Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities due August 2, 2029, linked to the State Street® SPDR® S&P® Regional Banking ETF. Each note has a $1,000 stated principal amount and is fully and unconditionally guaranteed by Morgan Stanley, but principal is at risk.
Investors may receive a contingent coupon at 8.75% per annum, paid only if on each observation date the ETF’s closing level is at or above a coupon barrier set at 70% of the initial level. The notes are automatically redeemed at par plus the applicable coupon if, on any redemption determination date after October 30, 2026, the ETF’s level is at or above a call threshold equal to 100% of the initial level.
If not called and the final ETF level on July 30, 2029 is at or above the downside threshold (also 70% of the initial level), investors receive par plus any final contingent coupon. If the final level is below the downside threshold, repayment equals the principal multiplied by the performance factor (final level ÷ initial level), resulting in a 1-for-1 loss with the ETF and potentially a total loss of principal. The estimated value on the pricing date is approximately $971.40 per $1,000 note, reflecting issuance, selling, structuring and hedging costs, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering principal-at-risk Jump Securities with an auto-callable feature maturing on August 7, 2031, linked to the S&P 500® Futures Excess Return Index. The notes are unsecured obligations of MSFL and are fully and unconditionally guaranteed by Morgan Stanley, with all payments subject to the issuer’s and guarantor’s credit risk.
Each security has a $1,000 stated principal amount and issue price, while the estimated value on the pricing date is approximately $970.90 per security, reflecting issuance, selling, structuring and hedging costs borne by investors. The notes pay no interest and do not guarantee return of principal. An automatic early redemption can occur on August 10, 2027 if, on August 5, 2027, the index closes at or above 107% of the initial level, triggering a fixed early redemption payment of $1,200 per security.
If not called, payment at maturity depends on index performance: if the final level exceeds the initial level, investors receive $1,000 plus an upside payment based on a 265% participation rate. If the final level is at or below the initial level but at or above 75% of the initial level, investors receive only $1,000. If the final level is below 75% of the initial level, the payoff equals $1,000 multiplied by the performance factor (final level ÷ initial level), resulting in a 1% loss of principal for each 1% index decline, up to a complete loss. The closing level of the underlier was 592.77 on July 27, 2026, and the issuer highlights significant market, liquidity, structural, conflict-of-interest and tax risks, including uncertain U.S. federal income tax treatment.
Morgan Stanley Finance LLC is offering Contingent Income Memory Buffered Auto-Callable Securities linked to Alphabet Inc. Class A common stock, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an issue price of $1,000, with estimated value on the pricing date of approximately $984.50 per security. The notes pay a contingent coupon at an annual rate of at least 15.72%, but only when Alphabet’s closing level on an observation date is at or above a coupon barrier set at 85% of the initial level; missed coupons can be paid later if the barrier is met, but may be lost entirely.
The notes are auto-callable on specified redemption determination dates if Alphabet’s level is at or above 100% of the initial level, returning principal plus the applicable coupon and any unpaid coupons, after which no further payments are made. If held to maturity and not called, principal is fully returned only if the final level is at or above an 85% buffer level; below that, investors lose 1.1765% of principal for each 1% decline beyond the 15% buffer, with no minimum payment, so the entire investment can be lost. The securities are unsecured, subject to Morgan Stanley’s and MSFL’s credit risk, may have limited secondary market liquidity, and carry complex and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC is offering Callable Contingent Income Memory Securities due July 6, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performer of the Dow Jones Industrial Average, the Russell 2000 Index and the VanEck Semiconductor ETF.
Investors may receive a contingent coupon at 20.20% per annum, payable only if on each observation date all three underliers are at or above their respective coupon barrier levels set at 70% of initial levels; missed coupons can be paid later if conditions are met. Beginning November 4, 2026, the notes are callable in whole on specified redemption dates if a risk neutral valuation model indicates it is economically rational for the issuer to redeem.
If not called, at maturity investors receive principal only if the final level of each underlier is at or above its downside threshold level, set at 60% of initial levels. Otherwise, repayment is reduced 1% for each 1% decline in the worst-performing underlier, potentially to zero. The estimated value on the pricing date is approximately $973.20 per $1,000, below issue price, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due November 17, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performing of the Nasdaq-100® Technology Sector Index and the Russell 2000® Index, with principal fully at risk.
Investors may receive a 13.85% per annum contingent coupon, paid only if on an observation date the closing level of each index is at or above its coupon barrier level, set at 75% of its initial level. The notes are auto-callable quarterly starting February 12, 2027 if each index is at or above its call threshold level (100% of its initial level), in which case investors receive principal plus the applicable coupon and no further payments.
