Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Dual Directional Buffered Jump Securities with Auto-Callable Feature, unsecured notes linked to the MSCI Emerging Markets Index and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal, with an issue price of $1,000 and an estimated value of approximately $967 on the pricing date.
The notes may be automatically redeemed on August 30, 2027 for an early redemption payment of $1,171 per security if the index closes at or above 100% of its initial level on the first determination date. If held to July 29, 2031 and not called, upside is 125% of any index gain; if the index ends between 80% and 100% of its initial level, investors receive a positive “dual direction” return based on the index’s absolute decline, capped at a 20% maximum positive return. Below the 80% buffer level, investors lose 1% of principal for each 1% decline beyond the 20% buffer, subject only to a minimum payment of 20% of principal. The securities pay no interest, carry full principal risk, have limited liquidity and are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Callable Buffered Jump Securities due August 29, 2031, linked to the S&P 500® Futures Excess Return Index and fully guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays no interest; principal is at risk.
Starting September 1, 2027, the issuer may redeem the notes on scheduled redemption dates if a risk neutral valuation model indicates early redemption is economically rational, paying fixed cash amounts that target approximately 20.50% per annum, up to $2,007.917 per security on the last redemption date.
If not redeemed, maturity payment depends on index performance: full principal plus an upside payment with 220% participation if the final level exceeds the initial level; full principal if the final level is between the initial level and a 15% buffer; and a loss of 1% of principal for each 1% decline beyond the buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is approximately $928.50 per security, below the issue price, reflecting issuance, selling, structuring and hedging costs. All payments are subject to Morgan Stanley’s credit risk, and liquidity in any secondary market may be limited.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities linked to the Class A common stock of Bloom Energy Corporation, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest, have no principal protection and mature on August 25, 2027, with an observation date on August 20, 2027.
Each $1,000 security has an initial underlier level of $219.34 and a buffer level of $109.67 (50% of the initial level). If the final level is at or above the buffer level, holders receive $1,000 plus a fixed upside payment of $445.70, a 44.57% gain. If the final level is below the buffer level, the maturity payment is reduced by 2% of principal for every 1% decline beyond the 50% buffer, with no minimum payment, so the investment can lose all principal.
The issue price is $1,000 per security, while the estimated value on the pricing date is approximately $980.20, reflecting issuing, selling, structuring and hedging costs borne by investors. All payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities due August 25, 2027, linked to the worst performer of the S&P 500 Equal Weight Index and the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and does not guarantee repayment of principal.
At maturity, if the final level of each index is at or above its buffer level (90% of its initial level), investors receive $1,000 plus a fixed upside payment of $102.30 (10.23%). If either index finishes below its buffer level, the payoff is reduced by 1.1111% of principal for every 1% decline of the worst-performing index beyond the 10% buffer, with no minimum payment, so the entire investment can be lost.
The initial levels are 8,914.99 for the SPW Index and 7,757.64 for the SPX Index, with corresponding buffer levels of 8,023.491 and 6,981.876. The estimated value on the pricing date is approximately $988.10 per security, reflecting issuance, selling, structuring and hedging costs. All payments are subject to the credit risk of MSFL and Morgan Stanley, and the securities may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering fixed-income auto-callable securities due August 17, 2029, linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index and fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and pays a fixed 9.00% annual coupon, with monthly payments.
The notes may be automatically redeemed on scheduled dates starting February 11, 2027 if the index is at or above 100% of its initial level, returning principal plus the coupon for that period. If held to maturity and the final index level is at or above the 60% downside threshold, investors receive principal plus the final coupon; otherwise they lose 1% of principal for each 1% index decline, potentially losing the entire investment. The estimated value on the pricing date is about $935.90 per $1,000 note, reflecting issuance and hedging costs. All payments depend on the credit of MSFL and Morgan Stanley, and the complex index uses leverage, volatility targeting and a 4% per annum decrement. U.S. tax treatment is uncertain and Non‑U.S. Holders may face 30% withholding on coupons.
Morgan Stanley Finance LLC is offering $2,686,000 of Digital S&P 500® Index-Linked Notes due October 19, 2027, fully and unconditionally guaranteed by Morgan Stanley. The notes are unsecured, bear no interest, are not principal-protected and are subject to Morgan Stanley’s credit risk.
