Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Live Oak Bancshares, Inc. (NYSE: LOB), a North Carolina–incorporated financial holding company and parent company of Live Oak Bank. Through these filings, investors can review the company’s detailed financial statements, risk disclosures, capital structure information, and governance updates.
Live Oak Bancshares’ periodic reports, such as its Form 10-K annual reports and Form 10-Q quarterly reports, present audited and unaudited financial statements, including net interest income, noninterest income, loan and lease production, deposit balances, total assets, and key performance measures. These filings also describe the company’s focus on small business lending, SBA 7(a) and USDA loan programs, and its use of a technology-based platform to support its banking model.
Current reports on Form 8-K offer more targeted updates. Recent 8-K filings have covered topics such as quarterly earnings announcements, restatements of Statements of Cash Flows and the related identification of a material weakness in internal control over financial reporting, dividend declarations on common stock and 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock depositary shares, the appointment of new directors and a Chief Risk Officer, and information about a prearranged Rule 10b5-1 stock trading plan adopted by the company’s chairman and chief executive officer.
Investors interested in capital structure and securities terms can review filings related to the company’s depositary share offering for its Series A preferred stock, including prospectus supplements and 8-K disclosures describing dividend rates, listing intentions, and potential redemption features. Filings also discuss the company’s status as a financial holding company, regulatory considerations tied to SBA and USDA programs, and technology and operational risks.
On Stock Titan, these filings are updated in near real time as they are posted to the SEC’s EDGAR system. AI-powered summaries help explain the contents of lengthy documents, highlighting items such as changes in internal control, restatement impacts on Statements of Cash Flows, dividend decisions, and board or executive appointments. Users can quickly scan 10-K and 10-Q reports for segment performance and risk factors, and examine Form 4 insider transaction reports and other ownership disclosures when available. This combination of raw filings and AI explanations allows readers to understand how Live Oak Bancshares’ regulatory reporting reflects its small business banking strategy, fintech investments, and risk management practices.
Live Oak Bancshares Chief Experience Officer Spencer Courtney exercised 1,580 restricted stock units into voting common stock on
Live Oak Bancshares, Inc.’s General Counsel, Seward Gregory W, reported equity award activity involving restricted stock units and common stock. On February 17, 2026, he exercised or converted 2,370 restricted stock units into an equal number of shares of voting common stock at a stated price of
On the same date, 1,054 shares of voting common stock were disposed of at
Live Oak Bancshares, Inc. Chief Banking Officer Mark Michael Moroz reported equity compensation activity involving restricted stock units (RSUs) and common shares. On
On the same date, 703 shares of voting common stock were disposed of at
Footnotes explain that each RSU equals one share of voting common stock and detail multiple RSU awards that vest in installments beginning on dates such as
Live Oak Bancshares President William C. Losch III reported equity compensation activity involving restricted stock units and common shares. On
On the same date, 562 shares of voting common stock were disposed of at
Live Oak Bancshares, Inc. executive Renato Derraik reported equity award activity involving restricted stock units and common shares. On February 17, he acquired 1,580 shares of voting common stock at a price of
Live Oak Bancshares, Inc. reported that its Board of Directors declared two cash dividends. Common shareholders will receive a dividend of $0.03 per share of Voting Common Stock. Holders of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock depositary shares will receive $0.52344 per depositary share.
Both dividends are payable on March 15, 2026 to shareholders of record as of March 5, 2026, meaning investors must be on the company’s books by that date to receive the payments.
James S. Mahan Rev Trust filed a Form 144 reporting proposed sales of Common shares in multiple 10,000-share blocks. The filing lists sale dates from
James S Mahan Rev Trust reported sales of Common Stock (Form 144), indicating multiple dispositions of 10,000-share blocks. The filing lists repeated open‑market sales, including 10,000 shares sold on
Live Oak Bancshares’ Chief Accounting Officer John W. Sutherland reported routine equity compensation activity. On February 12 and 13, 2026, he acquired 876 and 711 shares of voting common stock, respectively, through exercises of restricted stock units at an exercise price of $0 per share.
On the same dates, 436 shares at $40.22 and 354 shares at $40.54 were withheld and disposed of to cover tax obligations. Following these transactions, he directly owned 16,373 shares of voting common stock and held multiple restricted stock unit awards, including 2,629 and 1,423 RSUs that each convert into an equivalent number of common shares upon vesting.
Live Oak Bancshares Chief Experience Officer Spencer Courtney reported RSU vesting and related share activity. On February 12 and 13, 2026, he exercised restricted stock units into 2,128 and 2,845 shares of voting common stock, respectively. In connection with these vestings, 1,038 shares at $40.22 and 1,264 shares at $40.54 were withheld and disposed of to cover tax obligations.
Following these transactions, Courtney directly owned 28,547 shares of voting common stock and also had 153.7958 shares held indirectly by his spouse. He continued to hold multiple blocks of restricted stock units that vest in equal or pro rata annual installments through dates ranging from 2023 to 2027, conditioned on continued service.