MORGAN STANLEY SEC Filings

Morgan Stanley Finance LLC priced Contingent Income Auto-Callable Securities due August 31, 2027, linked to the worst performing of the Nasdaq-100® Technology Sector and the Russell 2000® Index. The securities have a stated principal of $1,000 per security and an aggregate issue size of $961,000. They pay a contingent coupon at an annual rate of 9.50% on observation dates only if both underliers meet their coupon barrier levels; otherwise no coupon is paid for that period. The notes are automatically redeemed early if both underliers meet call thresholds on any redemption determination date, in which case holders receive principal plus the related contingent coupon. At maturity, if the final level of either underlier is below its downside threshold (approximately 75% of initial level), investors suffer a loss equal to the percentage decline of the worst performing underlier and could lose their entire principal. All payments are subject to Morgan Stanley Finance LLC's and Morgan Stanley's credit risk.

Morgan Stanley Finance LLC priced a structured note due June 30, 2031 linked to the S&P 500® Futures Excess Return Index. Each security has a $1,000 stated principal amount and offers an upside payment of $525 (52.50%) if the underlier finishes at or above the initial level. The notes include a 15% buffer that, if the final level is between the initial level and the buffer level, delivers a positive payment tied to the absolute decline (100% participation), capped effectively at 15%. If the final level is below the buffer level, investors lose 1% of principal for each 1% decline beyond the buffer, subject to a 15% minimum payment at maturity. The estimated value on the pricing date was approximately $952.90 per security; the original issue price is $1,000, which includes issuance and hedging costs borne by investors. Payments are unsecured obligations of MSFL and fully guaranteed by Morgan Stanley and are subject to issuer credit risk and other conflicts and tax uncertainties specified herein.

Morgan Stanley Finance LLC offers an Auto-Callable Trigger PLUS linked to the Russell 2000® Index. Each $1,000 security may be auto‑redeemed on the first determination date for an early redemption payment of $1,132.00. If not called, maturity payments vary: capped upside (125% of index gain), full principal at or above an 80% downside threshold, or a loss proportional to the index decline (potentially total loss) on maturity July 6, 2028.

The securities do not pay interest, are principal‑at‑risk, and are fully and unconditionally guaranteed by Morgan Stanley; all payments are subject to issuer credit risk. The estimated value on the pricing date was approximately $962.50 per security.

Morgan Stanley Finance LLC is issuing Structured Investments — Enhanced Buffered Jump Securities linked to the S&P 500® Index with a stated principal amount of $1,000 per security and an aggregate original issue amount of $3,779,000. The securities were priced on May 22, 2026 and mature on June 9, 2027.

Key economic terms: an upside payment of $76.50 per security (7.65%), a buffer amount of 15% (buffer level 6,352.450), and a downside factor of 1.1765. If the final level on the observation date is below the buffer, holders lose 1.1765% of principal for each 1% decline beyond the buffer; there is no minimum payment. The issuer’s estimated value at pricing was $985.00 per security. All payments are subject to Morgan Stanley’s credit risk and U.S. federal income tax treatment is uncertain.

Morgan Stanley Finance LLC is offering $4,031,000 aggregate face amount of Digital EURO STOXX 50® Index-Linked Notes due October 15, 2027, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 face amount and pays at maturity either the Maximum Settlement Amount of $1,140.00 (114.00% of face) if the EURO STOXX 50® Index closes at or above 87.50% of the initial level, or a reduced cash amount that can result in loss of principal if the index declines by more than 12.50%. Trade Date is May 26, 2026, Original Issue Date is May 29, 2026, Determination Date is October 13, 2027. The estimated value on the trade date is $996.10 per note. Payments are unsecured and subject to issuer credit risk; notes are not listed and have no interest or dividends.

Morgan Stanley Finance LLC is offering principal-at-risk, auto-callable market-linked securities tied to the lowest performing Class A shares of CoreWeave, Inc. and Cloudflare, Inc., maturing June 1, 2029. The securities are sold at a $1,000 face amount per security with a price to public of $1,000 and estimated value on the pricing date of $902.90. The offering pays an agent commission of $25.75 per security, leaving proceeds to the issuer of $974.25 per security. Key product terms disclosed include a 365% participation rate, a hypothetical call payment of at least $1,460 (approx. 46.00% call premium) on the call date, call and threshold prices set as 80% and 50% of the starting prices respectively, and a calculation day of May 29, 2029. The pricing date and original issue date are set for May 29, 2026 and June 3, 2026, respectively. The document highlights substantial downside risk (losses greater than 50%, possibly total loss) if the lowest performing underlying stock closes below its threshold price at maturity and notes all payments are subject to Morgan Stanley's credit risk.

Morgan Stanley Finance LLC (guaranteed by Morgan Stanley) is offering Dual Directional Buffered PLUS notes linked to the worst performing of the Nasdaq-100 and S&P 500 indices with a $1,000 stated principal amount per security. The securities pay no interest and mature on December 4, 2028. At maturity the payout is based solely on the worst performing underlier: (1) if the worst performing underlier is up, investors receive principal plus 115% of that appreciation, capped at a $1,395 maximum per security; (2) if the worst performing underlier is down but not below a 10% buffer, investors receive principal plus a positive return equal to the absolute decline (capped effectively at 10%); (3) if the worst performing underlier falls below the buffer, investors lose 1% of principal for each 1% decline beyond the buffer, subject to a 10% minimum payment at maturity. The estimated value on the pricing date was approximately $955.20 per security and all payments are subject to Morgan Stanley’s credit risk.

Morgan Stanley Finance LLC offers principal‑at‑risk, market‑linked securities due June 2, 2028, fully and unconditionally guaranteed by Morgan Stanley. Each security has a face amount of $1,000, a public offering price of $1,000, and an estimated value on the pricing date of approximately $964.80. The securities pay a contingent monthly coupon (with a memory feature) only if Micron Technology, Inc.'s stock closing price on each monthly calculation day meets or exceeds the coupon threshold; the contingent coupon rate will be set on the pricing date and will be at least 25.00% per annum. The notes are auto‑callable after a three‑month non‑call period if the stock closing price meets or exceeds the call threshold on a calculation day; if not called, principal repayment at maturity is subject to downside exposure and may be significantly less than face amount if the ending price is below the downside threshold (50% of the starting price).

Morgan Stanley files an amended Form 13F restating its prior report to remove an erroneously included holding in CUSIP 64119N608; the amendment is numbered 1 and signed by Claire Gordon on 05-27-2026. The filing states there are no other changes to reported positions.