Welcome to our dedicated page for Live Oak Bancshares SEC filings (Ticker: LOB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Live Oak Bancshares, Inc. filings document the regulatory record of a financial holding company whose principal subsidiary is Live Oak Bank. The company’s 8-K reports cover operating results and financial condition, dividend declarations on Voting Common Stock and Series A preferred depositary shares, executive compensation actions, equity awards, and risk-management leadership changes.
Proxy materials describe governance matters, executive compensation, equity-award disclosure and shareholder voting items. Other filings include Form 12b-25 filing-status notices and capital-structure references to common stock and the company’s 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock.
Live Oak Bancshares, Inc.’s General Counsel, Seward Gregory W, reported equity award activity involving restricted stock units and common stock. On February 17, 2026, he exercised or converted 2,370 restricted stock units into an equal number of shares of voting common stock at a stated price of $0.0000 per share, increasing his direct common stock holdings to 117,296 shares.
On the same date, 1,054 shares of voting common stock were disposed of at $40.7500 per share to cover tax liabilities, leaving him with 116,242 shares of voting common stock held directly. Footnotes explain that each RSU represents a right to receive one share of common stock and vest in five equal annual installments beginning on specific February dates from 2022 through 2027, contingent on his continued service to the company or a related entity.
Live Oak Bancshares, Inc. Chief Banking Officer Mark Michael Moroz reported equity compensation activity involving restricted stock units (RSUs) and common shares. On February 17, 2026, he exercised or converted 1,580 RSUs at $0.00 per unit into 1,580 shares of voting common stock, recorded as directly owned.
On the same date, 703 shares of voting common stock were disposed of at $40.75 per share in a tax-withholding transaction related to this equity award. After these transactions, he directly held 12,034 shares of voting common stock.
Footnotes explain that each RSU equals one share of voting common stock and detail multiple RSU awards that vest in installments beginning on dates such as February 10, 2026, February 12, 2026, February 14, 2026, May 19, 2026, and other specified vesting dates, all contingent on continued service.
Live Oak Bancshares President William C. Losch III reported equity compensation activity involving restricted stock units and common shares. On February 17, 2026, he acquired 1,264 shares of voting common stock at $0.00 per share through the exercise or conversion of restricted stock units.
On the same date, 562 shares of voting common stock were disposed of at $40.75 per share to cover tax obligations associated with the equity award, leaving 212,278 shares of voting common stock held directly. Footnotes state that each restricted stock unit represents a contingent right to receive one common share and that several RSU grants vest in five equal annual installments beginning on various dates from 2022 through 2027, subject to continued service.
Live Oak Bancshares, Inc. executive Renato Derraik reported equity award activity involving restricted stock units and common shares. On February 17, he acquired 1,580 shares of voting common stock at a price of $0.00 per share through the exercise or conversion of restricted stock units. On the same date, 703 shares of voting common stock were disposed of at $40.75 per share to cover tax obligations, leaving him with 79,243 voting common shares held directly. He also continues to hold multiple blocks of restricted stock units that each represent a contingent right to receive one share of voting common stock and vest in five equal annual installments starting on specified February or August dates, subject to his continued service.
Live Oak Bancshares, Inc. reported that its Board of Directors declared two cash dividends. Common shareholders will receive a dividend of $0.03 per share of Voting Common Stock. Holders of its 8.375% Fixed Rate Series A Non-Cumulative Perpetual Preferred Stock depositary shares will receive $0.52344 per depositary share.
Both dividends are payable on March 15, 2026 to shareholders of record as of March 5, 2026, meaning investors must be on the company’s books by that date to receive the payments.
James S. Mahan Rev Trust filed a Form 144 reporting proposed sales of Common shares in multiple 10,000-share blocks. The filing lists sale dates from 11/26/2025 through 02/18/2026 with per-block proceeds recorded (for example, $321,747.83 on 11/26/2025 and $403,243.30 on 02/18/2026).
James S Mahan Rev Trust reported sales of Common Stock (Form 144), indicating multiple dispositions of 10,000-share blocks. The filing lists repeated open‑market sales, including 10,000 shares sold on 02/11/2026 for $408,686.34 and 10,000 shares on 02/12/2026 for $401,123.67. Transaction dates and per‑trade gross proceeds are shown for November–February trades.
Live Oak Bancshares’ Chief Accounting Officer John W. Sutherland reported routine equity compensation activity. On February 12 and 13, 2026, he acquired 876 and 711 shares of voting common stock, respectively, through exercises of restricted stock units at an exercise price of $0 per share.
On the same dates, 436 shares at $40.22 and 354 shares at $40.54 were withheld and disposed of to cover tax obligations. Following these transactions, he directly owned 16,373 shares of voting common stock and held multiple restricted stock unit awards, including 2,629 and 1,423 RSUs that each convert into an equivalent number of common shares upon vesting.
Live Oak Bancshares Chief Experience Officer Spencer Courtney reported RSU vesting and related share activity. On February 12 and 13, 2026, he exercised restricted stock units into 2,128 and 2,845 shares of voting common stock, respectively. In connection with these vestings, 1,038 shares at $40.22 and 1,264 shares at $40.54 were withheld and disposed of to cover tax obligations.
Following these transactions, Courtney directly owned 28,547 shares of voting common stock and also had 153.7958 shares held indirectly by his spouse. He continued to hold multiple blocks of restricted stock units that vest in equal or pro rata annual installments through dates ranging from 2023 to 2027, conditioned on continued service.
Live Oak Bancshares, Inc.’s General Counsel, Seward Gregory W, reported equity compensation activity on February 12–13, 2026. He exercised restricted stock units into 2,754 and 11,948 shares of voting common stock at an exercise price of $0, increasing his direct holdings to 114,926 common shares.
To cover tax obligations, 1,272 shares were withheld at $40.22 per share and 5,310 shares at $40.54 per share. He also continues to hold multiple blocks of restricted stock units that vest in five annual installments beginning on dates from February 22, 2022 through February 9, 2027, contingent on continued service.