Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance has announced SPX Buffered PLUS Notes due January 16, 2031, offering investors exposure to the S&P 500 Index with enhanced features. The securities, guaranteed by Morgan Stanley, provide 156.75% maximum return (capped at $1,567.50 per security) with a 150% leverage factor.
Key features include:
- 10% downside buffer protection (90% maximum loss)
- Estimated value of $932.00 per security
- No periodic interest payments
- 5.5-year term (July 2025 to January 2031)
The notes offer downside protection for the first 10% of index decline, after which investors face 1-for-1 losses. The payment at maturity is determined solely by the underlier's performance on the January 13, 2031 observation date. Notable risks include credit risk of the issuer, limited secondary market liquidity, and capped upside potential. The securities will not be listed on any exchange.
Morgan Stanley Finance LLC has announced VRT Enhanced Trigger Jump Securities due December 31, 2026, linked to Vertiv Holdings Co class A common stock (VRT). The securities offer a fixed upside payment of $295.50 per security (29.55% return) if the underlier's closing price remains above the 60% downside threshold level.
Key features include:
- Principal amount: $1,000 per security
- Estimated value: $958.90 per security
- No interest payments
- Full downside exposure if underlier falls below 60% threshold
- Fixed upside potential regardless of underlier's positive performance
Notable risks include credit risk of Morgan Stanley (guarantor), limited appreciation potential, no principal protection, and potential illiquidity in secondary markets. The securities will not be listed on any exchange. Tax consequences are described as uncertain, and investors are advised to consult tax advisers.
Morgan Stanley has filed a 424B2 prospectus supplement for Fixed Rate Notes due 2035, offering $1,000 denominated notes with a 4.850% annual interest rate. The notes will be issued on July 21, 2025 and mature on July 20, 2035, with semi-annual interest payments on January and July 20th.
Key features include:
- Estimated value of $978.80 per note on pricing date
- Interest payments begin January 20, 2026
- Notes are subject to Morgan Stanley's credit risk
- Not listed on any securities exchange
- Not FDIC insured
Risk factors include credit risk, limited secondary market trading, and potential price fluctuations based on interest rates and credit spreads. The notes will be sold through Morgan Stanley & Co. LLC and its affiliates, with proceeds used for general corporate purposes. The estimated value reflects costs associated with issuing, selling, structuring, and hedging the notes.
Morgan Stanley has filed a 424B2 prospectus supplement for Fixed Rate Notes due 2028. Key terms include:
- Issue price: $1,000 per note
- Maturity date: July 21, 2028
- Interest rate: 4.100% per annum
- Interest payment: Semi-annual on January and July 21st
- Initial interest payment date: January 21, 2026
The estimated value per note on pricing date is approximately $992.10, reflecting costs associated with issuing, selling, structuring, and hedging. Notable risks include Morgan Stanley's credit risk, limited secondary market trading as notes won't be listed on exchanges, and potential price fluctuations based on interest rates and credit spreads. MS & Co., a subsidiary of Morgan Stanley, will serve as agent and calculation agent.
Morgan Stanley has announced Fixed Rate Notes due 2030 with the following key terms:
The notes carry a 4.250% annual interest rate, payable semi-annually, with an issue price of $1,000 per note. The notes will mature on July 19, 2030, with the initial issuance date set for July 21, 2025. Interest payments will be made on January 19 and July 19, with the first payment on January 19, 2026.
- Estimated value on pricing date: $988.70 per note
- Notes are subject to Morgan Stanley's credit risk
- Not listed on any securities exchange
- Not FDIC insured
Key risks include credit risk, limited secondary market trading, and potential price fluctuations based on interest rates and Morgan Stanley's credit spreads. The notes will be issued under Registration Statement No. 333-275587 and include costs for issuing, selling, structuring, and hedging, which reduces their economic value compared to the issue price.
Morgan Stanley has filed a 424B2 prospectus supplement for Fixed Rate Notes due 2033. The notes will have an aggregate principal amount with a per-note issue price of $1,000 and carry a fixed interest rate of 4.750% per annum.
Key features of the notes include:
- Maturity date: July 21, 2033
- Semi-annual interest payments on January and July 21st
- Initial interest payment date: January 21, 2026
- Estimated value of approximately $985.50 per note on pricing date
Important risk factors: The notes are subject to Morgan Stanley's credit risk and are not FDIC insured. Secondary market trading may be limited as the notes won't be listed on any securities exchange. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs. The pricing includes Morgan Stanley's internal funding rate, which is likely lower than secondary market credit spreads.
Morgan Stanley has filed a prospectus supplement (424B2) for Fixed Rate Notes due 2040, offering $1,000 denominated notes with a 5.150% annual interest rate. The notes will be issued on July 21, 2025 and mature on July 20, 2040, with semi-annual interest payments on January 20 and July 20.
Key features include:
- Estimated value of $964.60 per note on pricing date
- Interest payments begin January 20, 2026
- Notes are subject to Morgan Stanley's credit risk
- Not listed on any securities exchange
- Not FDIC insured
Risk factors highlight that the notes' market value may fluctuate based on interest rates and Morgan Stanley's creditworthiness. The secondary market may be limited, as MS & Co. is not obligated to make a market. The estimated value is less than the issue price due to issuing, selling, structuring, and hedging costs borne by investors.
Morgan Stanley has issued $3,612,000 in Fixed Rate Notes due 2030 with a 4.400% annual interest rate. The notes are priced at $1,000 per note with semi-annual interest payments beginning December 26, 2025.
Key features include:
- Maturity date: June 26, 2030
- Estimated value: $987.20 per note (lower than issue price)
- Interest payment frequency: Semi-annual
- Day-count convention: 30/360 (Bond Basis)
Risk factors highlight that investors are subject to Morgan Stanley's credit risk, and notes are not FDIC insured. The notes will not be listed on any securities exchange, limiting secondary market liquidity. The pricing includes costs for issuing, selling, structuring, and hedging, making the estimated value less than the issue price. Morgan Stanley & Co. LLC, a subsidiary of the issuer, determined the estimated value and will serve as calculation agent.
Morgan Stanley has issued Fixed Rate Notes due 2035 with an aggregate principal amount of $3,524,000. The notes will pay a fixed interest rate of 5.000% per annum, with semi-annual payments on June 26 and December 26, beginning December 26, 2025.
Key features include:
- Issue price of $1,000 per note with maturity date of June 26, 2035
- Estimated value of $976.40 per note on pricing date
- Notes are unsecured and subject to Morgan Stanley's credit risk
- Not listed on any securities exchange, limiting secondary market liquidity
The offering includes sales commissions of $15 per note to dealers, except for fee-based advisory accounts. Total proceeds to issuer are $3,471,140. The notes involve risks including credit risk, limited liquidity, and potential loss of investment if sold prior to maturity. Morgan Stanley & Co. LLC, a subsidiary of the issuer, will serve as calculation agent.