Live Oak Bancshares insider plans 2,000-share stock sale

The filing reports a planned sale of 2,000 shares of common stock through Charles Schwab & Co., Inc., with an aggregate market value of $87,258.00.

Rhea-AI Filing Summary

The filing reports a planned sale of 2,000 shares of common stock through Charles Schwab & Co., Inc., with an aggregate market value of $87,258.00. The issuer has 46,262,391 shares of common stock outstanding, and the proposed sale is targeted for August 4, 2026 on the NYSE.

The selling holder previously received 3,000 shares as a Restricted Stock Award from the issuer on May 1, 2024 as equity compensation. During the past three months, David George Lucht and Mary Lucht (JT TEN) sold 3,000 shares of common stock on July 27, 2026 for total proceeds of $126,396.30.

Key Figures

Shares to be sold: 2,000 shares Aggregate market value of proposed sale: $87,258.00 Shares outstanding: 46,262,391 shares +4 more

7 metrics

Shares to be sold 2,000 shares Proposed common stock sale through Charles Schwab & Co., Inc.

Aggregate market value of proposed sale $87,258.00 Estimated value of 2,000 common shares to be sold

Shares outstanding 46,262,391 shares Issuer’s common stock outstanding

Planned sale date 08/04/2026 Target date for proposed NYSE sale

Restricted Stock Award 3,000 shares Equity compensation granted on 05/01/2024

Recent shares sold 3,000 shares Sale by David George Lucht & Mary Lucht on 07/27/2026

Proceeds from recent sale $126,396.30 Total for 3,000 common shares sold on 07/27/2026

Key Terms

Restricted Stock Award, Equity Compensation, JT TEN

3 terms

Restricted Stock Award financial

"Common Stock | 05/01/2024 | Restricted Stock Award | Issuer"

A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.

Equity Compensation financial

"3000 | 05/01/2024 | Equity Compensation"

Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.

JT TEN financial

"David George Lucht & Mary Lucht JT TEN C/O 1741 Tiburon"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What stock sale is Live Oak Bancshares (LOB) planning under this Form 144?

The filing covers a proposed sale of 2,000 shares of common stock through Charles Schwab & Co., Inc., with an aggregate market value of $87,258.00, expected to be sold on August 4, 2026 on the NYSE.

How many Live Oak Bancshares (LOB) shares are outstanding in this Form 144?

The filing states that there are 46,262,391 shares of the issuer’s common stock outstanding. This figure provides context for the 2,000 shares proposed to be sold under the Form 144 notice.

What prior equity compensation is disclosed for Live Oak Bancshares (LOB) in this filing?

The filer previously received 3,000 shares of common stock as a Restricted Stock Award from the issuer on May 1, 2024. The filing classifies this grant as equity compensation from the issuer.

What recent sales of Live Oak Bancshares (LOB) stock are reported?

The filing reports that David George Lucht and Mary Lucht (JT TEN) sold 3,000 shares of common stock on July 27, 2026 for total proceeds of $126,396.30. This transaction occurred within the past three months.

Through which broker will the Live Oak Bancshares (LOB) shares be sold?

The proposed sale of 2,000 shares of common stock is to be executed through Charles Schwab & Co., Inc., located at 3000 Schwab Way, Westlake, TX 76262, with trading on the NYSE.

On what date is the Live Oak Bancshares (LOB) Form 144 sale expected?

The filing indicates an expected sale date of August 4, 2026 for the 2,000 shares of common stock to be sold on the NYSE through Charles Schwab & Co., Inc.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google

Add on Google Not now

Available on EDGAR 08/04/2026 - 10:18 AM Accepted by SEC EDGAR 08/04/2026 - 10:17 AM Learn about SEC filing dates

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK	0001231645
Filer CCC	XXXXXXXX
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer	Live Oak Bancshares, Inc.
SEC File Number	001-37497
Address of Issuer	1741 TIBURON DRIVE WILMINGTON NORTH CAROLINA 28403
Phone	910-790-5867
Name of Person for Whose Account the Securities are To Be Sold	LUCHT DAVID G
See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.
Relationship to Issuer	Affiliate

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common Stock	Charles Schwab & Co., Inc. 3000 Schwab Way Westlake TX 76262	2000	87258.00	46262391	08/04/2026	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common Stock	05/01/2024	Restricted Stock Award	Issuer			3000	05/01/2024	Equity Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
David George Lucht & Mary Lucht JT TEN C/O 1741 Tiburon Drive Wilmington NC 28403	Common Stock	07/27/2026	3000	126396.30

144: Remarks and Signature

Remarks	2a) David George Lucht & Mary Lucht JT TEN
Date of Notice	08/04/2026
ATTENTION:
The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.
Signature	David George Lucht
ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)