Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due August 9, 2029, linked to the common stock of The Cigna Group, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes have a stated principal of $1,000 per security and an aggregate principal amount of $3,327,000.
Investors may receive a contingent coupon at 10.00% per annum, payable only if the stock’s closing level on an observation date is at or above the coupon barrier level of $175.825 (65% of the $270.50 initial level). The notes are automatically redeemed, paying principal plus the contingent coupon, if on a redemption determination date the stock closes at or above the call threshold level of $270.50.
If not redeemed early and the final level is at or above the downside threshold level of $175.825, investors receive principal back (plus any final coupon). If the final level is below this threshold, repayment is reduced in proportion to the stock’s decline and can fall to zero. The estimated value on the pricing date is $962.30 per security, lower than the $1,000 issue price due to issuance, selling, structuring and hedging costs. All payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Jump Securities with Auto-Callable Feature due September 5, 2031, linked to the worst performer of the MSCI EAFE Index and the MSCI Emerging Markets Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and does not pay interest or guarantee return of principal.
The notes may be automatically redeemed on September 10, 2027 for an early redemption payment of $1,243.50 per security if on September 7, 2027 the closing level of each index is at least 100% of its initial level. If not redeemed, at maturity investors receive: principal plus an upside payment equal to 150% of the gain of the worst-performing index if both are above initial; only principal if both are at or above 70% of initial and at least one is at or below initial; or a loss 1% for each 1% decline in the worst-performing index if either finishes below 70% of its initial level, potentially resulting in a zero return.
The estimated value on the pricing date is approximately $945.10 per security, reflecting issuer costs and hedging. The securities are unsecured obligations of MSFL subject to Morgan Stanley’s guarantee, expose investors to the volatility and downside of developed ex-U.S./Canada and emerging markets equities, and carry significant credit, market, liquidity and tax risks, including complex and uncertain U.S. tax treatment.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities linked to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley. These are principal-at-risk, unsecured notes that pay no interest and may return less than the stated principal amount at maturity.
Each security has a $1,000 stated principal amount and issue price. At maturity on August 25, 2031, if the S&P 500® final level is at or above the downside threshold level, investors receive $1,000 plus the greater of a fixed $200 upside payment or $1,000 times the underlier percent change, subject to a maximum payment of $1,900 per security. If the final level is below the downside threshold (80% of the initial level), investors lose 1% of principal for each 1% decline in the index, with no minimum repayment, so the entire investment can be lost.
The estimated value on the pricing date is approximately $958.60 per $1,000 security, reflecting issuance, selling, structuring and hedging costs and Morgan Stanley’s pricing models. All payments depend on the credit of MSFL and Morgan Stanley, secondary market liquidity may be limited, and the U.S. federal income tax treatment is uncertain.
Morgan Stanley Finance LLC is offering market-linked, auto-callable securities tied to the S&P 500® Index, fully and unconditionally guaranteed by Morgan Stanley, maturing August 14, 2028. Each security has a $1,000 face amount, with an estimated value on the pricing date of approximately $976.40 per security, reflecting issuance, selling, structuring and hedging costs borne by investors.
Beginning February 12, 2027, the notes are subject to quarterly automatic call if the index closes at or above the starting level, paying a fixed call amount (at least $1,042 on the first calculation day, up to at least $1,168 on the final one) and then terminating with no further payments. The securities pay no interest and offer contingent downside protection only to a threshold level set at 80% of the starting level. If never called and the S&P 500 ending level is below this threshold, the maturity payment equals $1,000 times the performance factor, exposing holders to losses greater than 20% and potentially the entire principal. All payments depend on Morgan Stanley’s creditworthiness, and there may be limited or no secondary market.
Morgan Stanley Finance LLC is offering Callable Contingent Income Memory Securities due August 19, 2027, fully and unconditionally guaranteed by Morgan Stanley, at $1,000 per security. The notes are linked to the worst performer of the State Street Energy Select Sector SPDR ETF (XLE), State Street Utilities Select Sector SPDR ETF (XLU) and VanEck Semiconductor ETF (SMH) and are principal-at-risk.
