Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Enhanced Buffered Jump Securities with Downside Factor due August 18, 2027, unsecured notes fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest and is linked to an equally weighted basket of seven semiconductor-related stocks (ADI, ASML, AVGO, KLAC, TXN, NVDA and TSM).
At maturity, if the basket’s final level is at or above the 80% buffer level, investors receive $1,000 plus a fixed upside payment of at least $198.50 (19.85%), regardless of how much the basket has risen or moderately fallen. If the final level is below the buffer, repayment is reduced by 1.25% for each 1% decline beyond the 20% buffer, with no minimum payment and potential loss of the entire principal. The estimated value on the pricing date is about $957.30 per $1,000 security. All payments depend on the credit of MSFL and Morgan Stanley, and secondary market liquidity and tax treatment may be adverse or uncertain.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Memory Buffered Auto-Callable Securities linked to Microsoft stock, maturing August 4, 2027. Each note has a $1,000 stated principal amount and issue price, with an estimated initial value of about $985.20.
The notes pay a contingent coupon at an annual rate of at least 18.64% when Microsoft’s closing level on an observation date is at or above an 85% coupon barrier; missed coupons can be paid later if the barrier is met. The notes auto-call at par plus due coupons if Microsoft is at or above 100% of the initial level on specified dates. Principal is protected only by a 15% buffer; if the final level is below 85% of the initial level, losses apply at a 1.1765× downside factor and repayment can fall to zero. Investors forgo upside in Microsoft, face liquidity and valuation risks, complex tax treatment, potential 30% withholding on coupons for some non-U.S. holders, and are exposed to the unsecured credit risk of Morgan Stanley Finance LLC and Morgan Stanley.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Auto-Callable Securities due July 20, 2028 linked to NVIDIA Corporation common stock. Each $1,000 note pays a 13.90% per annum contingent coupon only if NVIDIA’s closing price on the relevant observation date is at or above a coupon barrier set at 60% of the initial level. If, on any scheduled redemption determination date from January 19, 2027 onward, NVIDIA is at or above 100% of the initial level, the notes are automatically redeemed for $1,000 plus the applicable coupon.
If the notes are not called and NVIDIA’s final price on July 17, 2028 is at or above the 60% downside threshold, investors receive $1,000 plus any final coupon; if it is below that level, repayment is reduced one-for-one with NVIDIA’s decline, and the investment can lose all principal. The notes do not participate in any upside of the stock and pay no guaranteed interest. The estimated value on the pricing date is approximately $973.90 per note, below the $1,000 issue price, reflecting selling, structuring and hedging costs and Morgan Stanley’s funding spread. Liquidity may be limited, all payments depend on Morgan Stanley’s credit, and U.S. tax treatment is uncertain, with possible 30% withholding on coupons for many non-U.S. holders.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Enhanced Buffered Jump Securities linked to the MSCI Emerging Markets Index, maturing August 4, 2027. Each note has a $1,000 stated principal amount and issue price, with an estimated value of about $984.80 on the pricing date. The notes pay no interest and do not guarantee repayment of principal.
At maturity, if the index’s final level is at or above 85% of its initial level, investors receive $1,000 plus a fixed upside payment of at least $156.50 (15.65%), regardless of how much the index has risen. If the final level is below this buffer, principal is reduced by 1.1765% for every 1% decline beyond the 15% buffer, and repayment can fall to zero.
Key risks include exposure to Morgan Stanley’s credit, potentially limited secondary market liquidity, and market value that may be below the $1,000 issue price because of embedded issuing, selling, structuring and hedging costs. The securities have a minimum investment of $10,000 and involve complex U.S. tax treatment.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due July 22, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each unsecured note has a $1,000 stated principal amount and is linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index, with principal at risk.
The notes pay a contingent coupon at 12.35% per annum on scheduled coupon payment dates only if the underlier’s closing level on the related observation date is at or above the coupon barrier of 70% of the initial level. Missed coupons have a “memory” feature and can be paid later if the barrier is met. The securities are automatically redeemed if, on any redemption determination date from January 19, 2027 onward, the underlier is at or above 100% of the initial level, paying principal plus the current and any unpaid coupons.
If not called and, on the final observation date, the underlier is at or above the downside threshold of 60% of the initial level, holders receive principal back plus any due coupons. If it is below 60%, repayment is $1,000 multiplied by the performance factor, producing a 1-for-1 loss with index decline and potentially zero return of principal and no coupons. The underlier includes a 4% per annum decrement and leverage features, and has limited live history. The issuer’s estimated value on the pricing date is approximately $910.40 per $1,000 security, reflecting embedded costs, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes with a stated principal amount of $1,000 per security, linked to the common stock of Amazon.com, Inc., and fully and unconditionally guaranteed by Morgan Stanley. The notes run from a July 22, 2026 issue date to an August 4, 2027 maturity date.
