Metropolitan Bank (MCB) EVP granted 4,650 shares as RSUs, 1,705 withheld for taxes

Rhea-AI Filing Summary

Metropolitan Bank Holding Corp. executive Laura Capra, EVP and Head of Retail Banking, reported a mix of stock award and tax-related activity in company common stock. She acquired 4,650 shares on March 2, 2026 as a grant at a stated price of $0.00 per share, reflecting restricted stock units that vest in three equal installments of 33.3% per year starting March 2, 2027.

On the same date, 1,705 shares were disposed of at $84.15 per share to cover tax withholding obligations, with shares withheld by the company upon delivery of previously granted stock. After these transactions, she directly owned 40,989 shares, which include restricted stock units granted in 2024, 2025, and 2026 that each vest over three years beginning in 2025, 2026, and 2027, respectively.

Insights

Equity compensation analyst

Routine equity grant offset by tax withholding; net ownership broadly stable.

The filing shows Laura Capra receiving 4,650 shares of common stock as a restricted stock unit grant on March 2, 2026. These units vest 33.3% per year starting March 2, 2027, adding to earlier RSU awards from 2024 and 2025.

Simultaneously, 1,705 shares were disposed of at $84.15 per share to satisfy tax withholding, with shares retained by Metropolitan Bank Holding Corp. rather than sold on the open market. This type of F-code transaction is typically administrative and does not represent discretionary selling.

Following these moves, Capra’s direct holdings total 40,989 shares of common stock, including unvested RSUs tied to prior grants. The pattern indicates ongoing use of stock-based compensation with routine tax withholding, and the net directional impact is neutral based on the reported acquire and dispose counts.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Capra Laura

(Last) (First) (Middle)

99 PARK AVENUE

12TH FLOOR

(Street)

NEW YORK NY 10016

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Metropolitan Bank Holding Corp. [ MCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Head of Retail Banking

3. Date of Earliest Transaction (Month/Day/Year)
03/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/02/2026		A		4,650(1)	A	$0	42,694(2)(3)	D
Common Stock	03/02/2026		F		1,705(4)	D	$84.15	40,989(2)(3)(5)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

2. Includes restricted stock units granted on March 1, 2024 that vest at a rate of 33.3% per year commencing on March 1, 2025.

3. Includes restricted stock units granted on March 1, 2025 that vest at a rate of 33.3% per year commencing on March 1, 2026.

4. Upon delivery to the Reporting Person of certain shares of common stock that were previously disclosed as having been granted, 1,705 shares were withheld by Metropolitan Bank Holding Corp. in respect of tax withholding obligations.

5. Includes restricted stock units granted on March 2, 2026 that vest at a rate of 33.3% per year commencing on March 2, 2027.

	/s/ Zachary Levine, Attorney-in-Fact	03/04/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transactions did Metropolitan Bank (MCB) report for Laura Capra?

Metropolitan Bank reported that EVP Laura Capra received a grant of 4,650 shares of common stock on March 2, 2026, and simultaneously had 1,705 shares withheld to cover tax obligations tied to previously granted stock awards.

Was Laura Capra’s Form 4 for Metropolitan Bank (MCB) a stock purchase or sale?

The Form 4 shows an equity grant and a tax-withholding disposition, not an open-market buy or sell. Capra received 4,650 granted shares and 1,705 shares were withheld by the company to satisfy related tax obligations.

How many Metropolitan Bank (MCB) shares does Laura Capra own after the reported transactions?

After the March 2, 2026 transactions, Laura Capra directly owns 40,989 shares of Metropolitan Bank common stock. This total includes restricted stock units from grants made in 2024, 2025, and 2026 that vest over three-year periods.

What are the terms of Laura Capra’s new restricted stock units at Metropolitan Bank (MCB)?

The new restricted stock units granted March 2, 2026 convert into 4,650 shares that vest 33.3% per year, beginning March 2, 2027. Similar prior RSU grants from 2024 and 2025 also vest in three equal annual installments starting in 2025 and 2026.

Why were 1,705 Metropolitan Bank (MCB) shares disposed of in Laura Capra’s Form 4?

The 1,705 shares were withheld by Metropolitan Bank to satisfy tax withholding obligations when previously granted shares were delivered. This F-code transaction represents an administrative tax settlement, rather than an open-market sale by Laura Capra.

How do prior restricted stock unit grants affect Laura Capra’s holdings in Metropolitan Bank (MCB)?

Capra’s reported holdings include RSUs granted on March 1, 2024, March 1, 2025, and March 2, 2026. Each grant vests at 33.3% per year over three years, beginning March 1, 2025, March 1, 2026, and March 2, 2027, respectively.