Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering $945,000 of market-linked notes, at $1,000 per note, fully and unconditionally guaranteed by Morgan Stanley and linked to Eli Lilly, Micron Technology, Meta Platforms and NVIDIA common stocks.
The notes are auto-callable monthly starting in January 2027 if each stock closes at or above its starting price, paying fixed call amounts that rise from $1,126.00 (12.60% premium) up to $1,630.00 (63.00% premium) on the final calculation day. If never called, investors receive only the $1,000 principal at maturity in January 2031, with no additional return.
The notes pay no interest and do not provide dividends or upside beyond the preset call payments. The issuer’s estimated value on the pricing date is $949.40 per note, below the $1,000 issue price, reflecting issuing, selling, structuring and hedging costs and an internal funding rate. Key risks include issuer credit risk, complex valuation, limited or no secondary market, reinvestment risk if called early, and exposure to the lowest-performing stock among the four underlyings.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering variable income “memory” auto-callable notes due February 27, 2031 linked to the worst performer among five stocks: Palantir, Micron, AppLovin, Tesla and Oracle.
The notes pay a monthly variable coupon: a lower rate of 0.25% per year if any stock is below its coupon barrier on the observation date, or a higher rate of 8.00% per year plus any unpaid conditional coupons if all are at or above their barriers. Barriers are set at 80% of each stock’s initial level and call thresholds at 100%.
The notes may be automatically redeemed from February 2027 onward if each stock meets its call threshold, paying principal plus the higher coupon and any unpaid conditional coupons. If never called, investors receive principal at maturity plus the applicable final coupon, subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is approximately $937.90 per $1,000 note.
Morgan Stanley is offering fixed rate, unsecured notes due February 13, 2029, in $1,000 denominations. The notes pay a 3.750% annual interest rate, with semi-annual payments each February and August, beginning on August 13, 2026.
The payment at maturity will be $1,000 per note plus accrued interest, subject to Morgan Stanley’s credit risk. The notes are not insured by the FDIC, will not be listed on an exchange, and secondary market liquidity may be limited. The estimated value on the pricing date is approximately $986.60 per note, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer.
Morgan Stanley Finance LLC is offering fixed rate callable notes due February 13, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and pays a fixed annual interest rate of 4.200%, with semi-annual interest payments every February 13 and August 13, starting August 13, 2026.
The notes are callable in whole, but not in part, on semi-annual redemption dates beginning February 13, 2028, at 100% of principal plus accrued interest if a risk neutral valuation model indicates redemption is economically rational for the issuer. The estimated value on the pricing date is approximately $981.60 per note, reflecting issuance, selling, structuring and hedging costs and the issuer’s internal funding rate. The notes are unsecured, subject to the credit risk of Morgan Stanley Finance LLC and Morgan Stanley, will not be listed on any securities exchange, and may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering fixed rate callable notes maturing on February 13, 2034. Each note has a stated principal amount and issue price of $1,000, with interest accruing from February 13, 2026.
The notes pay a fixed annual interest rate of 4.400%, with semi-annual interest payments each February 13 and August 13, starting August 13, 2026, using a 30/360 day-count convention. At maturity, investors receive $1,000 per note plus accrued and unpaid interest, unless the notes are redeemed earlier.
The issuer may redeem the notes in whole, but not in part, on semi-annual redemption dates beginning February 13, 2030, at 100% of principal plus accrued interest. The decision to call is based on a risk neutral valuation model comparing the economics of redeeming versus holding the notes outstanding.
The estimated value on the pricing date is approximately $963.20 per note, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer. The notes are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange and may have limited secondary market liquidity.
Morgan Stanley is offering unsecured fixed rate notes due February 13, 2034, with a stated principal amount and issue price of $1,000 per note.
The notes pay interest at a fixed rate of 4.350% per annum, accruing from February 13, 2026 and paid semi-annually on the 13th of February and August, starting August 13, 2026. At maturity, investors receive $1,000 per note plus accrued and unpaid interest.
The notes are subject to the credit risk of Morgan Stanley, are not insured or secured, and will not be listed on any securities exchange. Morgan Stanley estimates the value on the pricing date at approximately $966.60 per note, reflecting issuance, structuring and hedging costs embedded in the $1,000 issue price. Secondary market prices may be lower and liquidity may be limited, with Morgan Stanley & Co. LLC potentially, but not obligated, to make a market.
Morgan Stanley is offering fixed rate senior notes due February 13, 2036. Each note has a stated principal amount and issue price of $1,000 and pays a fixed annual interest rate of 4.500%, with interest paid semi-annually on February 13 and August 13, starting August 13, 2026.
All payments depend on Morgan Stanley’s credit; the notes are unsecured, not bank deposits, and are not FDIC insured. The notes will not be listed on any securities exchange, so secondary market liquidity may be limited and sale prices may be below the issue price.
The bank estimates the value of each note on the pricing date at approximately $958.50, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate. Proceeds are for general corporate purposes, and affiliated dealers may receive sales commissions and engage in hedging activities.
Morgan Stanley is offering unsecured fixed rate notes maturing on February 13, 2032. Each note has a $1,000 stated principal amount and pays interest at a fixed annual rate of 4.150%, with semi-annual payments every February 13 and August 13, starting August 13, 2026.
At maturity, investors receive $1,000 per note plus any accrued and unpaid interest, subject to Morgan Stanley’s credit risk. The notes are not secured, are not bank deposits, are not FDIC insured and will not be listed on any securities exchange, so secondary market liquidity may be limited.
The estimated value on the pricing date is approximately $975.80 per $1,000 note, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer. Proceeds will be used for general corporate purposes, and Morgan Stanley & Co. LLC and affiliates may hedge and make a market in the notes.
Morgan Stanley is offering unsecured fixed rate notes due February 13, 2031. Each note has a stated principal amount and issue price of $1,000 and pays a fixed interest rate of 4.000% per year, with semi-annual interest payments every February 13 and August 13, starting August 13, 2026.
All payments depend on Morgan Stanley’s credit; a default could result in loss of some or all invested principal. The notes will not be listed on any securities exchange, so secondary market liquidity may be limited and sale prices could be substantially below the issue price.
The estimated value on the pricing date is approximately $978.40 per note, reflecting issuing, selling, structuring and hedging costs and the use of an internal funding rate that is advantageous to the issuer. Morgan Stanley & Co. LLC, an affiliate, acts as agent, calculation agent and may make a secondary market, but is not obligated to do so.
Morgan Stanley Finance LLC is offering principal-at-risk contingent income securities due February 2, 2029, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the worst performer of the Dow Jones Industrial Average, Nasdaq-100® Technology Sector Index and Russell 2000® Index.
The notes pay a 9.00% per annum contingent coupon, but only when the closing level of each index on an observation date is at or above its coupon barrier, set at 70% of its initial level. At maturity, investors receive full principal only if every index finishes at or above its 70% downside threshold; otherwise, repayment is reduced 1% for every 1% decline in the worst-performing index and can fall to zero.
The estimated value on the pricing date is approximately $984.80 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate. The securities are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on any exchange, may have limited liquidity, and involve complex U.S. tax treatment.