Morgan Stanley SEC Filings

Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley (MS), priced $5,000,000 of Contingent Income Memory Auto‑Callable Securities linked to the S&P 500 Futures 40% Intraday 4% Decrement VT Index. The notes are $1,000 each and part of MSFL’s Series A Global Medium‑Term Notes program; all payments are subject to the issuer’s and guarantor’s credit risk.

The notes pay a contingent coupon at 14.25% per annum on observation dates only if the index is at or above the coupon barrier of 2,233.65 (75% of the initial level 2,978.20). They auto‑call at par plus any due and unpaid coupons if the index is at or above the call threshold of 2,978.20 (100%) on a redemption determination date, beginning October 16, 2028. If not called, they mature October 21, 2030.

At maturity, if the final level is at or above the downside threshold of 1,935.83 (65%), investors receive par (plus any payable coupons). If below, repayment is reduced 1% for every 1% decline, potentially to zero. The estimated value on pricing date is $906.10 per note. Price to public is $1,000; proceeds to issuer are $990 per note, or $4,950,000 in total. The securities are not listed.

Morgan Stanley Finance LLC priced $975,000 of S&P 500-linked Jump Securities with an auto-call feature, issued at $1,000 per security and fully and unconditionally guaranteed by Morgan Stanley.

The notes may be automatically redeemed on October 23, 2026 if the S&P 500 closing level is at or above the call threshold 6,552.51, paying an early redemption of $1,105 per security. If not called, at maturity on October 14, 2027: if the final level is above the initial level (6,552.51), holders receive principal plus 150% of the index gain; if between the initial level and the downside threshold 5,242.008 (80%), holders receive principal; if below the threshold, losses match the index decline, potentially to zero.

These unsecured, principal-at-risk securities pay no interest and will not be listed. Estimated value on pricing date is $978.50 per security. Selling concessions are $15 per $1,000, with issuer proceeds of $985 per security. All payments are subject to Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC priced a primary offering of Enhanced Buffered Jump Securities linked to the S&P 500 Index, with an aggregate principal amount of $3,262,000 under a 424(b)(2) prospectus supplement. Each $1,000 note pays no interest and is fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.

At maturity on October 28, 2026, if the final index level is at or above the 90% buffer level, holders receive the stated principal plus a fixed upside payment of $85.50 per note (8.55%). If the final level is below the buffer, repayment is reduced by 1.1111% for each 1% decline beyond the 10% buffer, with no minimum payment. Key terms include initial level 6,552.51, buffer level 5,897.259, observation date October 23, 2026, and no listing.

The issue price is $1,000 per note, estimated value $985.30 on the pricing date. Agent fees are $10 per note, with total fees of $32,620 and proceeds to the issuer of $3,229,380. All payments are subject to the issuer’s and guarantor’s credit risk.

Morgan Stanley Finance LLC priced Contingent Income Auto‑Callable Securities linked to the worst performing of XLU, RTY and SPX, fully and unconditionally guaranteed by Morgan Stanley. The notes offer a 6.45% annual contingent coupon only if each underlier closes on or above its coupon barrier on the observation date, and may be automatically redeemed if each underlier is at or above its call threshold.

Key terms include: issue price $1,000 per security, stated principal amount $1,000, aggregate principal amount $4,775,000, and estimated value on pricing date $934.50 per security. Call thresholds equal 100% of initial levels (XLU $91.89; RTY 2,467.015; SPX 6,629.07). Coupon barriers and downside thresholds are set at 70% of initial levels (e.g., SPX 4,640.349). If not called and any final underlier is below its downside threshold, repayment is reduced 1% for every 1% decline in the worst performer, potentially to zero.

The notes are unsecured and subject to the issuer’s and guarantor’s credit risk. Agent’s commission is $40 per security (total $191,000), with proceeds to issuer $4,584,000. Maturity is October 21, 2030; no listing is expected.

Morgan Stanley Finance LLC priced a $2,000,000 offering of Enhanced Trigger Jump Securities linked to the S&P 500 Index, due October 21, 2030 and fully and unconditionally guaranteed by Morgan Stanley. These unsecured notes pay no interest and put principal at risk.

