Welcome to our dedicated page for LM FUNDING AMERICA SEC filings (Ticker: LMFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
LM Funding America, Inc. filings document a public company centered on Bitcoin treasury and mining operations, with formal disclosures covering production updates, Bitcoin holdings, mining equipment, site-level hashrate, financial results, and operating conditions at its Oklahoma and Mississippi facilities. Form 8-K reports also record material agreements and financing matters tied to the company's capital structure and digital asset collateral.
The filing record includes proxy materials for annual meeting matters, director elections, executive compensation, equity awards, and stockholder voting procedures. Registration and offering-related disclosures address common stock issuance programs, while debt filings describe digital currency loan arrangements secured by company-owned Bitcoin.
LM Funding America filed a prospectus covering the resale of up to 52,668,995 shares of common stock by selling stockholders. This includes 4,799,962 outstanding shares and 47,869,033 shares issuable upon exercise of common warrants and potential anti-dilution adjustments. The company will not receive proceeds from sales by these holders, except if warrants are exercised for cash.
The shares may be sold from time to time in public or private transactions at market or negotiated prices. Including two examples from the selling holder table: Sabby Volatility Warrant Master Fund, Ltd. 7,706,864; Intracoastal Capital LLC 4,533,430. Shares outstanding were 15,517,988 as of October 7, 2025.
Recent updates note an additional loan of up to $2.0 million, the acquisition of a Mississippi hosting site for approximately $3.9 million, and a miner purchase for approximately $362,000.
LM Funding America (LMFA) drew the $700,000 second tranche under its amended loan with SE & AJ Liebel Limited Partnership. The company gave notice on October 21, 2025, and the lender advanced the funds the same day, net of loan fees.
The September 2025 amendment expanded borrowing up to $2.0 million, consisting of a $1.3 million advance at amendment signing and a $700,000 tranche the company could later draw. This filing records the creation of that direct financial obligation.
LM Funding America (LMFA) reported results of its annual meeting. As of the August 19, 2025 record date, 15,198,388 shares were outstanding. A quorum was present with 3,502,985 shares represented in person or by proxy.
Stockholders elected Class III directors Andrew L. Graham, Frederick Mills, and Frank Silcox to serve until the third subsequent annual meeting. Stockholders ratified MaloneBailey, LLP as the independent auditor for fiscal year 2025. They also approved, in accordance with Nasdaq Listing Rule 5635(d), the potential issuance of more than 19.99% of outstanding common stock upon exercise of investor warrants issued in August 2025, with votes of 3,282,233 for, 119,274 against, and 55,641 abstaining.
LM Funding America, Inc. filed an amendment to its shelf registration on Form S-3/A to register shares for resale by selling stockholders. The registration permits the listed selling holders to sell shares from time to time under the shelf process and the company will not receive proceeds from those resales. The prospectus notes share counts and ownership percentages for multiple holders (for example, 8,479,404 shares representing 13.4% in one line) and clarifies that information on the company website is not incorporated into the prospectus.
Funding America, Inc. filed a current report describing that it issued a press release with a Bitcoin production and mining update for the one-month period ended September 30, 2025. The release, dated October 8, 2025 and furnished as Exhibit 99.1, provides details on the company’s recent cryptocurrency mining activity and operating trends.
The company notes that this information is being furnished under a results of operations and financial condition item and is not considered filed for liability purposes under the securities laws, nor automatically incorporated into other securities filings unless specifically referenced. The report also includes standard cautionary language about forward-looking statements and directs investors to the company’s Form 10-K for the year ended December 31, 2024 and other periodic reports for a discussion of risks that could affect future results.
Funding America, Inc. reported that its board approved new stock option grants and cash bonuses for three senior executives. On September 30, 2025, the company granted options to purchase 176,100 shares of common stock to Bruce Rodgers, 114,500 to Richard Russell and 61,700 to Ryan Duran under its 2021 Omnibus Incentive Plan at an exercise price of $1.14 per share. The options have a ten-year term, with half vesting on the first anniversary of the grant date and the remainder on the second anniversary, subject to continued service.
The board also approved discretionary one-time cash bonuses based on individual performance and corporate objectives: $660,000 for Bruce Rodgers (about 80% of his target bonus), $440,000 for Richard Russell (about 80% of his target) and $212,500 for Ryan Duran (about 100% of his target).
Richard D. Russell, Chief Financial Officer of LM Funding America, Inc. (LMFA), reported a grant of 114,500 stock options on 09/30/2025. The options have an exercise price of $1.14 and expire on 09/30/2035. Per the filing, the options will vest one-half on 09/30/2026 and one-half on 09/30/2027, with vesting subject to acceleration upon a Change of Control as defined by the company plan. The options are held directly by the reporting person and the Form 4 was signed on 10/02/2025. The grant was made under the 2021 Omnibus Incentive Plan.
Bruce M. Rodgers, Chairman, CEO and President of LM Funding America, Inc. (LMFA), was granted 176,100 stock options on 09/30/2025 under the company’s 2021 Omnibus Incentive Plan. The options have an exercise price of $1.14, expire on 09/30/2035, and vest in two equal installments: one-half on 09/30/2026 and one-half on 09/30/2027. The award includes a provision that accelerates vesting upon a Change of Control as defined in the Plan. The Form 4 was signed by Mr. Rodgers on 10/02/2025.
LM Funding America, Inc. (LMFA) filed an amended shelf registration (Form S-3/A) to register shares for resale by selling stockholders; the company will not receive proceeds from those resales. The filing discloses counterparty and custody risks tied to crypto market events, noting past industry bankruptcies and regulatory actions could delay or limit access to crypto assets and potentially materially harm the company’s financial condition and stock price. The filing lists selling-stockholder share counts and percentages and includes an exhibit index.
LM Funding America entered into a loan amendment to secure an additional loan of up to $2.0 million from SE & AJ Liebel Limited Partnership, on top of a prior $5.0 million facility. The new borrowing bears 12.0% annual interest, matures on September 15, 2027, and is payable with monthly interest and a lump-sum principal payment at maturity, with no prepayment penalty.
The company funded $1.3 million of this additional loan at signing and may draw up to $700,000 more on October 15, 2025, secured by bitcoin collateral valued at 110% of the combined loan balance. Proceeds are earmarked for acquiring hosting sites, working capital, and part of the purchase price for a Mississippi transaction.
Through a subsidiary, LM Funding completed the purchase of a 6.4‑acre Mississippi property and related assets for approximately $3.9 million, and separately acquired certain Bitmain bitcoin miners for about $362,000, priced at $2.30 per terahash. These moves expand its digital mining infrastructure while increasing secured debt obligations.