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  4. [Form 4] Metropolitan Bank Holding Corp. Insider Trading Activity

MCB (MCB) lending chief granted stock units and has shares withheld for tax

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. executive Scott Lublin, EVP and Chief Lending Officer, received equity awards and had shares withheld for taxes. On February 27, 2026, he acquired 17,602 shares of common stock through earned restricted stock units. On March 2, 2026, he was granted an additional 5,443 shares and had 3,294 shares of common stock withheld at $84.15 per share to cover tax obligations. Following these transactions, he directly owns 60,930 shares of common stock.

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Insider Lublin Scott
Role EVP and Chief Lending Officer
Type Security Shares Price Value
Grant/Award Common Stock 5,443 $0.00 --
Tax Withholding Common Stock 3,294 $84.15 $277K
Grant/Award Common Stock 17,602 $0.00 --
Holdings After Transaction: Common Stock — 64,224 shares (Direct)
Footnotes (1)
  1. On March 26, 2025, the Reporting Person was granted 17,602 restricted stock units which were to vest, if at all, subject to the satisfaction of certain performance criteria for the fiscal year ended December 31, 2025. On February 27, 2026, the Compensation Committee of the Board of Directors of Metropolitan Bank Holding Corp. (the "Issuer") determined that such performance criteria were met, resulting in the Reporting Person earning 17,602 restricted stock units, which vest 33.3% per year commencing on March 26, 2026. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026. Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest on February 28, 2027. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027. Includes restricted stock units granted on March 26, 2025, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on March 26, 2026. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 2,927 shares were withheld by the Issuer in respect of tax withholding obligations. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Lublin Scott
(Last) (First) (Middle)
99 PARK AVENUE
12TH FLOOR
(Street)
NEW YORK NY 10016
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP and Chief Lending Officer
3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/27/2026 A 17,602(1) A $0 58,781(2)(3)(4) D
Common Stock 03/02/2026 A 5,443(5) A $0 64,224(2)(3)(4)(6) D
Common Stock 03/02/2026 F 3,294(7) D $84.15 60,930(2)(3)(4)(6)(8) D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. On March 26, 2025, the Reporting Person was granted 17,602 restricted stock units which were to vest, if at all, subject to the satisfaction of certain performance criteria for the fiscal year ended December 31, 2025. On February 27, 2026, the Compensation Committee of the Board of Directors of Metropolitan Bank Holding Corp. (the "Issuer") determined that such performance criteria were met, resulting in the Reporting Person earning 17,602 restricted stock units, which vest 33.3% per year commencing on March 26, 2026.
2. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.
3. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.
4. Includes restricted stock units granted on May 30, 2024, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on June 1, 2025. The remaining restricted stock units of this award will vest on February 28, 2027.
5. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
6. Includes restricted stock units granted on March 26, 2025, subject to certain performance criteria, that vest at a rate of 33.3% per year commencing on March 26, 2026.
7. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 2,927 shares were withheld by the Issuer in respect of tax withholding obligations.
8. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.
/s/ Zachary Levine, Attorney-in-Fact 03/03/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider transactions did MCB executive Scott Lublin report on this Form 4?

Scott Lublin reported equity award activity and tax withholding. He acquired 17,602 shares on February 27, 2026, and 5,443 shares on March 2, 2026, from restricted stock unit grants, with 3,294 shares withheld to satisfy tax obligations at $84.15 per share.

How many Metropolitan Bank (MCB) shares does Scott Lublin own after these transactions?

After the reported transactions, Scott Lublin directly owns 60,930 shares of Metropolitan Bank Holding Corp. common stock. This figure reflects both the equity awards he received and the shares that were withheld to cover tax liabilities tied to those stock deliveries.

Were Scott Lublin’s recent MCB stock transactions open-market buys or sells?

The reported transactions were not open-market trades. They reflect stock granted through restricted stock unit awards and a tax-withholding disposition, where 3,294 shares were withheld at $84.15 per share to satisfy tax obligations rather than sold in the open market.

How do Scott Lublin’s March 2, 2026 MCB restricted stock units vest over time?

Restricted stock units granted to Scott Lublin on March 2, 2026 vest in installments. According to the footnotes, these units vest at a rate of 33.3% per year, beginning on March 2, 2027, creating a multi-year vesting schedule aligned with continued service and performance.

What other restricted stock unit grants are outstanding for MCB’s Scott Lublin?

Outstanding restricted stock units for Scott Lublin include awards granted on March 1, 2024, March 1, 2025, May 30, 2024, March 26, 2025, and March 2, 2026. These awards vest 33.3% annually, some subject to performance criteria, with vesting dates beginning in 2025, 2026, and 2027.