied “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995, including, but not limited to, statements regarding potential share repurchases, Ethos’ financial outlook for the fiscal quarter ending September 30, 2026 and the fiscal year ending December 31, 2026, the size of Ethos’ market opportunity, market trends, and Ethos’ business and financial strategy and plans. In some cases, you can identify forward-looking statements by terms such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “project,” “will,” or similar expressions. Such statements are subject to risks, uncertainties and other factors that may cause actual results to be materially different from any future results expressed or implied by the forward-looking statements. These include, but are not limited to: Ethos’ limited operating history at its current scale, scope and complexity; the growth rate of the markets in which Ethos competes; Ethos’ ability to effectively manage and sustain its growth; Ethos’ ability to compete with existing competitors and new market entrants; Ethos’ ability to attract new and retain existing carriers and agency counterparties; adoption of and engagement with Ethos’ platform by individual agents; Ethos’ brand awareness and the success of its marketing efforts to grow its business; potential damage to Ethos’ reputation; disruptions or other business interruptions that affect the availability of Ethos’ platform. Additional risks and uncertainties that could cause actual outcomes and results to differ materially from those contemplated by the forward-looking statements contained herein are included in the “Risk Factors” and “Management’s Discussion and Analysis of Financial Condition and Results of Operations” sections of Ethos’ most recent filings with the Securities and Exchange Commission, including in its Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2026.  Except as required by law, Ethos undertakes no obligation, and does not intend, to update these forward-looking statements.


ETHOS TECHNOLOGIES INC.
Condensed Consolidated Statements of Operations
(In Thousands, Except Per Share Data) (Unaudited)
 
  Three Months Ended June 30,  Six Months Ended June 30, 
  2026   2025  2026  2025 
Revenue:            
Commission $189,562   $88,849  $382,661  $183,737 
Total revenue  189,562    88,849   382,661   183,737 
Costs and expenses:            
Sales and marketing  128,086    51,748   272,193   108,131 
General and administrative  23,910    8,147   204,554   21,543 
Technology (exclusive of amortization)  13,871    7,284   40,934   16,942 
Cost of revenue  4,026    1,422   7,256   2,997 
Depreciation and amortization  1,550    1,406   2,919   2,743 
Total costs and expenses  171,443    70,007   527,856   152,356 
Income (loss) from operations  18,119    18,842   (145,195)  31,381 
Other income (expense):            
Interest expense  (616   (646)  (1,278)  (1,619)
Interest income  1,765    1,549   3,142   3,062 
Other income, net  52    26   105   58 
Total other income, net  1,201    929   1,969   1,501 
Net income (loss) before income tax expense  19,320    19,771   (143,226)  32,882 
Income tax expense (benefit)  (211)   1,302   3,634   2,166 
Net income (loss)  19,531    18,469   (146,860)  30,716 
Deemed dividend on the conversion of Series D and D-1 redeemable convertible preferred stock         (5,642)   
Net income (loss) attributable to common stockholders $19,531   $18,469  $(152,502) $30,716 
             
Per share data:            
Basic net income (loss) per share $0.31   $1.12  $(2.73) $1.87 
Diluted net income (loss) per share $0.30   $0.31  $(2.73) $0.52 
Weighted-average shares used in computing basic net income (loss) per share  63,480    16,544   55,805   16,402 
Weighted-average shares used in computing diluted net income (loss) per share  65,645    58,794   55,805   58,778 


ETHOS TECHNOLOGIES INC
Condensed Consolidated Balance Sheets
(In Thousands)(Unaudited)
  June 30,  December 31, 
  2026  2025 
Assets      
Current assets:      
Cash and cash equivalents $112,158  $91,091 
Short-term investments  56,161   34,876 
Accounts receivable, net  57,211   36,498 
Commissions receivable-current, net  30,886   28,786 
Prepaid and other current assets  45,585   54,553 
Total current assets  302,001   245,804 
Long-term assets:      
Commissions receivable, net  293,394   224,219 
Property and equipment, net  10,986   8,189 
Operating lease right-of-use assets  1,623   2,183 
Goodwill  2,238   2,238 
Acquired intangible assets, net of amortization  611   662 
Long-term investments  84,536   31,468 
Other long-term assets  695   574 
Total long-term assets  394,083   269,533 
Total assets $696,084  $515,337 
Liabilities, redeemable preferred stock and stockholders’ equity      
Current liabilities:      
Accounts payable $80,353  $55,070 
Accrued expenses  62,053   39,224 
Liabilities related to sale of commissions receivable, current  9,491   11,750 
Operating lease liabilities, current  1,031   1,125 
Other current liabilities  46,117   6,021 
Total current liabilities  199,045   113,190 
Long-term liabilities:      
Liabilities related to sale of commissions receivable, non-current  8,738   12,509 
Operating lease liabilities, non-current  742   1,228 
Deferred tax liability  11,393   8,529 
Total long-term liabilities  20,873   22,266 
Total liabilities  219,918   135,456 
Commitments and contingencies      
Redeemable convertible preferred stock, par value $0.0001     403,997 
Stockholders’ deficit:      
Common stock, $0.0001 par value  6   2 
Additional paid-in capital  726,960   78,950 
Accumulated other comprehensive loss  (1,426)  (554)
Accumulated deficit  (249,374)  (102,514)
Total stockholders’ equity (deficit)  476,166   (24,116)
Total liabilities, redeemable convertible preferred stock and stockholders’ equity $696,084  $515,337 