Investors may receive a contingent coupon at 16.70% per annum, paid only if on each observation date the closing level of every underlier is at or above its coupon barrier, set at 60% of its initial level; missed coupons can be paid later if barriers are met ("memory" feature). Beginning February 19, 2027, the issuer may redeem the notes on specified monthly dates if a risk neutral valuation model deems early redemption economically rational for Morgan Stanley, paying principal plus due and previously unpaid coupons.
If the notes are not redeemed and on the final observation date each underlier is at or above its downside threshold (also 60% of initial), investors receive principal plus any due coupons. If any underlier finishes below its downside threshold, the maturity payment is reduced 1% for each 1% decline of the worst-performing underlier, potentially to zero. The estimated value on the pricing date is approximately $985.50 per $1,000, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Contingent Income Buffered Auto-Callable Securities due September 24, 2027 linked to the common stock of NVIDIA Corporation, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and pays a 9.50% per annum contingent coupon only if the underlier’s closing level is at or above a coupon barrier set at 75% of the initial level on the relevant observation date.
The notes may be automatically redeemed on specified dates if the underlier is at or above a call threshold equal to 100% of the initial level, in which case investors receive principal plus the applicable coupon. If held to maturity and not auto-called, investors receive principal back if the final level is at or above a 75% buffer level; otherwise, they lose 1% of principal for every 1% decline beyond the 25% buffer, subject to a minimum payment of 25% of principal. The estimated value on the pricing date is approximately $972.10 per $1,000 security, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC is offering Buffered Participation Securities due September 6, 2029, linked to the Class A common stock of Space Exploration Technologies Corp., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and is subject to Morgan Stanley’s credit risk.
At maturity, investors receive upside performance of the underlier at a 100% participation rate, capped at a maximum payment of $2,430 per security (243% of principal). A 30% buffer protects against moderate declines; below the 70% buffer level, principal is lost 1% for each additional 1% drop, with a minimum payment of 30% of principal. The estimated value on the pricing date is approximately $910.50 per security, reflecting issuance, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is offering fixed-income structured notes due October 5, 2027, fully and unconditionally guaranteed by Morgan Stanley. The $1,000-denomination securities pay a fixed 9.90% annual coupon, paid monthly, but are principal at risk securities linked to the worst performing of the S&P 500 Index and the Russell 2000 Index.
A daily trigger event occurs if either index closes below 75% of its initial level on any trading day. If no trigger event occurs, investors receive full principal at maturity plus the final coupon. If a trigger occurs and the worst index finishes below its initial level, the maturity payment is reduced 1% for every 1% decline of the worst index, potentially to zero. Investors do not participate in any index upside. The estimated value on the pricing date is about $986.50 per $1,000 note, reflecting issuance, structuring and hedging costs, and all payments are subject to Morgan Stanley’s credit risk. The notes involve limited liquidity, complex tax treatment and additional risks tied to small-cap exposure via the Russell 2000.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities due December 3, 2027, linked to the worst performer of the Russell 2000 Index and the S&P 500 Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000, pays no interest and does not guarantee repayment of principal.
At maturity, if the final level of each index is at or above its downside threshold level (75% of its initial level), investors receive $1,127.50 per security, a fixed 12.75% upside payment. If either index finishes below its threshold, repayment is reduced 1% for every 1% decline in the worst-performing index, with no minimum payment, so the investment can result in a total loss of principal. The indicative estimated value on the pricing date is approximately $987.40 per security, reflecting issuance, structuring and hedging costs. All payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering Trigger PLUS notes due August 15, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000, pays no interest and does not guarantee any return of principal.
At maturity, if the final level of both the Russell 2000® Index and the S&P 500® Index is above its initial level, holders receive $1,000 plus a leveraged upside payment based on 150% of the gain of the worst performing index. If at least one index is at or below its initial level but both remain at or above 70% of their initial levels (the downside threshold), investors receive only the $1,000 principal. If either index finishes below its downside threshold, repayment is reduced 1% for every 1% decline of the worst performer, with no minimum; the payoff can be zero.
The estimated value on the pricing date is approximately $981.60 per security, reflecting issuance, structuring and hedging costs borne by investors. All payments depend on Morgan Stanley’s credit; the notes are unsecured, not bank deposits and not FDIC insured.