Ethos Technologies Inc. schedule reports beneficial ownership positions by Accel-related entities in Class A common stock. Accel Growth Fund IV L.P. holds 6,780,975 shares issuable on conversion (reported as 18.0% on a converted basis); Accel Growth Fund IV Strategic Partners L.P. holds 38,573 shares (0.1%); Accel Growth Fund IV Associates L.L.C. reports 6,819,548 shares (18.1%); and Accel Growth Fund Investors 2016 L.L.C. reports 324,338 shares (1.0%). The filing ties each holding to shares "issuable upon conversion of Class B common stock" and cites prospectus figures for the applicable Class A share bases.
Positive
None.
Negative
None.
Key Figures
AGF4 issuable shares:6,780,975 sharesAGF4 percentage:18.0%AGF4A issuable shares:6,819,548 shares+4 more
7 metrics
AGF4 issuable shares6,780,975 sharesissuable upon conversion of Class B common stock (AGF4)
AGF4 percentage18.0%based on 37,571,363 Class A share base cited in filing
AGF4A issuable shares6,819,548 sharesissuable upon conversion of Class B common stock (AGF4A)
AGF4A percentage18.1%based on 37,609,936 Class A share base cited in filing
AI16 issuable shares324,338 sharesissuable upon conversion of Class B common stock (AI16)
AGF4SP issuable shares38,573 sharesissuable upon conversion of Class B common stock (AGF4SP)
Prospectus reported Class A outstanding30,790,388 sharesClass A outstanding after IPO cited in the prospectus
Key Terms
issuable upon conversion, beneficially owned, sole voting power, limited partnership agreement
4 terms
issuable upon conversionfinancial
"6,780,975 shares issuable upon conversion of Class B common stock"
beneficially ownedregulatory
"Amount beneficially owned: See Row 9 of cover page for each Reporting Person"
Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.
sole voting powerregulatory
"Sole Voting Power 6,780,975.00"
Sole voting power is the exclusive right to cast votes attached to a shareholder’s stock without needing approval from anyone else. Like holding the only remote control for a TV, it lets that holder decide corporate matters such as board members, mergers, and policy changes, making it important to investors because it concentrates control and can strongly influence a company’s strategy and the value of its shares.
limited partnership agreementlegal
"under certain circumstances set forth in the limited partnership agreements of AGF4"
A limited partnership agreement is the legal rulebook that sets out how a limited partnership is run, naming who manages the business, how profits and losses are split, and what rights and responsibilities each partner has. For investors, it matters because it defines who makes decisions, how much liability they carry, how and when they can get their money back, and how returns are distributed—like a household budget and authority chart for a shared venture.
FAQ
What stake does Accel Growth Fund IV (AGF4) hold in Ethos Technologies (LIFE)?
AGF4 beneficially owns 6,780,975 shares issuable on conversion, representing 18.0% of Class A on the cited basis. The percentage is calculated using a converted share base of 37,571,363 Class A shares referenced in the filing.
How many shares does Accel Growth Fund IV Associates (AGF4A) control in Ethos (LIFE)?
AGF4A reports control of 6,819,548 shares issuable on conversion, shown as 18.1% of Class A on the filing’s cited basis. That total combines holdings tied to AGF4 and AGF4SP according to the disclosure.
Are these Accel holdings direct ownership or convertible shares for Ethos (LIFE)?
The filing states these are shares issuable upon conversion of Class B common stock. Each reported amount is tied to conversion rights rather than direct Class A shareholdings as described in the notes.
What Class A share counts does the filing reference for percentage calculations?
The disclosure cites several Class A bases: 37,571,363, 30,828,961, 37,609,936, and 31,114,726, each used in computing the reported percentages for specific Reporting Persons, tied to the prospectus and convertible shares.
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
Ethos Technologies Inc.
(Name of Issuer)
Class A common stock, par value $0.0001 per share
(Title of Class of Securities)
29765A101
(CUSIP Number)
03/31/2026
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule is filed:
Rule 13d-1(b)
Rule 13d-1(c)
Rule 13d-1(d)
schemaVersion:
SCHEDULE 13G
CUSIP Number(s):
29765A101
1
Names of Reporting Persons
Accel Growth Fund IV L.P. ("AGF4")
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
6,780,975.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
6,780,975.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
6,780,975.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
18.0 %
12
Type of Reporting Person (See Instructions)
PN
Comment for Type of Reporting Person: Note to Row 5: 6,780,975 shares issuable upon conversion of Class B common stock, all of which are directly owned by AGF4. Accel Growth Fund IV Associates L.L.C. ("AGF4A"), the general partner of AGF4, may be deemed to have sole power to vote these shares.