ETHOS TECHNOLOGIES INC.
Condensed Consolidated Statements of Cash Flows
(In Thousands)(Unaudited)
 
  Six Months Ended June 30, 
  2026  2025 
Cash flows from operating activities      
Net income (loss) $(146,860) $30,716 
Adjustments to reconcile net income to net cash used in operating activities:      
Deferred taxes  2,864   1,617 
Depreciation and amortization  2,919   2,743 
Non-cash interest expense  1,278   1,619 
Amortization of discounts and premium, investments  (532)  (639)
Stock-based compensation expense  208,197   10,292 
Operating lease right-of-use asset amortization  548   412 
Unrealized foreign currency translation  (161)  (134)
Changes in operating assets and liabilities:      
Prepaid and other assets  1,886   (10,866)
Accounts payable  25,408   22,634 
Accounts receivable  (20,713)  (8,165)
Commissions receivable  (2,100)  (8,926)
Long-term commissions receivable  (69,175)  (22,204)
Accrued expenses  23,781   6,070 
Other current liabilities  39,529   (385)
Other long-term liabilities     (750)
Net cash provided by operating activities  66,869   24,034 
Cash flows from investing activities      
Purchase of property and equipment  (678)  (578)
Purchase of investments  (122,388)  (22,210)
Proceeds from maturity of investments  47,315   45,800 
Investment in software development costs  (3,337)  (1,797)
Net cash provided by (used in) investing activities  (79,088)  21,215 
Cash flows from financing activities      
Proceeds from issuance of Class A common stock in initial public offering, net of underwriting discounts and commissions  91,580    
Proceeds from liabilities related to sale of commissions receivable     5,000 
Taxes paid related to net share settlement of restricted stock units  (49,085)   
Repayment of liabilities related to sale of commissions receivable  (6,978)  (4,711)
Proceeds from exercise of stock options and warrants  701   790 
Payment of deferred offering costs  (2,843)  (1,118)
Net cash provided by (used in) financing activities  33,375   (39)
Net increase in cash and cash equivalents  21,156   45,210 
Effect of exchange rates on cash  (89)  (1)
Cash and cash equivalents, beginning of period  91,091   35,075 
Cash and cash equivalents, end of period $112,158  $80,284 


ETHOS TECHNOLOGIES INC.
RECONCILIATION OF GAAP TO NON-GAAP FINANCIAL MEASURES
(In Thousands) (Unaudited)
 
  Three Months Ended June 30,  Six Months Ended June 30, 
  2026  2025  2026  2025 
  (in thousands) 
Gross profit $185,536  $87,427  $375,405  $180,740 
Less: sales and marketing  (128,086)  (51,748)  (272,193)  (108,131)
Add: stock-based compensation and related taxes allocated to sales and marketing  1,219   33   11,583   2,020 
Add: professional fees allocated to sales and marketing  1,023   550   1,350   916 
Add: technology expenses allocated to sales and marketing  1,475   651   2,686   1,447 
Add: other expenses allocated to sales and marketing  1,147   734   2,082   1,126 
Contribution profit $62,314  $37,647  $120,913  $78,118 
Contribution profit margin  33%  42%  32%  43%


  Three Months Ended June 30,  Six Months Ended June 30, 
  2026  2025  2026  2025 
  (in thousands) 
Net income (loss) before provision for income tax $19,320  $19,771  $(143,226) $32,882 
Interest expense  616   646   1,278   1,619 
Interest income  (1,765)  (1,549)  (3,142)  (3,062)
Depreciation and amortization  1,550   1,406   2,919   2,743 
Stock–based compensation and related taxes  15,486   478   210,993   10,292 
Adjusted EBITDA $35,207  $20,752  $68,822  $44,474 
Adjusted EBITDA margin  19%  23%  18%  24%


