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Metropolitan Bank Holding Corp. 8-K Filings

MCB NYSE

Every 8-K that Metropolitan Bank Holding Corp. (MCB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow MCB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full MCB filings page.

Rhea-AI Summary

Metropolitan Bank Holding Corp. reported second quarter 2026 net income of $19.2 million, or $1.54 per diluted share, compared with $2.92 in the prior quarter and $1.76 a year earlier. Total revenues were $93.0 million, reflecting strong net interest income but higher credit costs and expenses.

Net interest income rose to $90.4 million, up 5.3% from the prior quarter and 22.8% year over year, with a stable net interest margin of 4.08% and lower funding costs. The company recorded a $13.3 million provision for credit losses, primarily tied to a single non-core C&I loan, and non-interest expense increased to $51.8 million, including a $1.8 million one-time legal accrual and other isolated items.

Total loans reached $7.3 billion, up 4.0% from March 31, 2026, while deposits were $7.7 billion, essentially flat quarter over quarter and 13.8% higher than a year earlier. The non-performing loan ratio improved sequentially to 0.91%, and the total risk-based capital ratio was 14.0% at the holding company. The board approved a new $50.0 million common stock repurchase program and increased the quarterly dividend to $0.35 per share from $0.25.

Rhea-AI Summary

Metropolitan Bank Holding Corp. declared a quarterly cash dividend of $0.35 per share on its common stock on July 20, 2026. This represents an increase of $0.10 from the prior quarterly dividend of $0.25 per share.

The dividend is payable on August 11, 2026 to holders of record of the company’s common stock at the close of business on July 31, 2026. The announcement applies to all outstanding shares of common stock listed on the New York Stock Exchange under the symbol MCB.

Rhea-AI Summary

Metropolitan Bank Holding Corp. has authorized a new share repurchase program allowing it to buy back up to $50.0 million of its outstanding common stock. Repurchases may occur over time in the open market or through other methods, including under a Rule 10b5-1 plan, using the company’s available cash.

This authorization replaces a prior program approved in July 2025, has no expiration date, and can be discontinued or suspended at any time. The company is not obligated to repurchase any specific amount, and the actual pace and scale of buybacks will depend on market conditions, regulatory requirements, and other corporate considerations.

Rhea-AI Summary

Metropolitan Bank Holding Corp. reported that on June 6, 2026, director William Reinhardt retired from the board of the company and from the board of its subsidiary, Metropolitan Commercial Bank, effective immediately. The board named him a director emeritus, an honorary role under the company’s Amended and Restated Bylaws that carries no rights or duties as a director, though he may attend board meetings by invitation. Following his retirement, the board reduced its size to eleven directors, reflecting the updated governance structure.

Rhea-AI Summary

Metropolitan Bank Holding Corp. reported the results of its Annual Meeting of Stockholders held on April 29, 2026. Stockholders representing 10,453,916 shares, about 85.04% of the 12,293,174 shares outstanding as of the record date, were present in person or by proxy.

All four director nominees—Anthony J. Fabiano, Robert C. Patent, Maria Fiorini Ramirez, and William Reinhardt—were elected, each receiving more votes "for" than "withheld." Stockholders also approved the remaining proposals presented at the meeting, with each proposal receiving substantially more votes in favor than against based on the reported tallies.

Rhea-AI Summary

Metropolitan Bank Holding Corp. reported strong first quarter 2026 results, with net income of $31.4 million, or $2.92 per diluted share, up from $1.45 a year earlier. Total revenues were $88.5 million, rising from $70.6 million, driven by higher net interest income and controlled funding costs.

Loans reached $7.0 billion and deposits $7.7 billion at March 31, 2026, both growing double digits year over year. The company completed a follow-on equity offering of about 2.3 million shares at $85.00 per share, raising net proceeds of approximately $186.8 million to support organic growth and capital strength. The board increased the quarterly dividend to $0.25 per share, and regulatory capital ratios remained well above minimums, with a total risk-based capital ratio of 14.6% at the holding company.

Rhea-AI Summary

Metropolitan Bank Holding Corp. announced that its board of directors declared a quarterly cash dividend of $0.25 per share on its common stock, raising the payout from $0.20 previously. The Dividend will be paid on May 12, 2026 to shareholders of record as of May 1, 2026.

The company highlights recent recognition, including being named one of Newsweek’s Best Regional Banks in 2024 and 2025, a top ten loan producer in 2024, and maintaining a BBB+ investment-grade deposit rating from Kroll as of January 2026.

