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Live Oak Bancshares, Inc. Form 4 Filings

LOB NYSE

Every Form 4 that Live Oak Bancshares, Inc. (LOB) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A Form 4 covers the transactions officers, directors and large holders report, so if you follow LOB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full LOB filings page.

Rhea-AI Summary

Live Oak Bancshares, Inc. (LOB) reported an insider transaction by a director on a Form 4. On 11/20/2025, the reporting person purchased 1,000 shares of voting common stock in an open-market transaction at a price of $30.24 per share, coded as a purchase ("P"). Following this buy, the director beneficially owned 6,697 shares of Live Oak voting common stock held directly.

The filing also notes that the director holds 2,946 restricted stock units, each representing a right to receive one share of voting common stock, which are scheduled to vest on May 1, 2026.

Rhea-AI Summary

Live Oak Bancshares (LOB) reported insider equity transactions by an officer serving as General Counsel. On 11/18/2025, the insider exercised 12,000 voting common shares at $14.55 per share and had 3,051 shares withheld at $30.04 in a transaction coded as tax-related. On 11/19/2025, the insider exercised an additional 1,500 shares at $14.55 and sold 1,200 shares at a weighted average price of $30.2015. Following these transactions, the insider directly owned 106,126 voting common shares and held several tranches of restricted stock units that vest in equal annual installments from 2022 through 2026, contingent on continued service.

Rhea-AI Summary

Live Oak Bancshares (LOB) director reported a bona fide gift of 3,000 shares of voting common stock on 10/29/2025 (Code G). Following the transaction, the reporting person beneficially owns 15,677 common shares directly.

The filing also lists 4,000 depositary shares, each representing a 1/40th interest in the Company’s 8.375% Series A Preferred Stock with a $1,000 liquidation preference per preferred share ($25 per depositary share), and 2,946 restricted stock units tied to voting common stock that vest on May 1, 2026.