Metropolitan Bank SEC Filings

Metropolitan Bank Holding Corp. (MCB) filed its Q3 2025 10-Q. Total assets reached $8.23 billion, up from $7.30 billion at December 31, 2024, driven by loan growth and higher securities. Deposits rose to $7.07 billion from $5.98 billion, while loans, net, increased to $6.69 billion from $5.97 billion.

Quarterly net income was $7.1 million versus $12.3 million a year ago as the provision for credit losses rose to $23.9 million from $2.7 million. Net interest income improved to $77.3 million from $65.2 million, but non-interest income fell with Global Payments Group revenue at $0 versus $3.5 million. Non-interest expense declined to $45.8 million from $51.3 million; the prior year included a $10.0 million regulatory settlement reserve.

The allowance for credit losses increased to $94.2 million from $63.3 million at year-end, and non-accrual loans were $81.6 million. AOCI improved to a $41.9 million loss from a $53.1 million loss. The company repurchased 917,973 shares for $53.3 million; shares outstanding were 10,298,002 as of November 3, 2025.

FMR LLC and Abigail P. Johnson filed Amendment No. 5 to Schedule 13G for Metropolitan Bank Holding Corp (MCB), reporting beneficial ownership of 715,664.64 shares of common stock, representing 6.9% of the class as of the event date 09/30/2025.

FMR reports 715,057.00 shares with sole voting power and 715,664.64 shares with sole dispositive power, with no shared voting or dispositive power. The filing certifies the securities were acquired and are held in the ordinary course and not to change or influence control. One or more other persons may receive dividends or sale proceeds, but no single person has more than five percent of the class.

Metropolitan Bank Holding Corp. (MCB) reported an insider transaction by a director. On 10/30/2025, the director purchased 147 shares of common stock (transaction code P) at a price of $67.8746 per share. Following this trade, the director beneficially owned 12,680 shares, noted as direct ownership. The reported total includes restricted stock units that vest 100% on January 27, 2026.

Metropolitan Bank Holding Corp. (MCB) reported an insider purchase by its EVP & Chief Financial Officer. On 10/27/2025, the officer bought 1,000 shares of common stock at $71.6599 per share (transaction code P).

Following the trade, the officer beneficially owns 27,341 shares directly, and 549.317 shares indirectly via a 401(k). The total includes restricted stock units granted on March 1, 2023, March 1, 2024, and March 1, 2025, each vesting at 33.3% per year commencing on March 1, 2024, March 1, 2025, and March 1, 2026, respectively.

Metropolitan Bank Holding Corp. (MCB) reported an insider transaction by its EVP & General Counsel. On 10/27/2025, the officer purchased 20 shares of common stock at $68.65. Following the trade, beneficial ownership stands at 7,948 shares, held directly. This total includes restricted stock units granted on March 1, 2025 and March 1, 2024 that vest 33.3% annually beginning March 1, 2026 and March 1, 2025, respectively.

Metropolitan Bank Holding Corp. (MCB) filed an 8-K announcing it released its third‑quarter 2025 financial results. The company issued a press release and posted presentation materials that discuss the quarter’s performance.

The press release is furnished as Exhibit 99.1, and the presentation materials are furnished as Exhibit 99.2. The company states these materials are furnished, not deemed “filed,” under the securities laws. The filing identifies the bank subsidiary as Metropolitan Commercial Bank and provides the exhibits for investors seeking the detailed results and commentary.

Metropolitan Bank Holding Corp. (MCB): EVP and Chief Lending Officer reported open‑market sales of common stock on 10/20/2025 under a Rule 10b5-1 plan adopted on March 18, 2025. Transactions totaled 5,000 shares across multiple trades at weighted average prices of $73.0509 (717 shares), $74.0121 (2,646), $75.1303 (621), and $75.7139 (1,016). Following these sales, the reporting person beneficially owned 41,179 shares. Holdings include restricted stock units that vest in tranches per prior grants.

Metropolitan Bank Holding Corp. (MCB) insider activity: An Executive Vice President sold a total of 625 shares of common stock on 10/17/2025 pursuant to a Rule 10b5-1 trading plan adopted on June 6, 2025. The trades executed at weighted average prices of $72.4193 (range $71.9600–$72.9000) and $73.2155 (range $72.9800–$73.5950).

Following these sales, the officer directly beneficially owns 27,714 shares. Additional indirect holdings reported include 250 shares by Child 1, 250 shares by Child 2, and 20 shares by Child 3. A correction notes that 230 indirectly held shares previously reported were included in error and are not part of current holdings. The filer is listed as an Executive Vice President and filed individually.

Metropolitan Bank Holding Corp. (MCB) announced a quarterly cash dividend of $0.15 per share. The dividend is payable on November 14, 2025 to shareholders of record at the close of business on October 30, 2025.

This routine distribution reflects the company’s ongoing practice of returning cash to shareholders on a quarterly basis, with clear record and payment dates provided.