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Metropolitan Bank (MCB) COO gets 3,432 RSUs, 1,418 shares withheld

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. executive vice president and chief operating officer Dixiana M. Berrios reported equity compensation changes in common stock. On March 2, 2026 she acquired 3,432 restricted stock units as a grant that vests 33.3% per year starting March 2, 2027. On the same date, 1,418 shares were disposed of back to the company to satisfy tax withholding obligations upon delivery of previously granted shares. After these transactions, she directly holds 15,620 shares of common stock, including earlier restricted stock unit grants from March 1, 2024, March 1, 2025, and March 2, 2026.

Positive

  • None.

Negative

  • None.

Insights

Routine stock awards and tax withholding; no clear bullish or bearish signal.

The transactions show Dixiana M. Berrios, EVP & COO of Metropolitan Bank Holding Corp., receiving 3,432 restricted stock units on March 2, 2026 as part of equity compensation. These units vest in three annual installments of 33.3% starting March 2, 2027.

The 1,418-share disposition is explicitly described as shares withheld by the company to cover tax obligations when earlier stock awards were delivered, rather than an open-market sale. Following these moves, she directly holds 15,620 common shares, including multiple prior restricted stock unit grants with similar 33.3% annual vesting schedules.

Insider Berrios Dixiana M
Role EVP & Chief Operating Officer
Type Security Shares Price Value
Grant/Award Common Stock 3,432 $0.00 --
Disposition Common Stock 1,418 $84.15 $119K
Holdings After Transaction: Common Stock — 17,038 shares (Direct)
Footnotes (1)
  1. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,418 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Berrios Dixiana M
(Last) (First) (Middle)
99 PARK AVENUE
12TH FLOOR
(Street)
NEW YORK NY 10016
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP & Chief Operating Officer
3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 03/02/2026 A 3,432(1) A $0 17,038(2)(3) D
Common Stock 03/02/2026 D 1,418(4) D $84.15 15,620(2)(3)(5) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
2. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.
3. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.
4. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,418 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations.
5. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
/s/ Zachary Levine, Attorney-in-Fact 03/04/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did MCB executive Dixiana M. Berrios report?

Dixiana M. Berrios reported receiving 3,432 restricted stock units and a 1,418-share disposition. The disposition reflects shares withheld by Metropolitan Bank Holding Corp. for tax obligations tied to previously granted stock, rather than an open-market sale of shares.

How many restricted stock units did MCB grant to Dixiana Berrios and how do they vest?

MCB granted Dixiana Berrios 3,432 restricted stock units on March 2, 2026. These units vest at a rate of 33.3% per year, beginning March 2, 2027, creating a three-year vesting schedule that aligns her compensation with longer-term company performance.

Why were 1,418 MCB shares disposed of in Dixiana Berrios’ Form 4?

The 1,418 shares were withheld by Metropolitan Bank Holding Corp. to cover tax withholding obligations. This occurred upon delivery of previously granted common stock to Berrios, meaning the disposition reflects tax-related withholding to the issuer, not an ordinary market sale of shares.

How many Metropolitan Bank Holding Corp. shares does Dixiana Berrios own after these transactions?

Following the reported transactions, Dixiana Berrios directly owns 15,620 shares of Metropolitan Bank Holding Corp. common stock. This total includes multiple restricted stock unit grants from March 1, 2024, March 1, 2025, and March 2, 2026, each with a 33.3% annual vesting schedule.

What earlier restricted stock unit grants to Dixiana Berrios are referenced in the MCB Form 4?

The filing references restricted stock units granted on March 1, 2024 and March 1, 2025, along with the March 2, 2026 grant. Each grant vests 33.3% per year, with vesting commencing one year after the respective grant dates, creating overlapping multi-year vesting periods.

Does the Form 4 for MCB indicate Dixiana Berrios bought or sold shares on the market?

The Form 4 shows a grant of 3,432 restricted stock units and a 1,418-share disposition to the issuer for tax withholding. It does not report open-market purchases or sales; the activity reflects equity awards and associated tax withholding mechanics.