Note to Row 6: See response to row 5.
Note to Row 7: 6,780,975 shares issuable upon conversion of Class B common stock, all of which are directly owned by AGF4. AGF4A, the general partner of AGF4, may be deemed to have sole power to dispose of these shares.
Note to Row 8: See response to row 7.
Note to Row 11: Based on 37,571,363 shares of Class A common stock, calculated as follows, (i) 30,790,388 shares of Class A common stock outstanding after the Issuer's initial public offering, as reported in the Issuer's prospectus on Form 424(b)(4) and filed with the Securities and Exchange Commission (the "Commission") on January 30, 2026 (the "Prospectus"), plus (ii) 6,780,975 shares of Class A common stock issuable upon conversion of shares of Class B common stock held by AGF4.
SCHEDULE 13G
CUSIP Number(s):
29765A101
1
Names of Reporting Persons
Accel Growth Fund IV Strategic Partners L.P. ("AGF4SP")
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
38,573.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
38,573.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
38,573.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
0.1 %
12
Type of Reporting Person (See Instructions)
PN
Comment for Type of Reporting Person: Note to Row 5: 38,573 shares issuable upon conversion of Class B common stock, all of which are directly owned by AGF4SP. AGF4A, the general partner of AGF4SP, may be deemed to have sole power to vote these shares.
Note to Row 6: See response to row 5.
Note to Row 7: 38,573 shares issuable upon conversion of Class B common stock, all of which are directly owned by AGF4SP. AGF4A, the general partner of AGF4SP, may be deemed to have sole power to dispose of these shares.
Note to Row 8: See response to row 7.
Note to Row 11: Based on 30,828,961 shares of Class A common stock, calculated as follows, (i) 30,790,388 shares of Class A common stock outstanding after the Issuer's initial public offering, as reported in the Prospectus, plus (ii) 38,573 shares of Class A common stock issuable upon conversion of shares of Class B common stock held by AGF4SP.
SCHEDULE 13G
CUSIP Number(s):
29765A101
1
Names of Reporting Persons
Accel Growth Fund IV Associates L.L.C. ("AGF4A")
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
6,819,548.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
6,819,548.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
6,819,548.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
18.1 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note to Row 5: 6,819,548 shares issuable upon conversion of Class B common stock, of which 6,780,975 are directly owned by AGF4 and 38,573 are directly owned by AGF4SP. AGF4A, the general partner of each of AGF4 and AGF4SP, may be deemed to have sole power to vote these shares.
Note to Row 6: See response to row 5.
Note to Row 7: 6,819,548 shares issuable upon conversion of Class B common stock, of which 6,780,975 are directly owned by AGF4 and 38,573 are directly owned by AGF4SP. AGF4A, the general partner of each of AGF4 and AGF4SP, may be deemed to have sole power to dispose of these shares.
Note to Row 8: See response to row 7.
Note to Row 11: Based on 37,609,936 shares of Class A common stock, calculated as follows, (i) 30,790,388 shares of Class A common stock outstanding after the Issuer's initial public offering, as reported in the Prospectus, plus (ii) 6,780,975 shares of Class A common stock issuable upon conversion of shares of Class B common stock held by AGF4, plus (iii) 38,573 shares of Class A common stock issuable upon conversion of shares of Class B common stock held by AGF4SP.
SCHEDULE 13G
CUSIP Number(s):
29765A101
1
Names of Reporting Persons
Accel Growth Fund Investors 2016 L.L.C. ("AI16")
2
Check the appropriate box if a member of a Group (see instructions)
(a)
(b)
3
Sec Use Only
4
Citizenship or Place of Organization
DELAWARE
Number of Shares Beneficially Owned by Each Reporting Person With:
5
Sole Voting Power
324,338.00
6
Shared Voting Power
0.00
7
Sole Dispositive Power
324,338.00
8
Shared Dispositive Power
0.00
9
Aggregate Amount Beneficially Owned by Each Reporting Person
324,338.00
10
Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)
11
Percent of class represented by amount in row (9)
1.0 %
12
Type of Reporting Person (See Instructions)
OO
Comment for Type of Reporting Person: Note to Row 5: 324,338 shares issuable upon conversion of Class B common stock, all of which are directly owned by AI16.