Rhea-AI Summary

Metropolitan Bank Holding Corp. completed an additional equity sale connected to its recent common stock offering. Underwriters exercised a portion of their overallotment option, leading the Company to issue and sell 213,395 shares of common stock at the public offering price of $85.00 per share.

The Company expects to receive approximately $17.2 million in proceeds from this option exercise, after deducting underwriting discounts but before other expenses. This incremental capital further strengthens the Company’s balance sheet by adding new equity funding on top of its previously completed common stock offering.

Rhea-AI Summary

Metropolitan Bank Holding Corp. is using this report to highlight its upcoming investor day. The company will host the event on March 3, 2026 from 9:30 a.m. to 1:30 p.m. ET, with presentations and Q&A featuring Founder, President & CEO Mark DeFazio, EVP & CFO Dan Dougherty, and other executives.

Discussions will cover commercial lending and credit, including skilled nursing and residential healthcare lending, the bank's diverse deposit verticals such as EB-5 investment solutions, and its technology and Artificial Intelligence initiatives. The related Investor Day presentation is included as Exhibit 99.1, and a registration link is provided for virtual participation via live webcast.

Rhea-AI Summary

Metropolitan Bank Holding Corp. entered an underwriting agreement to sell 2,100,000 shares of common stock in a registered public offering at $85.00 per share. This underwritten deal is being conducted off an effective shelf registration statement on Form S-3.

The company granted underwriters a 30‑day option to buy up to an additional 315,000 shares. Gross proceeds are expected to be about $178.5 million, or $205.3 million if the option is fully exercised, with estimated net proceeds to the company of approximately $169.3 million.

The offering is expected to close on February 27, 2026, subject to customary conditions. The company plans to use the net proceeds to support organic growth initiatives, invest in Metropolitan Commercial Bank, fund working capital for ongoing operations, and for general corporate purposes.

Rhea-AI Summary

Metropolitan Bank Holding Corp. launched an underwritten public offering of $175.0 million of common stock. The company expects to grant underwriters a 30-day option to buy up to an additional 15% of the shares sold. The transaction will be made under an already effective Form S-3 shelf registration statement.

The offering is described as subject to market and other conditions, with no assurance it will be completed or on what final terms. Metropolitan plans to use any net proceeds to support organic growth initiatives, invest further in Metropolitan Commercial Bank, fund working capital needs, and for general corporate purposes.

Rhea-AI Summary

Metropolitan Bank Holding Corp. filed a current report to make an investor presentation available to the market. The presentation is furnished as Exhibit 99.1 and is incorporated by reference. The company’s common stock trades on the New York Stock Exchange under the symbol MCB.

Rhea-AI Summary

Metropolitan Bank Holding Corp. furnished information about its latest performance rather than detailed figures. The company reported that it issued a press release announcing its financial results for the fourth quarter and full year 2025, attached as Exhibit 99.1. It also posted additional presentation materials on its website covering the same period, furnished as Exhibit 99.2. Both the press release and the presentation are treated as furnished, not filed, meaning they are provided for information purposes and are not automatically incorporated into other securities law filings.

Rhea-AI Summary

Metropolitan Bank Holding Corp. declared a higher quarterly cash dividend of $0.20 per share on its common stock, up from $0.15 per share previously. The dividend will be paid on February 6, 2026 to shareholders who are on record as of the close of business on January 27, 2026. This increase provides shareholders with a larger regular cash return from the company’s earnings.

Rhea-AI Summary

Metropolitan Bank Holding Corp. (MCB) filed an 8-K announcing it released its third‑quarter 2025 financial results. The company issued a press release and posted presentation materials that discuss the quarter’s performance.

The press release is furnished as Exhibit 99.1, and the presentation materials are furnished as Exhibit 99.2. The company states these materials are furnished, not deemed “filed,” under the securities laws. The filing identifies the bank subsidiary as Metropolitan Commercial Bank and provides the exhibits for investors seeking the detailed results and commentary.

Rhea-AI Summary

Metropolitan Bank Holding Corp. (MCB) announced a quarterly cash dividend of $0.15 per share. The dividend is payable on November 14, 2025 to shareholders of record at the close of business on October 30, 2025.

This routine distribution reflects the company’s ongoing practice of returning cash to shareholders on a quarterly basis, with clear record and payment dates provided.