Welcome to our dedicated page for Open Lending Corporation SEC filings (Ticker: LPRO), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Open Lending Corporation (NASDAQ: LPRO) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents offer detailed information on how Open Lending reports its automotive lending enablement and risk analytics activities, its financial condition, and key governance developments.
Investors can review Form 8-K current reports, where Open Lending discloses material events such as quarterly earnings announcements, executive and director appointments or resignations, and changes in key roles like Chief Financial Officer or General Counsel. For example, recent 8-K filings describe the appointment of new board members, executive transitions, and the issuance of press releases reporting financial results for quarters ended June 30 and September 30.
While this page focuses on recent 8-Ks, Open Lending also files annual reports on Form 10-K and quarterly reports on Form 10-Q, which contain comprehensive financial statements, management’s discussion and analysis, risk factors, and descriptions of its business in automotive lending enablement, loan analytics, risk-based pricing, risk modeling, and default insurance. These periodic reports are central resources for understanding revenue categories such as program fees, profit share, and claims administration and other service fees, as well as non-GAAP measures like Adjusted EBITDA.
Through Stock Titan, users can see new LPRO filings as they are made available from the SEC’s EDGAR system and use AI-powered summaries to interpret complex disclosures. The platform is designed to help readers quickly identify the main points in lengthy filings, such as how Open Lending’s certified loan volumes relate to its financial results, or how governance changes are documented in connection with director and officer transitions.
In addition, the filings page can surface insider-related filings, such as Forms 3, 4, and 5, when available, which report transactions by directors and executive officers. By combining real-time updates with AI-generated explanations, the Open Lending SEC filings page offers a structured way to review the company’s regulatory history and better understand its position in the finance and insurance sector.
Open Lending Corp (LPRO) reported the equity holdings of its General Counsel, who is an officer of the company. As of the event dated 11/07/2025, the officer beneficially owns 10,757 shares of Open Lending common stock directly.
The officer also holds 83,656 restricted stock units (RSUs), each representing a contingent right to receive one share of LPRO common stock. These RSUs include 9,040 units that vest in two equal annual installments beginning on March 15, 2026, 18,750 units that vest in three equal annual installments beginning on March 15, 2026, and 55,866 units that vest in four equal annual installments beginning on March 15, 2026.
Open Lending Corporation reported Q3 results with total revenue of $24.2 million and a net loss of $7.6 million. Operating loss was $7.7 million, driven largely by a one-time $11.0 million payment tied to an amendment of a reseller agreement with Allied, recorded in general and administrative expense.
Program fees were $13.3 million and profit share revenue was $8.5 million, reflecting lower anticipated profit share on new originations but a positive change in prior-period estimates. Certified loans totaled 23,880 versus 27,435 a year ago, while average program fee per loan rose 8%. Cash and cash equivalents were $222.1 million and term loan principal outstanding was $135.0 million as of September 30, 2025. Cash from operations for the nine-month period was $(8.6) million, reflecting the Allied payment and softer collections.
The company repurchased 1,971,369 shares for $4.0 million under its authorization and remained in compliance with credit covenants. A shareholder class action filed in May 2025 was dismissed without prejudice in October 2025.
Open Lending Corporation furnished an Item 2.02 Form 8-K stating it issued a press release announcing financial results for the fiscal quarter ended September 30, 2025. The company attached an earnings release and supplemental financial information as Exhibit 99.1 and Exhibit 99.2, respectively. The company noted this information is furnished and shall not be deemed filed under the Exchange Act.
Open Lending (LPRO) insider transaction: Matthew Stark, Chief Legal and Compliance Officer, reported equity activity on 10/19/2025. Restricted stock units vested and converted into 18,301 shares of common stock at a stated price of $0 under transaction code M. A separate entry shows 4,456 shares disposed at $1.95 under transaction code F.
Following these transactions, the filing lists 73,270 shares of common stock beneficially owned directly. The derivative table shows 138,555 restricted stock units beneficially owned following the reported transactions. The filing notes these RSUs represent a contingent right to receive one share of LPRO common stock each and vested on October 19, 2025.
Open Lending Corporation disclosed an executive transition: its Chief Legal and Compliance Officer and Corporate Secretary, Matthew Stark, resigned effective November 7, 2025, and the company appointed Ben Massey to serve as General Counsel and Corporate Secretary effective the same date. Mr. Massey, age 40, has served at the company since October 2022 in governance and securities roles and as Assistant General Counsel since January 2024; he previously practiced at Simpson Thacher & Bartlett LLP. The company agreed an offer letter providing a $325,000 base salary, a target annual cash bonus of 75% of base, and a long‑term incentive target equal to 100% of base salary, plus standard benefits and an officer indemnification agreement.
Reporting person: Todd C. Hart, Director of Open Lending Corp (LPRO), filed a Form 4 disclosing a grant of restricted stock units.
Transaction details: On 09/25/2025 Mr. Hart was granted 13,933 restricted stock units (RSUs), each representing a contingent right to receive one share of LPRO common stock. The RSUs carry no purchase price ($0) and are reported as direct ownership of 13,933 units following the grant. The RSUs vest on the earlier of September 25, 2026 or the next annual meeting of stockholders following the grant date. The Form 4 was signed by an attorney-in-fact on 09/29/2025.
Open Lending Corp (LPRO) Form 3: Todd C. Hart, identified as a director of Open Lending Corporation, filed an initial Form 3 reporting that he does not beneficially own any securities of the issuer. The event requiring the statement is dated 09/25/2025. The filing was signed on behalf of the reporting person by Matthew Stark, as Attorney-in-Fact, on 09/29/2025. The form lists the reporting person's business address at C/O Open Lending Corporation, 1501 S. Mopac Expressway, Suite 450, Austin, TX 78746. No non-derivative or derivative securities are reported as owned.
Massimo Monaco, Chief Financial Officer and Director of Open Lending Corp (LPRO), was granted 257,510 restricted stock units (RSUs) on 09/25/2025. Each RSU converts to one share of LPRO common stock and the awards were granted with a $0 purchase price. The RSUs are scheduled to vest in four equal annual installments beginning on 09/25/2026, and following the grant Mr. Monaco beneficially owns 257,510 shares subject to these restrictions. The Form 4 filing was signed by an attorney-in-fact on 09/29/2025.
Open Lending Corporation announced that director Adam H. Clammer resigned effective September 25, 2025, and the Board appointed Todd C. Hart to fill the vacancy. Mr. Hart will serve through the 2028 Annual Meeting and joins the Board's Compensation Committee and Nominating and Corporate Governance Committee. The filing states the resignation was not due to any dispute with the Company or the Board. Mr. Hart's background includes founding Upland Capital Group, prior CEO roles in insurance companies, an MBA from Harvard Business School, and advisory work at UNC. The Company entered its standard director indemnification agreement with Mr. Hart and issued a related press release filed as Exhibit 99.1.
Initial Form 3 for Open Lending Corp (LPRO) reports that Massimo Monaco, serving as Chief Financial Officer and a director, submitted an initial Section 16 statement and disclosed no securities beneficially owned in the issuer. The filing lists his business address at the company's Austin, TX office and notes the statement was executed under a power of attorney.