Welcome to our dedicated page for Lm Fdg Amer SEC filings (Ticker: LMFA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to LM Funding America, Inc. (NASDAQ: LMFA) filings with the U.S. Securities and Exchange Commission, along with AI-powered tools that help explain the contents of each document. LM Funding is a Bitcoin treasury and mining company with a technology-enabled specialty finance business that funds nonprofit community associations primarily in Florida, and its SEC filings offer detailed insight into both segments.
Through annual reports on Form 10-K and quarterly reports on Form 10-Q, LM Funding discloses information such as digital mining revenues, specialty finance revenue, operating costs, mining margins, Bitcoin holdings, loan balances, and stockholders’ equity. These reports also describe the company’s two operating segments, Mining Operations and Specialty Finance, and discuss risks related to cryptocurrency mining, financing, and regulatory matters.
The company files frequent Form 8-K current reports to document material events. Recent 8-Ks have covered topics such as Bitcoin production and mining updates, third quarter financial results, amendments to loan agreements, additional loans secured by Bitcoin collateral, the acquisition of a Mississippi mining property and miners, the establishment of a Master Digital Currency Loan Agreement with Galaxy Digital, and the authorization of a share repurchase program. Other 8-Ks detail warrant exercise price adjustments, privately negotiated repurchases of shares and warrants, and executive stock option grants and bonuses.
Investors interested in capital structure and financing can use this page to review filings describing registered direct offerings, private placements, warrant terms and anti-dilution provisions, and loan facilities with lenders such as SE & AJ Liebel Limited Partnership and Galaxy Digital LLC. Governance-focused users can examine proxy materials and 8-Ks reporting stockholder meeting results, director elections, and auditor ratification.
Stock Titan’s interface surfaces these filings in real time as they are posted to the SEC’s EDGAR system and applies AI-generated summaries to highlight key points, such as changes in Bitcoin holdings, new debt obligations, share repurchase authorizations, and significant acquisitions. This allows readers to quickly understand the implications of lengthy documents, including 10-Ks, 10-Qs, and 8-Ks, and to locate specific information on LM Funding’s Bitcoin treasury strategy, specialty finance activities, and corporate transactions.
LM Funding America, Inc. has issued a preliminary proxy statement for its 2025 annual meeting of stockholders in Tampa, Florida. Stockholders of record as of August 19, 2025, when 15,198,388 common shares were outstanding, may vote in person or by proxy.
The meeting will ask stockholders to elect three Class III directors to three-year terms, ratify MaloneBailey, LLP as independent auditor for 2025, and approve, in accordance with Nasdaq Listing Rule 5635(d), the potential issuance of more than 19.99% of the company’s outstanding common stock upon exercise of investor warrants issued in two August 2025 financing transactions (a PIPE and a registered direct offering).
The proxy describes board structure, committee responsibilities, director and executive biographies, and detailed 2023–2024 compensation, including CEO Bruce Rodgers’ 2024 total pay of $1.3 million and CFO Richard Russell’s $878,238. It also outlines related-party service arrangements, pay-versus-performance data, and governance policies such as a code of ethics, anti-hedging rules, and procedures for shareholder communications with the board.
Hexstone Capital LLC and Brendan O'Neil report beneficial ownership of 1,410,790 shares of LM Funding America, Inc. That stake represents 9.3% of the company's common stock based on 15,198,388 shares outstanding after the issuer's August 18, 2025 offering. Hexstone directly holds the 1,410,790 shares and related warrants exercisable for up to 1,410,790 additional shares; warrant exercises are subject to the issuer's stockholder approval and therefore are excluded from the reported beneficial ownership. Mr. O'Neil is Hexstone's managing member and shares voting and dispositive power over the reported shares; he does not directly own the shares.
Funding America, Inc. filed an amended report updating details of recent equity financings and correcting a warrant exhibit. The company completed a private PIPE offering of 4,322,265 common shares and an equal number of common warrants at $2.41, raising about $10.4 million before fees.
It also agreed to a registered direct offering of 5,231,681 registered shares plus 5,231,681 privately placed warrants at $2.41, for expected gross proceeds of about $12.6 million. Net proceeds from both deals are intended mainly to expand a Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes, with warrants featuring anti-dilution adjustments and stockholder-approval-based exercisability.
