Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Market Linked Securities with a face amount of $1,000 per security, fully and unconditionally guaranteed by Morgan Stanley, linked to the common stock of Blackstone Inc. and maturing on July 25, 2029.
The notes pay a contingent coupon at a rate of at least 17.00% per annum, but only for months when Blackstone’s stock closes at or above a coupon threshold set at 70% of the starting price; coupons can be zero for the entire term. Beginning about three months after issuance, the securities are auto-callable monthly if the stock closes at or above the starting price, in which case investors receive the $1,000 face amount plus the final contingent coupon and no further payments.
If the notes are not called and the final stock price is at or above the downside threshold (also 70% of the starting price), investors receive $1,000 at maturity; if it is below that level, repayment is reduced in proportion to the stock’s decline, so investors will lose more than 30% and could lose their entire investment. The current estimated value is approximately $961.90 per security, below the $1,000 face amount due to issuing, selling, structuring and hedging costs. All payments are subject to Morgan Stanley’s credit risk, secondary market liquidity may be limited, and the U.S. tax treatment is uncertain, with potential 30% withholding on coupons for some non-U.S. holders.
Morgan Stanley Finance LLC is offering $1,000,000 of Contingent Income Auto-Callable Securities due July 13, 2029, linked to the worst performing of the EURO STOXX 50 Index, the Russell 2000 Index and the State Street Utilities Select Sector SPDR ETF, fully guaranteed by Morgan Stanley.
The notes pay a contingent coupon of 8.20% per annum only if, on each observation date, all three underliers are at or above their coupon barrier levels set at 60% of initial. They auto-call at par plus coupon if, on a redemption determination date, all underliers are at or above their call thresholds, set at 100% of initial.
If not called, principal is repaid at maturity only if every underlier finishes at or above its downside threshold (also 60% of initial); otherwise, repayment is reduced 1% for each 1% decline of the worst performer, potentially to zero. Notes are issued at $1,000 with an estimated value of $984.80 and issuer proceeds of $997.50 per security; all payments are subject to Morgan Stanley credit risk.
Morgan Stanley Finance LLC is offering $3,315,000 of Buffered Participation Securities due January 13, 2028, unsecured obligations fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 security pays no interest and its payoff depends on the worst performing of the Russell 2000 Index and the S&P 500 Index.
If both final index levels exceed their initial levels, holders receive principal plus 100% of the worst underlier’s gain, capped at a maximum payment of $1,253.50 per security. If the worst underlier finishes between 80% and 100% of its initial level, investors receive only the $1,000 principal. Below the 80% buffer, principal is reduced 1% for each additional 1% decline in the worst underlier, but not below a 20% minimum payment of principal.
The securities are principal-at-risk notes subject to the credit risk of MSFL and Morgan Stanley and are not insured by any governmental agency. The estimated value on the pricing date is $972.60 per security, below the $1,000 issue price, reflecting costs of issuing, selling, structuring and hedging that may also weigh on secondary-market prices and liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing principal-at-risk Buffered Jump Securities with an auto-call feature due July 15, 2031. Each security has a $1,000 stated principal amount, total issuance of $278,000, and is linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. The notes pay no interest. Starting July 13, 2027, they are automatically redeemed if the index closes at or above the call threshold level of 3,593.39, for step-up early redemption payments corresponding to an annualized return of about 19%.
If not redeemed early, payment at maturity depends on the final index level: $1,950 per security if at or above the call threshold; return of principal if between the call threshold and the 15% buffer level (3,054.382); and a 1% loss of principal for each 1% decline beyond the buffer, subject to a minimum payment of 15% of principal. The estimated value on the pricing date is $909.50 per security, below the $1,000 issue price, reflecting structuring and distribution costs. Investors face Morgan Stanley credit risk, limited liquidity, complex exposure to a leveraged futures-based index with a 4% per annum decrement and limited live history, and significant downside risk.
Morgan Stanley Finance LLC is offering $1,930,000 of Trigger PLUS notes linked to the Invesco QQQ Trust℠, Series 1, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and matures on July 13, 2029.
If the final QQQ level exceeds the initial level of $725.51, investors receive principal plus 200% of the fund’s gain, capped at a maximum payment of $1,432.50 per security. If the final level is between the downside threshold of $544.133 (75% of the initial level) and the initial level, investors receive only principal back.
If the final level is below the downside threshold, repayment is principal multiplied by the ratio of final to initial level, with no minimum, so the entire investment can be lost. The estimated value on the pricing date is $961.90 per security, below the $1,000 issue price, reflecting embedded costs. Returns depend on Morgan Stanley’s credit, limited liquidity, and complex U.S. tax treatment.
Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, is issuing Trigger PLUS structured notes linked to the S&P 500® Futures Excess Return Index under its global medium-term note program. Each note has a stated principal of $1,000, aggregate principal of $125,000, and matures on July 15, 2031.
