Live Oak Bancshares announces Q3 2025 results; Exhibit 99.1 attached
Live Oak Bancshares, Inc. furnished an 8-K announcing its financial results for the third quarter ended September 30, 2025.
Sentiment and the balance of points
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Form Type
8-K
Rhea-AI Filing Summary
Live Oak Bancshares, Inc. furnished an 8-K announcing its financial results for the third quarter ended September 30, 2025. The company provided a press release as Exhibit 99.1, which is incorporated by reference and contains the detailed results.
The disclosure under Item 2.02 is designated as “furnished” and not deemed “filed” under the Exchange Act. The company’s securities listed include Voting Common Stock (LOB) and Depositary Shares for its 8.375% Series A Preferred (LOB/PA) on the NYSE.
8-K Event Classification
Item 2.02 — Results of Operations and Financial Condition
1 item
Item 2.02
Results of Operations and Financial Condition
Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did LOB announce in this 8-K?
The company announced financial results for the third quarter ended September 30, 2025, with details provided in Exhibit 99.1.
Which period does the announcement cover for LOB?
It covers the third quarter ended September 30, 2025.
Where can I find the detailed Q3 2025 results for LOB?
The detailed results are in the press release furnished as Exhibit 99.1 to the 8-K.
Is the Q3 2025 information considered 'filed' or 'furnished'?
The information under Item 2.02, including Exhibit 99.1, is designated as “furnished” and not deemed “filed” under the Exchange Act.
What securities of LOB are listed on the NYSE?
LOB lists its Voting Common Stock (LOB) and Depositary Shares (LOB/PA) representing a 1/40th interest in 8.375% Series A Preferred.
What exhibit accompanies this 8-K?
Exhibit 99.1 is the press release dated October 22, 2025; Exhibit 104 is the cover page Inline XBRL data file.
AI-generated analysis. How Rhea-AI works. Not financial advice.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): October 22, 2025
(Exact name of registrant as specified in its charter) | ||
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Registrant’s Telephone Number, Including Area Code: (910 ) 790-5867
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Securities registered pursuant to Section 12(b) of the Act:
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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o
Item 2.02. Results of Operations and Financial Condition.
On October 22, 2025, Live Oak Bancshares, Inc. (the “Company”) announced financial results for the third quarter ended September 30, 2025. A copy of the press release announcing the Company’s results for the third quarter is attached as Exhibit 99.1 hereto and incorporated by reference herein.
The information contained in this report (including Exhibit 99.1) shall not be deemed “filed” for purposes of section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits
Exhibit Number | Description | |||||||
99.1 | Press Release dated October 22, 2025 | |||||||
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) | |||||||
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
| LIVE OAK BANCSHARES, INC. | ||||||||
Date: October 22, 2025 | By: | /s/ Walter J. Phifer | ||||||
| Walter J. Phifer Chief Financial Officer | ||||||||
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