MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC priced a contingent income, principal‑at‑risk note due June 9, 2031 that is fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and an illustrative estimated value on the pricing date of approximately $907.70.

The notes pay a contingent coupon at an annual rate of 12.00% on scheduled coupon dates only if the closing level of the S&P® 500 Futures 40% Intraday 4% Decrement VT Index is at or above a coupon barrier (set at 70% of the initial level). The notes can auto‑redeem on various redemption determination dates for the stated principal plus any payable coupons. At maturity, if the final level is below the downside threshold (set at 60% of the initial level), payment equals principal × (final level / initial level), exposing investors to full downside loss. All payments are subject to the credit risk of Morgan Stanley.

Morgan Stanley Finance LLC priced a set of structured, principal-at-risk notes due June 16, 2027 that are fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an issue price of $1,000.

Payment at maturity depends on the S&P 500® Index closing level on the observation date June 11, 2027. If the final level is at or above the downside threshold (6,064.048, equal to 80% of the initial level), holders receive the stated principal plus a fixed upside payment of $83.40 (an 8.34% return). If the final level is below the downside threshold, the payment equals the stated principal multiplied by the index performance factor and could be significantly less than principal, including zero.

Morgan Stanley Finance LLC offers Auto-Callable Trigger PLUS securities due July 6, 2028 linked to the Russell 2000® Index with a stated principal of $1,000 per security. The securities pay no regular interest, are fully guaranteed by Morgan Stanley, and may be automatically redeemed on the first determination date (6/24/2027) for an early redemption payment of $1,132.00 per security if the index closes at or above the initial index value on that date.

If not redeemed, at maturity investors receive either (a) $1,000 + 125% of upside if the final index value is above the initial index value, (b) $1,000 if the final index value is between the downside threshold (80% of the initial index value) and the initial index value, or (c) $1,000 × (final/initial) if the final index value is below the downside threshold, which could result in losing most or all principal. The document states an estimated value on the pricing date of approximately $962.50.

Morgan Stanley Finance LLC is offering Trigger PLUS notes due July 3, 2030, linked to the Tokyo Stock Price Index. Each note has a $1,000 stated principal amount, a 146.48% leverage factor for upside and a trigger level equal to 90% of the initial index value. If the final index value on the valuation date (scheduled June 28, 2030) is above the initial value, investors receive $1,000 plus 146.48% of the index percent increase. If the final value is between the trigger level and the initial value, investors receive $1,000. If the final value is below the trigger level, payments fall proportionally and could be less than 90% of principal or zero. Pricing date was June 16, 2026, original issue date June 22, 2026. The estimated value on the pricing date was approximately $933.20. The notes pay no interest, are unsecured obligations of MSFL and are fully guaranteed by Morgan Stanley; all payments are subject to issuer credit risk.

Morgan Stanley Finance LLC is offering Structured Investments Step-Up Jump Notes with an Auto-Callable Feature due June 9, 2033, fully guaranteed by Morgan Stanley. The notes have a stated principal amount of $1,000 per note, an estimated value on the pricing date of approximately $898.30, and a first determination date of June 4, 2027. On each annual determination date the notes will auto‑redeem if the underlier (the Morgan Stanley Amplitude Index) closes at or above a call threshold, paying fixed early redemption amounts (for example, $1,151.50 on the first early redemption). If not called, a payment at maturity equal to a fixed positive return may be made only if the final level meets the then-applicable call threshold; otherwise holders receive only the stated principal. All payments are subject to the issuer’s and guarantor’s credit risk.

The Issuer is offering leveraged buffered MSCI EAFE® index-linked notes with a Face Amount of $1,000 per note. The notes pay no interest, provide 160% Upside Participation (subject to a Cap Level to be set on the Trade Date) and a 15.00% buffer. The estimated value on the Trade Date is approximately $991.50 per note. The Determination Date and Stated Maturity Date will be set on the Trade Date; the term is expected to be between 25 and 28 months after the Trade Date. The Cash Settlement Amount at maturity depends on the Final Underlier Level relative to the Initial Underlier Level and may be limited by a Maximum Settlement Amount (expected between $1,269.76 and $1,317.28 per $1,000 Face Amount). These notes are unsecured obligations of Morgan Stanley Finance LLC and are fully and unconditionally guaranteed by Morgan Stanley; payments are subject to the issuer’s credit risk and you could lose some or all of your investment.

Morgan Stanley Finance LLC (guaranteed by Morgan Stanley) is offering Trigger Autocallable GEARS linked to the Russell 2000Index with a $10.00 Issue Price per Security and a minimum investment of 100 Securities. The securities pay no interest, can be automatically called on the Observation Date of June 21, 2027 for a fixed Call Price (12.00% annual Call Return, or $11.20 per $10 if called), and mature on June 16, 2031. If not called, a positive Underlying Return is multiplied by an Upside Gearing (1.50to1.70) to determine the payment at maturity; if the Final Level is below the Downside Threshold (75% of the Initial Level), holders can lose a significant portion or all of principal. All payments are subject to Morgan Stanley's credit risk and Calculation Agent discretion.

Morgan Stanley Finance LLC is offering Airbag In‑Digital Securities linked to a weighted basket of international indices, fully and unconditionally guaranteed by Morgan Stanley. The securities have a $10 issue price and a trade date of June 2, 2026 with maturity on July 8, 2027.

The securities pay a fixed Digital Return (between 8.30% and 10.30%, set on the Trade Date) at maturity only if the Final Basket Level is greater than or equal to the Digital Barrier/Downside Threshold (90% of the Initial Basket Level). If the Final Basket Level is below that threshold, payment at maturity is reduced by 1.111% of principal for each 1% the Basket declines beyond the 10% Threshold Percentage; investors may lose some or all principal. The estimated value on the Trade Date is approximately $9.763 per security.

Morgan Stanley Finance LLC offers Airbag In-Digital Securities linked to the S&P 500® Index. The securities have an Issue Price of $10.00, an expected term of ~13 months (Trade Date June 1, 2026; Maturity July 7, 2027), and a predetermined Digital Return of between 8.00% and 10.00% to be set on the Trade Date. The Digital Barrier and Downside Threshold equal 90% of the Initial Underlying Level; the Threshold Percentage is 10% and Downside Gearing is 1.111. If the Final Underlying Level is at or above the Digital Barrier, holders receive $10 plus the Digital Return at maturity. If the Final Underlying Level is below the Downside Threshold, holders suffer a principal loss of 1.111% for each 1% the Underlying declines beyond the 10% threshold. Payments are unsecured obligations of MSFL and are fully and unconditionally guaranteed by Morgan Stanley; all payments are subject to issuer credit risk.