Note to Row 6: See response to row 5.
Note to Row 7: 324,338 shares issuable upon conversion of Class B common stock, all of which are directly owned by AI16.
Note to Row 8: See response to row 7.
Note to Row 11: Based on 31,114,726 shares of Class A common stock, calculated as follows, (i) 30,790,388 shares of Class A common stock outstanding after the Issuer's initial public offering, as reported in the Prospectus, plus (ii) 324,338 shares of Class A common stock issuable upon conversion of shares of Class B common stock held by AI16.
SCHEDULE 13G
Item 1.
(a)
Name of issuer:
Ethos Technologies Inc.
(b)
Address of issuer's principal executive offices:
1606 Headway Circle, #9013, Austin, TX 78754
Item 2.
(a)
Name of person filing:
This joint Schedule 13G is being filed by Accel Growth Fund IV L.P. ("AGF4"), Accel Growth Fund IV Strategic Partners L.P. ("AGF4SP"), Accel Growth Fund IV Associates L.L.C. ("AGF4A"), and Accel Growth Fund Investors 2016 L.L.C. ("AI16"). The foregoing entities are collectively referred to as the "Reporting Persons."
AGF4A, the general partner of each of AGF4 and AGF4SP, may be deemed to have sole power to vote and sole power to dispose of the shares of the Issuer directly owned by each of AGF4 and AGF4SP.
(b)
Address or principal business office or, if none, residence:
Accel
500 University Avenue
Palo Alto, CA 94301
(c)
Citizenship:
AGF4 and AGF4SP are Delaware limited partnerships. AGF4A and AI16 are Delaware limited liability companies.
(d)
Title of class of securities:
Class A common stock, par value $0.0001 per share
(e)
CUSIP Number(s):
29765A101
Item 3.
If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)
Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)
Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)
Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)
Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)
An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)
An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)
A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)
A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)
A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)
A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J),
please specify the type of institution:
(k)
Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.
Ownership
(a)
Amount beneficially owned:
See Row 9 of cover page for each Reporting Person.
(b)
Percent of class:
See Row 11 of cover page for each Reporting Person.
(c)
Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote:
See Row 5 of cover page for each Reporting Person.
(ii) Shared power to vote or to direct the vote:
See Row 6 of cover page for each Reporting Person.
(iii) Sole power to dispose or to direct the disposition of:
See Row 7 of cover page for each Reporting Person.
(iv) Shared power to dispose or to direct the disposition of:
See Row 8 of cover page for each Reporting Person.
Item 5.
Ownership of 5 Percent or Less of a Class.
Not Applicable
Item 6.
Ownership of more than 5 Percent on Behalf of Another Person.
If any other person is known to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, such securities, a statement to that effect should be included in response to this item and, if such interest relates to more than 5 percent of the class, such person should be identified. A listing of the shareholders of an investment company registered under the Investment Company Act of 1940 or the beneficiaries of employee benefit plan, pension fund or endowment fund is not required.
Under certain circumstances set forth in the limited partnership agreements of AGF4 and AGF4SP, and the limited liability company agreements of AGF4A and AI16, the general partner and limited partners or members, as the case may be, of each of such entities may be deemed to have the right to receive dividends from, or the proceeds from, the sale of shares of the issuer owned by each such entity of which they are a partner or member, as the case may be.
Item 7.
Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
Not Applicable
Item 8.
Identification and Classification of Members of the Group.
Not Applicable
Item 9.
Notice of Dissolution of Group.
Not Applicable
Item 10.
Certifications:
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
Accel Growth Fund IV L.P. ("AGF4")
Signature:
Jaspreet Singh
Name/Title:
Jaspreet Singh, Attorney-in-fact
Date:
05/08/2026
Accel Growth Fund IV Strategic Partners L.P. ("AGF4SP")
Signature:
Jaspreet Singh
Name/Title:
Jaspreet Singh, Attorney-in-fact
Date:
05/08/2026
Accel Growth Fund IV Associates L.L.C. ("AGF4A")
Signature:
Jaspreet Singh
Name/Title:
Jaspreet Singh, Attorney-in-fact
Date:
05/08/2026
Accel Growth Fund Investors 2016 L.L.C. ("AI16")
Signature:
Jaspreet Singh
Name/Title:
Jaspreet Singh, Attorney-in-fact
Date:
05/08/2026
Comments accompanying signature: Signed pursuant to a Power of Attorney already on file with the appropriate agencies.