At maturity, if the index final level is above the initial level of 606.46, holders receive $1,000 plus 205% of the index gain. If the final level is between 70% of the initial level (the 424.522 downside threshold) and the initial level, only principal is returned. Below the threshold, repayment is reduced 1% for each 1% index decline, with no minimum, so the entire investment can be lost.
The estimated value on the July 10, 2026 pricing date is $942.40 per note, lower than the $1,000 issue price due to issuance, selling, structuring and hedging costs and the issuer’s funding rate. The notes pay no interest, are unsecured obligations subject to Morgan Stanley’s credit risk, may have limited secondary market liquidity, and have uncertain U.S. tax treatment, which counsel currently analyzes as prepaid financial contracts.
Morgan Stanley Finance LLC is offering $250,000 of Callable Contingent Income Securities, in $1,000 denominations, due July 13, 2029, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performer of the Nasdaq-100 Index, Russell 2000 Index and State Street SPDR S&P Regional Banking ETF.
Holders may receive a 9.60% per annum contingent coupon on scheduled payment dates only if, on each observation date, every underlier is at or above its coupon barrier level, set at 70% of its initial level. If the notes are not redeemed early and, on the final observation date, each underlier is at or above its downside threshold level of 50% of its initial level, investors receive full principal back (plus any final coupon). If any underlier finishes below its downside threshold, the maturity payment is reduced 1-for-1 with the decline of the worst underlier, potentially to $0.
Beginning January 14, 2027, the issuer may redeem the notes on specified dates at par plus any due coupon if a risk neutral valuation model indicates redemption is economically rational for Morgan Stanley. The securities are unsecured obligations subject to Morgan Stanley’s credit risk and are not insured or equivalent to direct investments in the underliers.
Morgan Stanley Finance LLC is offering $1,945,000 of Jump Securities with an auto-callable feature linked to the worst performing of the EURO STOXX 50 Index and the Russell 2000 Index, fully and unconditionally guaranteed by Morgan Stanley.
The notes are issued at $1,000 per security, with an estimated value on the July 10, 2026 pricing date of $960.90. They pay no interest and do not guarantee principal. Beginning July 19, 2027, if on any determination date both indices are at or above their call threshold (100% of initial), the notes are automatically redeemed for a cash amount corresponding to approximately 12.85% per annum, up to $1,610.375 per security before maturity.
If the notes are not called and are held to July 15, 2031, investors receive $1,642.50 per security if both indices are at or above their call thresholds, only the stated principal amount if both remain at or above 80% of initial, and a proportional loss based on the worst index if either finishes below its downside threshold, potentially losing the entire investment. All payments depend on the creditworthiness of Morgan Stanley Finance LLC and Morgan Stanley, secondary market liquidity may be limited, and the U.S. tax treatment is described as uncertain.
Morgan Stanley Finance LLC, guaranteed by Morgan Stanley, is issuing principal-at-risk Contingent Income Auto-Callable Securities due July 13, 2028, linked to the worst of three ETFs: iShares Expanded Tech-Software (IGV), SPDR S&P Biotech (XBI) and SPDR S&P Regional Banking (KRE). Each note is offered at $1,000, with $648,000 aggregate principal.
Investors may receive a 15.40% per annum contingent coupon on scheduled dates, but only if every ETF closes at or above its coupon barrier, set at 70% of its initial level. Beginning January 11, 2027, the notes auto-call on specified redemption determination dates if all ETFs are at or above their initial levels, returning principal plus the applicable coupon.
If not called, repayment at maturity depends on final levels. If each ETF is at or above its downside threshold (60% of initial), principal is repaid (plus any final coupon if barrier conditions are met). If any ETF finishes below its downside threshold, investors receive $1,000 multiplied by the worst performer’s final level divided by its initial level, matching its percentage decline and allowing for a total loss. The estimated value is $978.40 per note, and all payments depend on Morgan Stanley’s credit and secondary market liquidity.
Morgan Stanley Finance LLC is offering $950,000 aggregate principal amount of Trigger PLUS structured notes linked to the State Street Financial Select Sector SPDR ETF.
Each $1,000 security, fully and unconditionally guaranteed by Morgan Stanley, pays no interest and matures September 15, 2027. The payoff depends on the ETF level on a single observation date. If the final level exceeds the $55.71 initial level, investors receive principal plus 200% of the gain, capped at a maximum payment of $1,150 per security. If the final level is at or above a $50.139 downside threshold but at or below the initial level, only principal is returned. Below the threshold, holders lose 1% of principal for each 1% ETF decline, with no minimum repayment.
The securities are unsecured and subject to Morgan Stanley credit risk, are not bank deposits or FDIC‑insured, and may be hard to sell before maturity. The estimated value on the pricing date is $971.30 per security, below the $1,000 issue price because it reflects embedded costs and dealer compensation.