If not redeemed early, at maturity investors receive principal only if each index is at or above its 75% downside threshold; otherwise repayment is reduced 1% for every 1% decline of the worst-performing index, potentially to zero. The estimated value on the pricing date is approximately $979.50 per $1,000, reflecting structuring and hedging costs. All payments are subject to Morgan Stanley’s and MSFL’s credit risk, and liquidity in any secondary market may be limited.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with Auto-Callable Feature, $1,000 principal-at-risk notes linked to the Class A common stock of Space Exploration Technologies Corp., fully and unconditionally guaranteed by Morgan Stanley and maturing on August 29, 2031.
The notes pay no interest. Beginning with the first determination date on August 27, 2027, they are automatically redeemed if the underlier’s closing level is at or above a call threshold equal to 100% of the initial level, for fixed early redemption payments that start at $1,210 per note and step up over 48 dates to $2,032.50$2,050 per note if the final level is at or above the call threshold, the $1,000 principal if the final level is between the call threshold and the 80% buffer level, and a loss of 1% of principal for each 1% decline below the buffer, subject to a minimum payment of 20% of principal.
The estimated value on the pricing date is approximately $896.60 per security, reflecting issuance, selling, structuring and hedging costs. The notes are unsecured obligations exposed to Morgan Stanley’s credit risk, may be illiquid, and carry complex U.S. federal income tax treatment described as prepaid financial contracts that are “open transactions.”
Morgan Stanley Finance LLC is offering Dual Directional Buffered PLUS, principal-at-risk structured notes due August 29, 2031, linked to the S&P 500® Futures Excess Return Index. Each security has a $1,000 stated principal amount, pays no interest, and is fully and unconditionally guaranteed by Morgan Stanley.
At maturity, if the index rises, investors receive $1,000 plus 130.50% of the index gain. If the index is flat or down but not below 65% of the initial level, investors receive $1,000 plus an “absolute return” on declines, capped at a 35% positive return. If the index falls below 65% of the initial level, principal is reduced 1-for-1 beyond the 35% buffer, subject to a minimum payment of 35% of principal.
The estimated value on the pricing date is approximately $930.80 per security, below the $1,000 issue price due to embedded costs. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, may have limited or no secondary market liquidity, and involve complex tax treatment with potential recharacterization as debt instruments.
Morgan Stanley Finance LLC is offering principal-at-risk “Jump Securities” with an auto-callable feature maturing on August 12, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and is linked to the worst performer of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index.
The notes automatically redeem on August 15, 2028 for $1,330 per security if, on the first determination date, each index is at or above 100% of its initial level. If not redeemed, at maturity investors receive $1,000 plus a 300% participation in the positive performance of the worst-performing index if all three finish above initial. If at least one index is at or below initial but all stay at or above 70% of initial, investors receive only principal. If any index falls below its 70% downside threshold, repayment is reduced one-for-one with the decline in the worst-performing index and can be zero.
The notes pay no interest, offer no principal protection and are unsecured obligations subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is approximately $970 per $1,000 note, reflecting embedded costs, and secondary market liquidity may be limited. Tax treatment is complex and based on treatment as prepaid financial contracts.
Morgan Stanley Finance LLC is issuing principal-at-risk Jump Securities with an auto-call feature due August 17, 2029, linked to the worst performer of the Dow Jones Industrial Average, Russell 2000 Index and State Street Technology Select Sector SPDR ETF, and fully guaranteed by Morgan Stanley.
The notes may be automatically redeemed on August 24, 2027 for an early redemption payment of $1,245 per $1,000 security if each underlier is at or above its call threshold (100% of its initial level). Otherwise, at maturity investors receive upside participation of 175% of the worst underlier’s gain, only principal back if all underliers stay at or above 60% of initial, or a loss of 1% of principal for each 1% decline in the worst underlier below this downside threshold, potentially losing the entire investment.
The securities pay no interest, are unsecured obligations subject to Morgan Stanley’s credit risk, and are not bank deposits or FDIC insured. The estimated value on the pricing date is approximately $959 per $1,000, reflecting issuance, structuring and hedging costs, and the notes may have limited or no secondary market and complex, uncertain U.S. tax treatment.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 2, 2029, linked to the common stock of Unity Software Inc. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
Each security has a $1,000 stated principal amount and pays a contingent coupon at 22.75% per annum only if Unity’s closing level on an observation date is at or above the coupon barrier level (60% of the initial level). Missed coupons may be paid later if the barrier is subsequently met. The notes are auto-callable quarterly from January 29, 2027 if Unity’s level is at or above 100% of the initial level, returning principal plus due and unpaid contingent coupons.
If not called, and the final level on July 30, 2029 is at or above the downside threshold (60% of initial), investors receive principal plus any payable coupons. If the final level is below the downside threshold, repayment is reduced 1% for each 1% decline in the underlier, potentially to zero. The estimated value on the pricing date is approximately $951.30 per $1,000, and all payments are subject to Morgan Stanley’s credit risk.