Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Live Oak Bancshares, Inc. reported insider equity activity by Chief Info./Digital Officer of the Bank, Derraik Renato
To cover tax obligations tied to these vesting events, 1,892 shares were disposed of at $40.22 per share and 7,965 shares at $40.54 per share in tax-withholding transactions, leaving Renato with 78,366 shares of voting common stock held directly. The filing also lists multiple RSU awards, each representing a contingent right to one share and vesting in five equal annual installments beginning on various dates from August 10, 2022 through February 9, 2027, subject to continued service.
Live Oak Bancshares, Inc. chief executive and 10% owner James S. Mahan III, through the James S. Mahan Revocable Trust, reported open‑market sales of a total of 20,000 shares of Voting Common Stock on February 11–12, 2026. Sale prices ranged from about $39.57 to $41.45, with weighted average prices around $40–41 per share for each transaction. The sales were effected under a Rule 10b5‑1 trading plan adopted on August 27, 2025. After these transactions, the trust reported holding just over 3.0 million Voting Common Stock shares indirectly, with additional indirect holdings reported in several related family trusts and an LLC.
Live Oak Bancshares, Inc. approved discretionary cash bonuses and new restricted stock unit (RSU) awards for several named executive officers under its 2015 Omnibus Stock Incentive Plan. Each RSU converts into one share of voting common stock when it vests.
On February 9, 2026, executives received both cash and equity, including $80,000 and 52,694 RSUs for President William C. Losch III, $60,000 and 13,173 RSUs for Chief Information and Digital Officer Renato Derraik, $50,000 and 9,580 RSUs for CFO Walter J. Phifer, and $45,000 and 8,383 RSUs for General Counsel Gregory W. Seward.
These RSU awards vest in five equal annual installments beginning on February 9, 2027, and unvested units are forfeited if employment ends before February 9, 2031, except in certain termination circumstances following a corporate transaction. The Compensation Committee noted it has not granted equity awards to CEO James S. Mahan III since the company’s 2015 initial public offering, citing his substantial existing stock ownership.
A person filing under Rule 144 plans to sell 10,000 common shares through Fidelity Brokerage Services LLC on or about 02/12/2026 on the NYSE, with an indicated aggregate market value of $414,000. The issuer has 45,857,617 common shares outstanding.
The 10,000 shares to be sold were originally acquired by open market purchase from the issuer on 08/19/2020 for cash. Over the prior three months, James S Mahan Rev Trust reported multiple separate sales of 10,000 common shares each, with gross proceeds ranging from $320,458.60 to $418,983.13.
Live Oak Bancshares, Inc. reported that a company officer received an equity award of 13,173 restricted stock units on February 9, 2026. Each RSU represents the right to receive one share of the company’s voting common stock at a price of $0.
The RSUs vest in five equal annual installments beginning on February 9, 2027, contingent on the officer’s continued service with the company or a related entity. This is an amended insider report correcting a prior filing that had mistakenly shown 10,778 RSUs instead of 13,173.
Live Oak Bancshares, Inc. Chief Information/Digital Officer of the bank, Derraik Renato, reported equity compensation and related share movements. On February 9, 2026, he received 10,778 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning February 9, 2027, subject to continued service. On February 10, 2026, he exercised 3,135 RSUs into 3,135 shares of voting common stock at $0, and 1,515 shares of voting common stock were disposed of at $41.04 per share to satisfy tax withholding. After these transactions, he directly owned 66,044 shares of voting common stock and 12,543 RSUs. The filing also lists earlier RSU awards of 25,000, 3,160, 53,769, and 17,025 units, each vesting in five equal annual installments beginning on specified dates from August 10, 2022 through February 12, 2025, contingent on his continued service.
Live Oak Bancshares, Inc. Chief Accounting Officer John W. Sutherland reported equity compensation and related share movements. On February 9, 2026, he acquired 2,754 restricted stock units (RSUs), each representing a contingent right to one share of voting common stock, vesting in five equal annual installments beginning on February 9, 2027, subject to continued service.
On February 10, 2026, he exercised 570 RSUs into 570 shares of voting common stock, and 284 shares of voting common stock were disposed of at $41.04 per share to cover tax obligations. Following these transactions, he directly beneficially owned 15,576 shares of voting common stock and held multiple RSU awards with various five‑year vesting schedules.
Stasiowska Ewa Maria reported acquisition or exercise transactions in this Form 4 filing.
Live Oak Bancshares, Inc. Chief Risk Officer Ewa Maria Stasiowska received a grant of 8,383 restricted stock units on February 9, 2026. Each RSU represents a contingent right to receive one share of Live Oak voting common stock, aligning part of her compensation with the company’s equity.
The RSUs vest in five equal annual installments starting on February 9, 2027, conditioned on her continued service with the company or a related entity. Following the reported transactions, she also directly holds 2,595.231 shares of Live Oak voting common stock.
Live Oak Bancshares General Counsel Seward Gregory W reported equity compensation and related share movements. On February 9, 2026, he received a grant of 8,383 restricted stock units (RSUs), each representing one share of voting common stock, vesting in five equal annual installments beginning on February 9, 2027, subject to continued service.
On February 10, 2026, he exercised RSUs into 1,852 shares of voting common stock and then had 922 shares of voting common stock withheld at $41.04 per share to cover tax obligations. Following these transactions, he directly owned 106,806 shares of voting common stock.
Live Oak Bancshares, Inc. reported that Chief Experience Officer Spencer Courtney received a grant of 6,586 Restricted Stock Units on February 9, 2026, each representing one share of Voting Common Stock. On February 10, he exercised 1,425 RSUs, receiving an equal number of Voting Common Stock shares, and 709 shares were delivered to cover tax obligations at $41.04 per share. After these transactions, he holds 34,494 RSUs and 25,876 shares of Voting Common Stock directly, plus 153.7958 shares held indirectly through his spouse. Footnotes state that RSUs generally vest in multi-year annual installments, subject to continuous service.