STOCK TITAN

Ajit A. Patel (MCBS) awarded 735 MetroCity Bankshares restricted shares

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Form Type
4

Rhea-AI Filing Summary

Patel Ajit A. reported acquisition or exercise transactions in this Form 4 filing.

MetroCity Bankshares director Ajit A. Patel received a restricted stock award of 735 shares of Common Stock at $32.66 per share. The award vests 25% on the grant date and then 25% annually over a three-year period beginning on June 1, 2026.

After this grant, Patel directly holds 647,333 common shares. Separately, his spouse holds 49,088 common shares reported as indirect ownership. The filing reflects routine equity compensation rather than an open-market purchase or sale.

Positive

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Insider Patel Ajit A.
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 735 $32.66 $24K
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 647,333 shares (Direct); Common Stock — 49,088 shares (Indirect, By Spouse)
Footnotes (1)
  1. F1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Restricted shares granted 735 shares Common Stock grant to Ajit A. Patel
Grant price $32.66 per share Restricted stock award valuation
Direct shares after grant 647,333 shares Patel direct common stock ownership
Indirect shares by spouse 49,088 shares Common Stock held indirectly through spouse
Initial vesting portion 25% Vests on grant date
Annual vesting portion 25% annually Three-year vesting period beginning June 1, 2026
restricted stock award financial
"The restricted stock award vests 25% on the grant date then 25% annually"
A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.
vesting period financial
"over a three-year vesting period beginning on June 1, 2026"
A vesting period is the set amount of time someone must wait before they fully own granted shares, stock options, or other equity tied to their work or an agreement; ownership increases gradually or in steps during that time. Investors care because vesting determines when insiders or employees can sell shares, which affects future supply of stock, company incentives and executive retention—think of it like unlocking ownership over installments rather than receiving it all at once.
indirect ownership financial
"direct_or_indirect: "I", nature_of_ownership: "By Spouse""
grant, award, or other acquisition financial
"transaction_code_description: "Grant, award, or other acquisition""

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FAQ

What insider transaction did MCBS director Ajit A. Patel report?

Ajit A. Patel reported receiving a grant of 735 shares of MetroCity Bankshares common stock as a restricted stock award. This is compensation, not an open-market trade, and increases his direct equity stake in the company.

At what price was Ajit A. Patel’s MCBS restricted stock grant valued?

The restricted stock grant to Ajit A. Patel was valued at $32.66 per share. This figure reflects the grant price used for the 735-share award, providing a reference valuation for the compensation-based equity.

How does the restricted stock for MCBS’s Ajit A. Patel vest?

Ajit A. Patel’s restricted stock award vests 25% on the grant date, then 25% annually over three years starting June 1, 2026. This schedule ties full ownership to continued service over the multi-year period.

How many MCBS shares does Ajit A. Patel hold after this Form 4?

Following the reported grant, Ajit A. Patel directly holds 647,333 shares of MetroCity Bankshares common stock. This total reflects his updated direct ownership position after the 735-share restricted stock award.

What MCBS shares are reported as indirectly owned by Ajit A. Patel?

The filing shows 49,088 MetroCity Bankshares common shares held indirectly by Ajit A. Patel through his spouse. These are reported as indirect ownership, separate from his 647,333 directly held shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Patel Ajit A.

(Last)(First)(Middle)
C/O METROCITY BANKSHARES, INC.
5114 BUFORD HIGHWAY

(Street)
DORAVILLE GEORGIA 30340

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
MetroCity Bankshares, Inc. [ MCBS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/01/2026A(1)735A$32.66647,333D
Common Stock49,088IBy Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Nack Peck06/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)