Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing structured Buffered Jump Securities with Auto-Callable Feature due August 11, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an aggregate principal of $1.71 million.
The notes pay no interest and are subject to automatic early redemption starting August 13, 2027 if the index closes at or above the call threshold level of 1,344.12, triggering increasing early redemption payments corresponding to about 18.80% per annum. If held to maturity and not called, investors receive $1,940 per security if the final index level is at or above the call threshold, only principal back if the final level is between the buffer level of 1,142.502 (85% of initial) and the threshold, and a buffered downside payoff below the buffer, subject to a minimum payment of 15% of principal. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, and the securities may suffer significant losses and limited liquidity.
Morgan Stanley Finance LLC is offering $510,000 of Buffered Participation Securities linked to the Russell 2000® Index, fully and unconditionally guaranteed by Morgan Stanley. The notes are issued at $1,000 per security with an estimated value on the pricing date of $978.50 and pay no interest.
At maturity on August 11, 2031, investors receive principal plus an upside payment if the final index level exceeds the initial level of 3,001.547, based on a 103.50% participation rate. If the index finishes between the initial level and the buffer level of 2,551.315 (an 85% buffer), investors receive only principal. Below the buffer, principal is reduced 1% for each 1% further decline, subject to a minimum payment of 15% of principal.
The notes are unsecured, subject to the credit risk of Morgan Stanley and MSFL, and may be illiquid. Risks include potential loss of a significant portion of principal, volatility of small-cap stocks in the Russell 2000® Index, model-based pricing, and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC is issuing $1,581,000 of Trigger Autocallable Contingent Yield Notes linked to the Class B common stock of United Parcel Service, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each Security has a $10 principal amount and a term of approximately one year, from the August 11, 2026 settlement date to the August 12, 2027 maturity, unless called earlier.
The notes pay a 9.75% per annum Contingent Coupon, or $0.24375 per quarter per $10 Security, only if on an Observation Date the UPS share price is at or above the Coupon Barrier of $70.01, which is also the Downside Threshold and equals approximately 65% of the $107.70 Initial Price. Beginning November 5, 2026, the notes are automatically called if the Observation Date Closing Price is at or above the Initial Price, returning principal plus the applicable coupon and ending further payments.
If the notes are not called and the Final Price is at or above the Downside Threshold, investors receive principal plus the final Contingent Coupon. If the Final Price is below the Downside Threshold, the repayment equals $10 × (1 + Share Return), resulting in a loss proportionate to the decline in UPS shares and potentially a total loss of principal. Investors do not participate in any upside of UPS stock, may receive no coupons, face limited liquidity, and bear the full credit risk of Morgan Stanley and MSFL. The estimated value on the trade date is $9.809 per Security, below the $10 issue price.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due September 29, 2027, linked to the common stock of Zoetis Inc. Each security has a $1,000 stated principal and is fully and unconditionally guaranteed by Morgan Stanley.
Investors may receive a 12.40% per annum contingent coupon, paid only when the Zoetis stock closing level on an observation date is at or above a coupon barrier set at 62% of the initial level. The notes are subject to automatic early redemption if the underlier is at or above a call threshold equal to 100% of the initial level on specified dates, in which case investors receive principal plus the applicable coupon and no further payments.
If the notes are not redeemed early and the final level is at or above the downside threshold (also 62% of the initial level), investors receive principal back (plus any final coupon, if payable). If the final level is below the downside threshold, repayment is reduced 1% for each 1% decline in the underlier, potentially down to zero. The original issue price is $1,000, while the estimated value on the pricing date is approximately $975 per security, and all payments depend on Morgan Stanley’s creditworthiness.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 11, 2031 linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index, fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an aggregate offering size of $482,000.
Investors may receive an annual 11.75% contingent coupon, paid only when the index closes on an observation date at or above the coupon barrier level of 2,472.414 (70% of the 3,532.02 initial level). The notes are automatically redeemed at par plus any due coupons if, on any redemption determination date from May 2027 onward, the index is at or above the call threshold of 3,178.818 (90% of initial).
