Morgan Stanley SEC Filings

Morgan Stanley has filed a 424B2 prospectus supplement for Fixed Rate Notes due 2028. Key terms include:

• Issue price: $1,000 per note
• Maturity date: July 21, 2028
• Interest rate: 4.100% per annum
• Interest payment: Semi-annual on January and July 21st
• Initial interest payment date: January 21, 2026

The estimated value per note on pricing date is approximately $992.10, reflecting costs associated with issuing, selling, structuring, and hedging. Notable risks include Morgan Stanley's credit risk, limited secondary market trading as notes won't be listed on exchanges, and potential price fluctuations based on interest rates and credit spreads. MS & Co., a subsidiary of Morgan Stanley, will serve as agent and calculation agent.

Morgan Stanley has announced Fixed Rate Notes due 2030 with the following key terms:

The notes carry a 4.250% annual interest rate, payable semi-annually, with an issue price of $1,000 per note. The notes will mature on July 19, 2030, with the initial issuance date set for July 21, 2025. Interest payments will be made on January 19 and July 19, with the first payment on January 19, 2026.

• Estimated value on pricing date: $988.70 per note
• Notes are subject to Morgan Stanley's credit risk
• Not listed on any securities exchange
• Not FDIC insured

Key risks include credit risk, limited secondary market trading, and potential price fluctuations based on interest rates and Morgan Stanley's credit spreads. The notes will be issued under Registration Statement No. 333-275587 and include costs for issuing, selling, structuring, and hedging, which reduces their economic value compared to the issue price.

Morgan Stanley has filed a 424B2 prospectus supplement for Fixed Rate Notes due 2033. The notes will have an aggregate principal amount with a per-note issue price of $1,000 and carry a fixed interest rate of 4.750% per annum.

Key features of the notes include:

• Maturity date: July 21, 2033
• Semi-annual interest payments on January and July 21st
• Initial interest payment date: January 21, 2026
• Estimated value of approximately $985.50 per note on pricing date

Important risk factors: The notes are subject to Morgan Stanley's credit risk and are not FDIC insured. Secondary market trading may be limited as the notes won't be listed on any securities exchange. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs. The pricing includes Morgan Stanley's internal funding rate, which is likely lower than secondary market credit spreads.

Morgan Stanley has filed a prospectus supplement (424B2) for Fixed Rate Notes due 2040, offering $1,000 denominated notes with a 5.150% annual interest rate. The notes will be issued on July 21, 2025 and mature on July 20, 2040, with semi-annual interest payments on January 20 and July 20.

Key features include:

• Estimated value of $964.60 per note on pricing date
• Interest payments begin January 20, 2026
• Notes are subject to Morgan Stanley's credit risk
• Not listed on any securities exchange
• Not FDIC insured

Risk factors highlight that the notes' market value may fluctuate based on interest rates and Morgan Stanley's creditworthiness. The secondary market may be limited, as MS & Co. is not obligated to make a market. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs borne by investors.

Morgan Stanley has issued $3,612,000 in Fixed Rate Notes due 2030 with a 4.400% annual interest rate. The notes are priced at $1,000 per note with semi-annual interest payments beginning December 26, 2025.

Key features include:

• Maturity date: June 26, 2030
• Estimated value: $987.20 per note (lower than issue price)
• Interest payment frequency: Semi-annual
• Day-count convention: 30/360 (Bond Basis)

Risk factors highlight that investors are subject to Morgan Stanley's credit risk, and notes are not FDIC insured. The notes will not be listed on any securities exchange, limiting secondary market liquidity. The pricing includes costs for issuing, selling, structuring, and hedging, making the estimated value less than the issue price. Morgan Stanley & Co. LLC, a subsidiary of the issuer, determined the estimated value and will serve as calculation agent.

Morgan Stanley has issued Fixed Rate Notes due 2035 with an aggregate principal amount of $3,524,000. The notes will pay a fixed interest rate of 5.000% per annum, with semi-annual payments on June 26 and December 26, beginning December 26, 2025.

Key features include:

• Issue price of $1,000 per note with maturity date of June 26, 2035
• Estimated value of $976.40 per note on pricing date
• Notes are unsecured and subject to Morgan Stanley's credit risk
• Not listed on any securities exchange, limiting secondary market liquidity

The offering includes sales commissions of $15 per note to dealers, except for fee-based advisory accounts. Total proceeds to issuer are $3,471,140. The notes involve risks including credit risk, limited liquidity, and potential loss of investment if sold prior to maturity. Morgan Stanley & Co. LLC, a subsidiary of the issuer, will serve as calculation agent.

Morgan Stanley has issued Fixed Rate Notes due 2028 with an aggregate principal amount of $415,000. The notes will pay a fixed interest rate of 4.150% per annum, with semi-annual payments on June 26 and December 26, beginning December 26, 2025.

Key terms include:

• Issue price: $1,000 per note
• Maturity date: June 26, 2028
• Estimated value on pricing date: $991.90 per note
• Notes are unsecured and subject to Morgan Stanley's credit risk

Risk factors include credit risk of Morgan Stanley, limited secondary market trading as notes won't be listed on any exchange, and potential conflicts of interest as Morgan Stanley subsidiaries serve as calculation agent and dealer. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs borne by investors.

Morgan Stanley has issued Fixed Rate Notes due 2037 with an aggregate principal amount of $1.2 million. The notes will pay a fixed interest rate of 5.150% per annum, with semi-annual payments on June 26 and December 26, beginning December 26, 2025.

Key features include:

• Issue price of $1,000 per note with estimated value of $972.70
• Maturity date: June 26, 2037
• Notes are unsecured and subject to Morgan Stanley's credit risk
• Not listed on any securities exchange, limiting secondary market liquidity

The offering includes $21,000 in agent commissions and fees, with net proceeds to issuer of $1,179,000. Morgan Stanley & Co. LLC, a subsidiary of the issuer, will serve as agent with a fixed sales commission of $17.50 per note. The notes involve risks including credit risk, limited liquidity, and potential loss of investment if sold prior to maturity.

Morgan Stanley has issued Fixed Rate Notes due 2033 with an aggregate principal amount of $4.23 million. The notes will pay a fixed interest rate of 4.850% per annum, with semi-annual payments on June 24 and December 24, beginning December 24, 2025.

Key terms include:

• Issue price: $1,000 per note
• Maturity date: June 24, 2033
• Estimated value on pricing date: $983.00 per note
• Agent's commission: $12.50 per note

Risk factors highlight that the notes are subject to Morgan Stanley's credit risk and are not FDIC insured. The notes will not be listed on any securities exchange, potentially limiting secondary market liquidity. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs. Morgan Stanley's subsidiary MS & Co. determined the estimated value and will serve as calculation agent.