Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Live Oak Bancshares, Inc. (NYSE: LOB), a North Carolina–incorporated financial holding company and parent company of Live Oak Bank. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, capital structure information, and governance updates.
Live Oak Bancshares’ periodic reports, such as its Form 10-K annual reports and Form 10-Q quarterly reports, present audited and unaudited financial statements, including net interest income, noninterest income, loan and lease production, deposit balances, total assets, and key performance measures. These filings also describe the company’s focus on small business lending, SBA 7(a) and USDA loan programs, and its use of a technology-based platform to support its banking model.
Current reports on Form 8-K offer more targeted updates. Recent 8-K filings have covered topics such as quarterly earnings announcements, restatements of Statements of Cash Flows and the related identification of a material weakness in internal control over financial reporting, dividend declarations on common stock and 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock depositary shares, the appointment of new directors and a Chief Risk Officer, and information about a prearranged Rule 10b5-1 stock trading plan adopted by the company’s chairman and chief executive officer.
Investors interested in capital structure and securities terms can review filings related to the company’s depositary share offering for its Series A preferred stock, including prospectus supplements and 8-K disclosures describing dividend rates, listing intentions, and potential redemption features. Filings also discuss the company’s status as a financial holding company, regulatory considerations tied to SBA and USDA programs, and technology and operational risks.
On Stock Titan, these filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered summaries help explain the contents of lengthy documents, highlighting items such as changes in internal control, restatement impacts on Statements of Cash Flows, dividend decisions, and board or executive appointments. Users can quickly scan 10-K and 10-Q reports for segment performance and risk factors, and examine Form 4 insider transaction reports and other ownership disclosures when available. This combination of raw filings and AI explanations allows readers to understand how Live Oak Bancshares’ regulatory reporting reflects its small business banking strategy, fintech investments, and risk management practices.
Live Oak Bancshares, Inc. Chief Executive Officer and 10% owner James S. Mahan III reported open-market sales of a total of 20,000 shares of Voting Common Stock on March 4–5. The shares were sold indirectly through the James S. Mahan Revocable Trust at weighted average prices of
Live Oak Bancshares, Inc. filed a Form S-3 shelf registration to register a range of securities for potential future offerings from time to time after the effective date. The registration covers voting common stock, non-voting common stock, preferred stock, depositary shares, debt securities, warrants, units, purchase contracts and rights.
The prospectus states that specific terms, amounts, prices and listing decisions for any offering will be provided in an accompanying prospectus supplement and that offerings may be sold directly or through agents, underwriters or dealers.
James S Mahan Rev Trust reported multiple sales of 10,000 common shares on several dates, with individual proceeds shown for each trade. The filing lists a sequence of 10,000-share sales including $328,114.80 on
Live Oak Bancshares, Inc. General Counsel Seward Gregory W reported an open-market sale of 3,000 shares of Voting Common Stock at
The filing also updates holdings of several Restricted Stock Units (RSUs), each representing a contingent right to receive one share of common stock. These RSUs vest in five equal annual installments beginning on various dates from
Live Oak Bancshares, Inc. Chief Financial Officer Walter J. Phifer reported an open-market sale of 4,712 shares of voting common stock on March 2, 2026 at a weighted average price of
James S Mahan Rev Trust reported multiple sales of Common stock of LOB in transactions dated
Each reported trade in the excerpt is for 10,000 shares; the entries list per‑trade proceeds such as
LOB reported a proposed sale of 3,000 common shares on a Form 144. The filing lists an aggregate amount of
LOB filed a Form 144 notice relating to proposed sales of common stock tied to multiple restricted stock vesting lots. The filing lists individual vesting dates and share counts, including 1,108 shares vested on
The notice identifies a brokerage/intermediary and enumerates several small compensation-related vesting entries rather than a single aggregate block; timing and exact methods of sale are as stated in the filing.
Live Oak Bancshares, Inc. insider reporting shows that the James S. Mahan Revocable Trust, associated with CEO James S. Mahan III, sold a total of 20,000 shares of Voting Common Stock in open-market transactions on February 25–26, 2026.
The reported sales were executed at transaction prices such as $39.2119, $39.6454, $39.2899 and $39.9970 per share, with the trust holding 2,987,844 shares following the last sale. The filing notes these trades were made under a Rule 10b5-1 trading plan adopted on August 27, 2025, indicating they were pre-arranged rather than discretionary market-timed sales.
Live Oak Bancshares, Inc. files its annual report describing a technology-driven, branchless banking model focused on SBA and USDA government-guaranteed small business lending through a national online platform.
As of December 31, 2025, the company reports total assets of $15.13 billion and bank capital ratios of 10.53% common equity Tier 1, 11.40% Tier 1 and 12.66% total risk-based capital, with a 8.48% Tier 1 leverage ratio, keeping Live Oak Bank in the “well capitalized” category.
The report highlights 1,027 full-time employees and extensive human capital, wellness and training programs, along with detailed supervision by the Federal Reserve, FDIC and North Carolina regulators and listing standards on the NYSE.
Key risks center on credit performance, dependence on SBA and USDA programs, regulatory and capital requirements, cybersecurity and technology (including artificial intelligence), liquidity and interest rate management, competition from banks and fintechs, and the impact of economic shocks, climate and other disruptive events.