For each $1,000 note, if on the determination date the S&P 500® Index is at or above 90% of its initial level of 7,723.55, investors receive a fixed maximum settlement amount of $1,100 (110% of face). If the index closes below 90%, repayment is reduced by an amplified downside formula using a buffer rate of approximately 111.11%, and investors can lose up to their entire investment.
The public offering price is $1,000 per note, including $12 in selling commissions, with issuer proceeds of $988 per note. Morgan Stanley estimates the value on the trade date at $984.30, reflecting issuance, structuring and hedging costs and an internal funding rate, which may make secondary market prices lower than the issue price. The notes will not be listed, and any secondary trading will be limited and conducted by affiliates on a discretionary basis.
Morgan Stanley Finance LLC is offering $3,070,000 of Digital S&P 500® Index-Linked Notes due September 9, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount, pays no interest and is principal at risk.
At maturity, if the S&P 500® final level is at least 90% of the initial level of 7,723.55, investors receive a fixed Maximum Settlement Amount of $1,092.60 per $1,000 note (109.26% of face). If the index has fallen more than 10%, repayment is reduced using a Buffer Rate of about 111.11%, and investors can lose up to their entire investment.
The notes are unsecured obligations of MSFL, guaranteed by Morgan Stanley, and will not be listed on any exchange. The estimated value on the trade date is $985.40 per note, below the $1,000 price, reflecting issuance, structuring and hedging costs. Net proceeds of about $3,040,835 will be used for general corporate purposes.
Morgan Stanley Finance LLC is offering Buffered Jump Securities with an Auto-Callable Feature due August 24, 2028, linked to the First Trust Nasdaq Cybersecurity ETF, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $973.30, reflecting issuing, selling, structuring and hedging costs borne by investors.
The notes pay no interest and are subject to principal at risk. On the first determination date (August 27, 2027), if the ETF’s closing level is at or above the call threshold (100% of the initial level), the notes are automatically redeemed on September 1, 2027 for a fixed early redemption payment of $1,165 per security, with no further payments. If not called, at maturity investors receive: principal plus an Upside Payment equal to 125% of any ETF appreciation; principal only if the final level is at or below the initial level but at or above the buffer level of 90% of the initial level; or a reduced amount if the final level is below the buffer, calculated as principal multiplied by (final level ÷ initial level + 10%), subject to a minimum payment at maturity of 10% of principal.
The securities are unsecured obligations of MSFL, guaranteed by Morgan Stanley, and all payments depend on Morgan Stanley’s credit. They may be illiquid, are not equivalent to investing in the ETF itself, and carry sector, mid- and small-cap, tax, and conflict-of-interest risks described in detail in the risk disclosures.
Morgan Stanley Finance LLC is offering Leveraged Buffered MSCI EAFE® Index-Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount, pays no interest, is unsecured and principal is at risk, with payments subject to Morgan Stanley’s credit.
At maturity (expected in 17–20 months), holders receive a cash amount based on the performance of the MSCI EAFE® Index. Upside is leveraged at 160% and capped at a Maximum Settlement Amount of $1,175.52–$1,206.40 per $1,000 note. A 12.50% buffer protects against moderate declines, but if the index falls more than 12.50%, losses accelerate using a Buffer Rate of approximately 114.29%, and investors can lose all principal.
The notes will not be listed, have no redemption right, and secondary liquidity depends on dealer markets. The issuer’s estimated value on the trade date is $992.70 per note, below the $1,000 issue price due to issuance, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is offering $2,186,000 of Digital S&P 500® Index-Linked Notes due September 9, 2027, fully and unconditionally guaranteed by Morgan Stanley. The notes pay no interest and are unsecured, principal-at-risk obligations.
At maturity, for each $1,000 note, investors receive a cash amount based on S&P 500® performance from the August 5, 2026 trade date to the September 7, 2027 determination date. If the final index level is at least 90% of the initial level of 7,723.55, the payout is capped at the Maximum Settlement Amount of $1,090.50 (109.05% of face). If the index falls more than 10%, repayment declines linearly using a Buffer Rate of approximately 111.11%, down to a possible total loss of principal.
The notes’ estimated value on the trade date is $985.40 per note, below the $1,000 issue price because it includes issuing, selling, structuring and hedging costs and uses an internal funding rate. They will not be listed on any exchange, secondary liquidity may be limited, and all payments are subject to Morgan Stanley’s credit risk.