LM Funding America, Inc. is offering 5,231,681 shares of common stock at $2.41 per share, bringing estimated net proceeds to approximately $11.8 million after placement agent fees and offering expenses. The company expects 15,198,388 shares outstanding after the offering, assuming no exercise of concurrently issued common warrants to purchase up to 5,231,681 shares offered privately to investors. The prospectus notes the company’s public float was approximately $46.5 million based on 9,432,495 shares held by non-affiliates and a $4.93 closing price on July 22, 2025, and states it will not sell securities under a Form S-3 instruction that would exceed one-third of public float while public float remains below $75 million. Proceeds are intended primarily to expand a Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes. The supplement highlights risks tied to crypto market manipulation, regulatory change, taxation uncertainty, and potential operational or compliance impacts on the business.
Funding America, Inc. entered into two equity financings that together raise about $23 million before fees through stock and warrant issuances to institutional investors. The company closed a private PIPE offering of 4,322,265 common shares and 4,322,265 common warrants at a combined price of $2.41 per unit, for gross proceeds of approximately $10.4 million. It also agreed to a registered direct offering of 5,231,681 common shares and a concurrent private placement of 5,231,681 warrants at the same combined price, for expected gross proceeds of approximately $12.6 million.
The warrants in both deals carry an exercise price of $2.41, become exercisable after stockholder approval, run for three years, and include anti-dilution and price-reset features with a floor exercise price of $0.481. The company plans to use net proceeds mainly to expand its Bitcoin-focused cryptocurrency treasury strategy and for general corporate purposes, and granted investors registration rights and participation rights in future equity or equity-linked offerings.
Armistice Capital, LLC and Steven Boyd report joint beneficial ownership of 525,583 shares of LM Funding America, Inc. common stock, representing 9.99% of the class based on information from the issuer. The reporting persons state they hold shared voting and dispositive power over these shares and report no sole voting or dispositive power. Armistice Capital is the investment manager of the Master Fund, the direct holder of the shares, and by contract exercises voting and investment power over the Master Fund's securities; the Master Fund disclaims beneficial ownership to the extent it cannot vote or dispose of the shares. The filing certifies the securities were acquired and are held in the ordinary course of business and not to change or influence control of the issuer.
LM Funding America, Inc. reports continued operations across two segments: Specialty Finance and Mining Operations, with corporate and incidental activities aggregated as "All Other." The company consolidated multiple 100% owned subsidiaries and one 69.5% owned subsidiary. It early adopted new accounting guidance for Bitcoin effective January 1, 2024, recording a $614,000 cumulative-effect adjustment to beginning accumulated deficit to remeasure Bitcoin held at that date. The filing discloses hosting and mining arrangements including acquisitions and terminations of hosting contracts, impairment charges recorded previously on mining deposits and prepaid hosting, and ongoing arbitration and claims related to undelivered mining containers. The company disclosed pledged Bitcoin collateral, uninsured cash balances exceeding FDIC/SIPC limits, a reverse stock split effective March 12, 2024, and a mix of promissory notes with varying maturities and interest rates.
LM Funding America, Inc. furnished an earnings press release announcing its financial results for the three and six months ended June 30, 2025. The 8-K states the results are provided in a press release (Exhibit 99.1) and that the furnishing of this information is not deemed to be "filed" for purposes of Section 18 of the Exchange Act. The filing also includes a Cover Page iXBRL interactive data file as Exhibit 104.
The document itself does not present the numeric financial statements or discussion in-line; readers must consult Exhibit 99.1 for the detailed results and metrics referenced by the Company.
LM Funding America, Inc. (LMFA) filed a Form 8-K dated August 8, 2025, reporting an Item 2.02 disclosure furnishing a press release that provides a Bitcoin production and mining update for the one month ended July 31, 2025. The press release is furnished as Exhibit 99.1. The company states the information is furnished, not filed for purposes of Section 18 of the Exchange Act and will not be incorporated by reference into other filings except as expressly specified. The filing identifies the registrant's incorporation (Delaware), principal executive office (Tampa, Florida), Nasdaq ticker LMFA, and is signed by Richard Russell, CFO on August 8, 2025.