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MetroCity Bankshares (MCBS) CEO receives 31,107-share restricted stock grant

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

PAEK NACK Y reported acquisition or exercise transactions in this Form 4 filing.

MetroCity Bankshares, Inc. Chief Executive Officer Nack Y. Paek reported an equity compensation grant on common stock. He received a restricted stock award of 31,107 shares at a grant price of $32.66 per share, increasing his directly held common shares to 1,376,545.

The award vests 25% immediately on the grant date and then 25% annually over a three-year vesting period beginning on June 1, 2026. The filing also lists 28,000 common shares held indirectly through Magna Properties LLC and 20,000 common shares held indirectly by his spouse.

Positive

  • None.

Negative

  • None.
Insider PAEK NACK Y
Role Chief Executive Officer
Type Security Shares Price Value
Grant/Award Common Stock 31,107 $32.66 $1.02M
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 1,376,545 shares (Direct); Common Stock — 20,000 shares (Indirect, By Spouse); Common Stock — 28,000 shares (Indirect, By Magna Properties LLC)
Footnotes (1)
  1. F1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Restricted stock grant 31,107 shares Common Stock award to CEO on June 1, 2026
Grant price $32.66 per share Restricted stock award pricing
Direct holdings after grant 1,376,545 shares Common Stock directly held by CEO following award
Indirect holdings via Magna Properties LLC 28,000 shares Common Stock held indirectly
Indirect holdings by spouse 20,000 shares Common Stock held indirectly
Immediate vesting portion 25% Restricted stock vests 25% on grant date
Annual vesting portion 25% annually Three-year vesting period beginning June 1, 2026
restricted stock award financial
"The restricted stock award vests 25% on the grant date then 25% annually"
A restricted stock award is company shares given to an employee or executive that cannot be sold or fully owned until certain conditions—like staying with the company for a set time or hitting performance targets—are met. Think of it as a gift that only becomes yours after you fulfill specific obligations; for investors, these awards matter because they can increase the total shares outstanding when they vest, reveal how management is being paid and motivated, and create potential selling pressure when restrictions lift.
vesting period financial
"over a three-year vesting period beginning on June 1, 2026"
A vesting period is the set amount of time someone must wait before they fully own granted shares, stock options, or other equity tied to their work or an agreement; ownership increases gradually or in steps during that time. Investors care because vesting determines when insiders or employees can sell shares, which affects future supply of stock, company incentives and executive retention—think of it like unlocking ownership over installments rather than receiving it all at once.
indirect ownership financial
"28,000 common shares held indirectly through Magna Properties LLC and 20,000 common shares held indirectly by his spouse"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did MetroCity Bankshares (MCBS) report for CEO Nack Y. Paek?

MetroCity Bankshares reported that CEO Nack Y. Paek received a restricted stock award of 31,107 common shares. The grant is a compensation-related acquisition at a grant price of $32.66 per share, increasing his directly held stake to 1,376,545 common shares.

How does the restricted stock award for MCBS’s CEO vest over time?

The restricted stock award vests 25% on the grant date, then 25% annually over three years starting June 1, 2026. This structure ties compensation to continued service and long-term alignment, as shares become fully vested only after the multi-year vesting schedule is completed.

What are CEO Nack Y. Paek’s direct and indirect holdings in MetroCity Bankshares (MCBS)?

After the grant, Nack Y. Paek directly holds 1,376,545 MCBS common shares. The filing also lists 28,000 shares held indirectly through Magna Properties LLC and 20,000 shares held indirectly by his spouse, reflecting additional beneficial ownership outside his direct account.

Was the MCBS CEO’s Form 4 transaction a market purchase or a compensation grant?

The Form 4 reports a compensation-related grant, not a market purchase. The transaction is coded as an acquisition by grant or award, with 31,107 restricted shares of common stock issued at a grant price of $32.66 under an equity compensation arrangement.

Does the MetroCity Bankshares (MCBS) Form 4 show any insider share sales by the CEO?

The Form 4 does not report any insider share sales by the CEO. It records one acquisition via a restricted stock award and two holding entries for indirect ownership, indicating no open-market disposals or other sales transactions in this particular filing.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
PAEK NACK Y

(Last)(First)(Middle)

(Street)

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
MetroCity Bankshares, Inc. [ MCBS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Executive Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/01/2026A(1)31,107A$32.661,376,545D
Common Stock20,000IBy Spouse
Common Stock28,000IBy Magna Properties LLC
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. The restricted stock award vests 25% on the grant date then 25% annually over a three-year vesting period beginning on June 1, 2026.
Nack Peck06/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)