Investors may receive a contingent coupon at an annual rate of at least 19.16%, paid on scheduled coupon dates only if Amazon’s closing level on the related observation date is at or above a coupon barrier set at 85% of the initial level. Missed coupons can be “remembered” and paid later if a future observation meets the barrier. The notes are automatically redeemed at par plus due coupons if, on specified redemption determination dates starting October 30, 2026, the stock closes at or above 100% of the initial level.
If not called, at maturity investors receive principal back only if the final level is at or above an 85% buffer level. Below that, repayment is reduced by 1.1765% of principal for each 1% decline beyond the 15% buffer, with no minimum payment, so the entire investment can be lost. All payments are unsecured obligations of MSFL, guaranteed by Morgan Stanley, with an estimated value of about $984 per note versus the $1,000 issue price and $10 per-note selling concessions. U.S. tax treatment is uncertain; non-U.S. holders may face 30% withholding on coupons.
Morgan Stanley Finance LLC is offering Market Linked Securities—Auto-Callable with Leveraged Upside Participation and Contingent Downside Principal at Risk, linked to the lowest performing of the S&P 500 Index and the Dow Jones Industrial Average. Each security has a $1,000 face amount, for a total offering of $3,334,000, and is fully and unconditionally guaranteed by Morgan Stanley. The issue price is $1,000 per security, while the current estimated value on the pricing date is $962.50, reflecting issuance, selling, structuring and hedging costs borne by investors.
The notes may be automatically called on July 15, 2027 if the closing level of each index is at or above its starting level, in which case investors receive a fixed call payment of $1,122.50 per $1,000 face amount (a 12.25% return), and no further payments. If not called, the notes mature on January 15, 2030. At maturity, if the lowest performing index is above its starting level, investors receive $1,000 plus 125% of that index’s positive return; if it is between 80% and 100% of its starting level, investors receive only the $1,000 face amount; if it is below 80%, repayment is reduced one-for-one with the index decline, so investors can lose more than 20% and up to all of their principal.
The securities pay no interest and provide no dividends from the underlying stocks. Returns depend entirely on the worst-performing index and the automatic call feature, and all payments are subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley. The issuer highlights limited or uncertain secondary market liquidity, sensitivity to interest rates, volatility and credit spreads, and an estimated value below the issue price due to embedded costs. Tax counsel views the notes as prepaid financial contracts treated as open transactions, but the U.S. federal income tax treatment remains uncertain and could change through future guidance or legislation.
Morgan Stanley Finance LLC is issuing Trigger PLUS principal-at-risk notes due August 4, 2031, fully and unconditionally guaranteed by Morgan Stanley and linked to the EURO STOXX 50® Index. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $946.00 per security, reflecting issuance, structuring and hedging costs.
At maturity, if the index’s final level exceeds its initial level, holders receive $1,000 plus a leveraged upside payment equal to 184% of the index gain. If the final level is between 80% and 100% of the initial level, payment is $1,000. If the final level is below 80% of the initial level, investors lose 1% of principal for each 1% index decline, with no minimum payment and potential loss of the entire investment. The payoff depends only on the index level on the July 30, 2031 observation date and all amounts are subject to the credit risk of Morgan Stanley and MSFL. The notes pay no interest, may trade at prices below issue, and involve uncertain U.S. federal income tax treatment, expected to follow a prepaid financial contract “open transaction” approach, with Section 871(m) generally not expected to apply to Non-U.S. Holders.
Morgan Stanley Finance LLC is offering $1,570,000 of market-linked securities, fully and unconditionally guaranteed by Morgan Stanley, that provide a contingent fixed return of 17.00% on the $1,000 face amount if the worst performer of Meta Platforms and Netflix stock finishes at or above its threshold level.
The threshold for each stock is 65% of its starting price, set at $669.21 for Meta and $73.37 for Netflix on July 10, 2026. If the lowest-performing stock ends below its threshold on the July 19, 2027 calculation day, investors are fully exposed to that downside and can lose more than 35% of principal, up to their entire investment.
The securities pay no interest, do not provide dividends, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $937.10 per security, below the $1,000 issue price because issuance, selling, structuring and hedging costs are embedded in the offering price.
Morgan Stanley Finance LLC is offering market-linked, principal-at-risk securities due July 13, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 face amount and is linked to the lowest performing of the S&P 500® Index, the Russell 2000® Index and the Nasdaq-100® Technology Sector Index℠.
Investors may receive a contingent coupon of 11.20% per annum, paid monthly only if on each calculation day the lowest-performing index is at or above its coupon threshold level of 75% of its starting level. The notes are callable quarterly at the issuer’s option, paying face amount plus any final coupon if redeemed. If not called, principal repayment depends on the final level of each index: full face amount is paid only if every index is at or above its downside threshold (70% of its starting level); otherwise the maturity payment equals $1,000 multiplied by the performance factor of the lowest-performing index, so investors can lose more than 30%, up to their entire investment. The estimated value is $961.20 per security, below the $1,000 price, reflecting issuance, selling, structuring and hedging costs. The securities are unsecured, not insured by the FDIC, may have limited or no secondary market, and carry U.S. tax and index-specific risks, including small-cap and technology sector concentration.