If the notes are not called and the final index level is at or above the downside threshold of 2,119.212 (60% of initial), investors receive principal back plus any applicable coupons. If the final level is below this threshold, repayment is reduced 1% for each 1% index decline, down to zero. The estimated value on the pricing date is $916 per $1,000 security, reflecting embedded costs, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due July 17, 2028, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performer of the State Street Utilities Select Sector SPDR ETF (XLU) and the VanEck Gold Miners ETF (GDX).
Investors receive a contingent coupon at 11.55% per annum only if on each observation date both ETFs close at or above 70% of their initial levels. The notes are automatically redeemed early at par plus the coupon if on any redemption determination date both ETFs are at or above 100% of their initial levels. If not called, and at maturity both ETFs are at or above 60% of initial levels, principal is repaid; otherwise investors lose 1% of principal for every 1% decline in the worst ETF, potentially losing the entire investment. The estimated value is about $959.50 per $1,000 security, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due August 29, 2029, linked to the Class A common stock of Meta Platforms, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is a principal-at-risk unsecured note.
Investors may receive a 16.00% per annum contingent coupon, paid only if Meta’s closing level on each observation date is at or above the coupon barrier level, set at 70% of the initial level. The notes are automatically redeemed at par plus the applicable coupon if, on any redemption determination date, Meta’s closing level is at or above the call threshold level, which is 100% of the initial level.
If not called, at maturity investors receive par plus any final coupon if Meta’s final level is at or above the downside threshold level (70% of initial). If the final level is below that threshold, repayment is reduced in proportion to Meta’s decline, and the payment can be zero. The estimated value on the pricing date is approximately $967.20 per $1,000 security, reflecting issuance, selling, structuring and hedging costs. All payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering principal at risk callable fixed income securities due August 16, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays a fixed coupon at an annual rate of at least 9.70%, with monthly payments.
The notes are linked to the worst performing of the Nasdaq‑100, Russell 2000 and S&P 500 indices. If not called and, on the final observation date, each index is at or above 70% of its initial level, investors receive full principal plus the final coupon. If any index finishes below its downside threshold, principal is reduced 1% for every 1% decline of the worst performing index, potentially to zero.
Beginning February 16, 2027, the issuer may redeem the notes monthly at par plus coupon if a risk neutral valuation model indicates redemption is economically rational for Morgan Stanley. The estimated value on the pricing date is approximately $991 per $1,000 security, reflecting issuance, selling, structuring and hedging costs. All payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering principal at risk Jump Securities with an auto-call feature, due August 19, 2031, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal and no periodic interest.
The notes may be automatically redeemed on scheduled determination dates if the index closes at or above a call threshold equal to 90% of the initial level, paying increasing fixed early redemption amounts (for example $1,160 on August 20, 2027 up to $1,786.667 on July 17, 2031). If held to maturity and not auto-called, investors receive $1,800 per security if the final index level is at or above the call threshold, only principal back if the final level is between the call threshold and a 50% downside threshold, and a proportional loss of 1% per 1% decline below the downside threshold, potentially losing the entire investment. The estimated value on the pricing date is approximately $904.20 per security, below the $1,000 issue price, reflecting costs and issuer pricing.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due May 10, 2028, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are issued at $1,000 per security with an estimated value on the pricing date of approximately $964.30 per security.
The notes pay a contingent coupon at 12.80% per annum only if, on each observation date, the value of a weighted basket of five stocks (HPE, APP, ORCL, QCOM, UAL, each at 20% weighting) is at or above the coupon barrier level of 70 (70% of the basket’s initial level of 100). The notes are subject to automatic early redemption on specified dates if the basket level is at or above the call threshold level of 95, in which case investors receive principal plus the applicable coupon and no further payments.
If not redeemed early, and on the final observation date the basket level is at or above the downside threshold level of 60, investors receive full principal (plus any final coupon). If the final level is below 60, repayment is reduced in proportion to the basket’s decline, and the maturity payment can be as low as zero. All payments depend on Morgan Stanley’s and MSFL’s credit; the notes are unsecured, offer no principal guarantee, may pay no coupons for the entire term, can be illiquid, and carry complex and uncertain U.S. tax treatment.