Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Live Oak Bancshares, Inc. reported that Chief Information/Digital Officer of the Bank, Renato Derraik, exercised derivative awards covering 25,000 Restricted Stock Units, converting them into 25,000 shares of Voting Common Stock on August 10, 2026. In a related transaction, 11,111 shares of Voting Common Stock were delivered or withheld at $42.23 per share for payment of exercise price or tax liability. The report also lists multiple remaining RSU awards, each representing one share of Voting Common Stock and scheduled to vest in five equal annual installments beginning on specified dates between 2023 and 2027, subject to continuous service.
James S Mahan Rev Trust filed a notice to sell up to 10,000 shares of common stock of the issuer through Fidelity Brokerage Services LLC on or after 08/12/2026, with an estimated aggregate sale price of $427,800.00 on the NYSE. The shares were originally acquired as Pre IPO Shares from the issuer for cash on 12/18/2008.
Over the past three months, the trust reported a series of block sales of 10,000 shares each, including $359,616.93 in proceeds on 05/13/2026 and $387,321.69 on 06/10/2026, with all transactions involving common stock.
Live Oak Bancshares, Inc. director William L. Williams III, through the William L. Williams Revocable Trust, sold 8,400 shares of Voting Common Stock on August 3, 2026 at a weighted average price of $43.0792, in multiple trades between $42.56 and $43.40, under a Rule 10b5-1 trading plan adopted March 12, 2026.
Following the sale, the Revocable Trust held 1,114,125.8621 shares indirectly; additional reported holdings were 52,825 shares held directly, and 14,110 and 137,025 shares held indirectly through Spoint-ILM, LLC and the Elizabeth Williams Family Trust, respectively.
Courtney Spencer, Chief Experience Officer of Live Oak Bancshares, sold 153.7958 shares of voting common stock on August 4, 2026 at $43.6800 per share from an indirect holding by spouse, leaving no remaining indirect shares. Spencer continues to hold 30,536 shares of voting common stock directly, plus several Restricted Stock Unit awards covering between 1,580 and 6,586 underlying shares each, which vest in five equal annual installments subject to continuous service.
Live Oak Bancshares, Inc. director David G. Lucht sold 2,000 shares of Voting Common Stock on August 4, 2026 at a weighted average price of $44.3605 per share, with individual trades between $44.18 and $44.38. After this sale, he directly holds 13,623 common shares.
He also holds 2,486 restricted stock units, each representing one share of voting common stock that vests on May 1, 2027, and 4,000 depositary shares, each representing a 1/40th interest in the company’s 8.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, with associated dividend, redemption, and liquidation rights.
Live Oak Bancshares, Inc. reported higher profitability for the quarter and six months ended June 30, 2026. Net income was $36,704 for the quarter and $66,651 year-to-date, compared with $23,387 and $33,055 in 2025. Net income attributable to common shareholders reached $34,701 for the quarter and $62,647 for the six-month period, and diluted earnings per share increased to $0.74 for the quarter and $1.35 year-to-date, up from $0.51 and $0.72, respectively.
Net interest income rose to $125,338 for the quarter and $244,738 year-to-date, while noninterest income was $30,807 and $56,881. The provision for credit losses was $25,800 for the quarter and $45,900 for six months, with year-to-date gross charge-offs of $50,538. Total assets increased to $16,038,141, driven by loans and leases held for investment of $12,630,859 and deposits of $14,547,526. The allowance for credit losses on loans and leases was $193,417. Shareholders’ equity totaled $1,316,918, including outstanding Series A preferred stock, and income tax expense was reduced by purchasing $25.0 million of transferable renewable energy credits for $22.9 million.
The filing reports a planned sale of 2,000 shares of common stock through Charles Schwab & Co., Inc., with an aggregate market value of $87,258.00. The issuer has 46,262,391 shares of common stock outstanding, and the proposed sale is targeted for August 4, 2026 on the NYSE.
The selling holder previously received 3,000 shares as a Restricted Stock Award from the issuer on May 1, 2024 as equity compensation. During the past three months, David George Lucht and Mary Lucht (JT TEN) sold 3,000 shares of common stock on July 27, 2026 for total proceeds of $126,396.30.
Live Oak Bancshares, Inc. Chief Banking Officer Mark Michael Moroz reported an open-market or private sale of 6,100 shares of Voting Common Stock on July 28, 2026 at a weighted average price of $42.077 per share, with individual trade prices ranging from $42.01 to $42.18. Following the sale, he directly holds 12,110 common shares and multiple restricted stock unit awards, each representing a right to receive one share, including awards covering 1,580, 5,659 and 28,470 underlying shares that vest in multi-year annual installments beginning between December 2025 and February 2027, subject to his continued service.
Live Oak Bancshares director David G. Lucht reported a sale of 3,000 shares of Voting Common Stock on July 27, 2026 at a weighted-average price of $42.1321 per share, with individual trade prices ranging from $42.13 to $42.16. Following the sale, he directly holds 15,623 common shares.
He also holds 2,486 Restricted Stock Units, each representing one share of voting common stock and scheduled to vest on May 1, 2027, and 4,000 depositary shares, each representing a 1/40th interest in the Company’s 8.375% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A.
A shareholder filed a Form 144 notice for a planned sale of 6,100 shares of Voting Common Stock of Charles Schwab Corp., listed on the NYSE. The shares have an aggregate market value of $257,298.00 and are associated with equity compensation awards granted in 2021 and 2024.
The prospective sale relates to 3,000 shares from a Restricted Stock Award dated August 27, 2021 and 3,100 shares from a Restricted Stock Award dated February 12, 2024, both categorized as equity compensation. The filing lists 46,262,391 Voting Common Stock shares and indicates an anticipated sale date of July 28, 2026.