  Three Months Ended June 30,  Six Months Ended June 30, 
  2026  2025  2026  2025 
  (in thousands) 
Stock–based compensation and related taxes            
Sales and marketing $1,219  $33  $11,583  $2,020 
General and administrative  11,831   294   179,935   5,768 
Technology (exclusive of amortization)  2,436   151   19,475   2,504 
Total $15,486  $478  $210,993  $10,292 


  Three Months Ended
June 30,
  Six Months Ended
June 30,
 
  2026  2025  2026  2025 
  (in thousands, except per share data) 
GAAP net income (loss) $19,531  $18,469  $(146,860) $30,716 
Deemed dividend on the conversion of Series D and D-1 redeemable convertible preferred stock        (5,642)   
GAAP net income (loss) attributable to common stockholders $19,531  $18,469  $(152,502) $30,716 
             
GAAP net income (loss) $19,531  $18,469  $(146,860) $30,716 
Add back: Stock-based compensation expense and related taxes  15,486   478   210,993   10,292 
Non-GAAP net income $35,017  $18,947  $64,133  $41,008 
Deemed dividend on the conversion of Series D and D-1 redeemable convertible preferred stock  -      (5,642)   
Non-GAAP net income attributable to common stockholders $35,017  $18,947  $58,491  $41,008 
             
Per share data:            
Weighted-average shares used in computing GAAP net income (loss) per share, basic  63,480   16,544   55,805   16,402 
Weighted-average shares used in computing GAAP net income (loss) per share, diluted  65,645   58,794   55,805   58,778 
Weighted-average shares used in computing non-GAAP net income per share, basic  63,480   16,544   55,805   16,402 
Weighted-average shares used in computing non-GAAP net income per share, diluted  65,645   58,794   63,957   58,778 
             
GAAP net income (loss) per share attributable to common stockholders, basic $0.31  $1.12  $(2.73) $1.87 
GAAP net income (loss) per share attributable to common stockholders, diluted $0.30  $0.31  $(2.73) $0.52 
Non-GAAP net income per share attributable to common stockholders, basic $0.55  $1.15  $1.05  $2.50 
Non-GAAP net income per share attributable to common stockholders, diluted $0.53  $0.32  $0.91  $0.70 



FAQ

How did Ethos (NASDAQ: LIFE) perform financially in Q2 2026?

Ethos reported Q2 2026 revenue of $189.6 million, up 113% year-over-year, and net income of $19.5 million with a 10% margin. According to Ethos, adjusted EBITDA was $35.2 million (19% margin) and non-GAAP net income reached $35.0 million.

What is included in Ethos LIFE’s Q2 2026 revenue breakdown by channel?

Ethos generated Q2 2026 direct channel revenue of $116.5 million, up 131% year-over-year, and third-party channel revenue of $73.1 million, up 90%. According to Ethos, this mix supported total revenue growth of 113% compared with Q2 2025.

Is Ethos (LIFE) profitable based on its Q2 2026 results?

Yes, Ethos reported Q2 2026 net income of $19.5 million, representing a 10% net margin. According to Ethos, non-GAAP net income was $35.0 million (18% margin) and adjusted EBITDA was $35.2 million with a 19% margin in the quarter.

What are Ethos LIFE’s revenue and EBITDA guidance for Q3 2026?

For Q3 2026, Ethos expects total revenue of $160–$164 million and adjusted EBITDA of $23–$25 million. According to Ethos, this outlook implies approximately 73% year-over-year revenue growth at the midpoint, with continued positive adjusted EBITDA performance.

What full-year 2026 financial guidance did Ethos (NASDAQ: LIFE) provide?

Ethos projects full-year 2026 revenue of $727–$731 million and adjusted EBITDA of $119–$123 million. According to Ethos, this revenue range represents approximately 88% year-over-year growth at the midpoint, reflecting expectations for strong expansion across its channels.

Did Ethos announce a share repurchase program for LIFE stock in August 2026?

Yes, Ethos’ board authorized a share repurchase program of up to $100 million of its Class A common stock. According to Ethos, the authorization allows the company to buy back outstanding shares, subject to market conditions and other factors.

How many new policies did Ethos LIFE add in Q2 2026 and at what ARPU?

Ethos activated 107,847 new policies in Q2 2026, representing 133% year-over-year growth. According to Ethos, reported average revenue per unit was $1,758, an 8% year-over-year decline mainly attributed to differences in channel and product mix.