At maturity, if the final index level is at or above the downside threshold of 5,303.256 (80% of the 6,629.07 initial level), each $1,000 note pays the greater of a $200 upside payment or the index gain, capped at a maximum payment of $1,695. If the final level is below the threshold, repayment is reduced one-for-one with the index decline, and could be zero.

The issue price is $1,000 per security; the estimated value on the pricing date is $959.80. Commissions are $30 per note, with proceeds to the issuer of $970 per note ($1,940,000 total). Key dates include an observation date of October 16, 2030, with no exchange listing. All payments are subject to the issuer’s and guarantor’s credit risk.

Morgan Stanley Finance LLC priced Contingent Income Memory Auto-Callable Securities linked to SoFi Technologies common stock, with an aggregate principal amount of $572,000. The notes pay a contingent coupon at 18.80% per annum only when the closing level is at or above the coupon barrier of $14.225 (50% of the $28.45 initial level) on scheduled observation dates. The notes auto-call if the underlier is at or above the $28.45 call threshold on a redemption determination date; otherwise they continue.

If not called, at maturity on October 12, 2028 investors receive principal back only if the final level is at or above the $14.225 downside threshold; below that, principal is reduced 1% for every 1% decline, and could be zero. The first redemption determination date is January 9, 2026. The notes are unsecured, fully and unconditionally guaranteed by Morgan Stanley, and will not be listed.

Issue price is $1,000 per security; estimated value on the pricing date is $955.20. Selling commissions are $22.50 per security, for proceeds to the issuer of $977.50 per security, or $559,130 in total.

Morgan Stanley Finance LLC priced Fixed Income Buffered Auto-Callable Securities linked to the S&P U.S. Equity Momentum 40% VT 4% Decrement Index, fully and unconditionally guaranteed by Morgan Stanley. The notes carry a fixed coupon of 6.50% per annum, have an aggregate principal amount of $217,000, and are due October 23, 2028.

Each $1,000 security was issued at $1,000 with an estimated value of $949.20 on the pricing date. The table shows proceeds to the issuer of $987.50 per security ($214,287.50 total) and agent fees of $12.50 per security. The notes may auto-call if the underlier closes at or above the call threshold (100% of initial level = 1,173.77) on specified monthly dates, paying principal plus the coupon for that period.

If not called, at maturity investors receive principal plus the final coupon if the final level is at or above the buffer level 909.672 (77.50% of initial). Below the buffer, principal is reduced 1% for every 1% decline beyond the 22.50% buffer, with a minimum payment at maturity of 22.50% of principal. The securities are unsecured, subject to issuer and guarantor credit risk, and will not be listed on any exchange.

Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, priced Contingent Income Memory Auto-Callable Securities linked to Amazon.com, Inc. stock. The notes carry a stated principal amount of $1,000 each and an aggregate principal amount of $3,551,000, with an original issue price of $1,000 per security and maturity on October 19, 2028.

The securities pay a contingent coupon at 9.60% per annum only if AMZN’s closing level is at or above the coupon barrier of $160.853 (75% of the initial level). They are auto-callable if AMZN is at or above the call threshold of $214.47 (100% of initial) on scheduled redemption determination dates starting April 16, 2026. If not called, and AMZN finishes below the downside threshold of $160.853, investors lose 1% of principal for each 1% decline.

The estimated value on the pricing date is $953.60 per security. Agent commissions are $25 per security (fee-based accounts priced at $975). Proceeds to issuer: $3,462,225. The notes will not be listed on any exchange and are subject to the issuer’s credit risk.

Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, offered Enhanced Trigger Jump Securities linked to the EURO STOXX 50 Index, totaling $1,000,000 at $1,000 per security. These principal-at-risk notes pay no interest and mature on October 21, 2030.

At maturity, if the index’s final level is at or above the downside threshold of 4,239.008 (75% of the initial level 5,652.01), investors receive principal plus the greater of the index return or an upside payment of $330 per security (33%). If the final level is below the threshold, the payout declines 1% for each 1% drop in the index and can be zero.

Estimated value on the pricing date is $957.40 per security. Commissions are $30 per security (total $30,000), with proceeds to the issuer of $970,000. The notes will not be listed; MS & Co. may make a market but is not obligated to. All payments are subject to Morgan Stanley’s credit risk.