Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Callable Contingent Income Memory Securities due July 13, 2029, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $872,000 at $1,000 per security. These principal-at-risk notes are linked to the worst performing of the iShares® Expanded Tech-Software Sector ETF (IGV) and the VanEck® Semiconductor ETF (SMH). Investors may receive a contingent coupon at 16.50% per annum, paid only when on an observation date each ETF’s closing level is at or above its coupon barrier of 60% of its initial level (IGV: $55.446, SMH: $366.618). The notes are callable in whole on specified redemption dates if a risk neutral valuation model indicates early redemption is economically rational for the issuer, in which case investors receive principal plus the due and any previously unpaid coupons. If held to maturity and both final ETF levels are at or above their downside thresholds (also 60% of initial), investors receive principal plus any due coupons; otherwise, repayment is reduced 1% for each 1% decline of the worst performer, down to zero. The estimated value on the pricing date is $975.60 per security, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering structured Variable Income Auto-Callable Notes due September 2, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and is linked to the worst performing of NVIDIA, Meta Platforms (Class A), Oracle and Caterpillar common stocks.
The notes pay a variable coupon each period: a higher coupon of 10.25% per annum is paid only if on the relevant observation date the closing level of each underlier is at or above its coupon barrier level, set at 75% of its initial level; otherwise investors receive only the lower coupon of 0.25% per annum. Starting August 26, 2027, the notes are automatically redeemed if on a redemption determination date the closing level of each underlier is at or above a call threshold level equal to 90% of its initial level, paying the principal plus the higher coupon for that period.
If the notes are not called, investors receive the principal at maturity plus the applicable coupon for the final period; there is no participation in any stock price appreciation. The payoff depends on the worst performing underlier, so weak performance of any single stock affects returns. The estimated value on the pricing date is approximately $943 per note, and the notes are unsecured, unsubordinated obligations subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and may be treated for U.S. tax purposes as variable rate or contingent payment debt instruments.
Morgan Stanley Finance LLC is offering Variable Income Memory Auto-Callable Notes due September 2, 2031, fully and unconditionally guaranteed by Morgan Stanley, with a stated principal of $1,000 per note. The notes reference the worst performing of Dell, Palantir, Tesla and Marvell common stocks.
Each coupon period pays either a 0.25% per annum lower coupon or a 9.25% per annum higher coupon. The higher coupon, plus any unpaid conditional coupons at 9.00% per annum, is paid only if on the relevant observation date every underlier is at or above its coupon barrier level, initially set at 80% of its strike level. The notes are automatically redeemed if on specified dates all underliers are at or above a 95% call threshold, paying principal plus the higher coupon and any unpaid conditional coupons.
If not called, at maturity investors receive principal plus the applicable variable coupon and any payable conditional coupons, subject to Morgan Stanley’s credit risk. The estimated value on the pricing date is approximately $942.50 per note, below the $1,000 issue price due to offering and hedging costs.
Morgan Stanley Finance LLC is offering variable income auto-callable notes due September 2, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount of $1,000 and is linked to the worst performing of DELL, GOOG, MRVL and TSLA common stocks.
The notes pay a variable monthly coupon: a higher rate of 10.65% per annum if on the observation date each stock closes at or above its coupon barrier level of 65% of its initial level, otherwise a lower rate of 0.25% per annum. Starting August 26, 2027, the notes are automatically redeemed if on a redemption determination date each stock is at or above its call threshold level of 90% of its initial level, for principal plus the higher coupon.
If not called, investors receive principal at maturity plus the applicable final coupon; there is no participation in stock appreciation. The notes are unsecured, not listed on any exchange, and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is approximately $941.30 per $1,000 note.
Morgan Stanley Finance LLC is offering Variable Income Auto-Callable Notes due September 2, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal and pays a variable monthly coupon between an annual rate of 0.25% (lower coupon) and 11.50% (higher coupon).
The higher coupon is paid for a period only if, on the related observation date, the closing level of each underlier (Micron, Meta, Oracle, Palantir) is at or above its coupon barrier level, set at 70% of its initial level; otherwise only the lower coupon is paid. Starting August 26, 2027, the notes are automatically redeemed if on any redemption determination date each underlier is at or above its call threshold level of 85% of its initial level, for an early redemption payment equal to principal plus the higher coupon.
If not previously redeemed, investors receive the stated principal at maturity plus the applicable final coupon, subject to Morgan Stanley’s credit risk. The notes are based on the worst performing underlier and offer no participation in stock price appreciation. They are not listed on any exchange, and the estimated value on the pricing date is approximately $941.10 per note, below the $1,000 issue price due to embedded costs.
Morgan Stanley (MS), through Morgan Stanley Finance LLC, is offering Contingent Income Auto-Callable Securities due July 17, 2028, linked to the worst performer of the State Street Utilities Select Sector SPDR ETF (XLU) and the VanEck Gold Miners ETF (GDX). The notes pay an 11.55% per annum contingent coupon only if on each observation date both ETFs close at or above their coupon barriers (70% of initial levels: $30.688 for XLU and $63.672 for GDX).
The notes may be automatically redeemed quarterly starting November 12, 2026 if both underliers are at or above their call thresholds (100% of initial levels: $43.84 for XLU, $90.96 for GDX), returning principal plus the coupon for that period. If held to maturity without early redemption and both final levels are at or above their downside thresholds (60% of initial: $26.304 for XLU, $54.576 for GDX), investors receive principal plus any final coupon.
If either ETF finishes below its downside threshold, repayment is reduced 1% for each 1% decline in the worst-performing ETF, down to zero, so principal is fully at risk. The issue price is $1,000 per note with an estimated value of $963.10, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley (MS), through Morgan Stanley Finance LLC, is offering $276,000 of Enhanced Buffered Jump Securities linked to the S&P 500® Index, maturing August 17, 2033, as part of its Series A Global Medium-Term Notes program. These unsecured notes, fully and unconditionally guaranteed by Morgan Stanley, pay no interest and expose investors to Morgan Stanley’s credit risk.
Each security has a $1,000 principal amount and an original issue price of $1,000, with an estimated value on the pricing date of $942. If at maturity the S&P 500 final level is at or above the buffer level of 6,973.65 (90% of the initial level of 7,748.50), investors receive $1,000 plus a fixed upside payment of $680, a 68% return regardless of how far above the buffer the index finishes. If the final level is below the buffer, principal is reduced 1% for each 1% decline beyond the 10% buffer, subject to a minimum payment at maturity of 10% of principal ($100 per security).
The notes are designed for fee-based advisory accounts willing to forgo dividends, upside beyond 68%, and liquidity, and to accept potential loss of up to 90% of principal. Secondary market trading, if any, will be limited, and prices are expected to be below the issue price.
Morgan Stanley, through Morgan Stanley Finance LLC, is offering fixed rate callable notes due August 28, 2036, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and pays fixed interest of 5.250% per annum, with semi-annual payments each February 28 and August 28, beginning February 28, 2027.
The issuer may redeem the notes early, in whole but not in part, on August 28, 2027 or February 28, 2028 at 100% of principal plus accrued interest, but only if a specified risk neutral valuation model indicates calling is economically rational for the issuer. The notes are unsecured obligations subject to Morgan Stanley’s credit risk and will not be listed on any securities exchange, and the estimated value on the pricing date is approximately $966.60 per note, below the issue price due to issuing, selling, structuring and hedging costs.
Morgan Stanley (MS), through Morgan Stanley Finance LLC, is offering fixed rate callable notes due August 27, 2032, fully and unconditionally guaranteed by Morgan Stanley. Each note has a stated principal amount and issue price of $1,000 and pays fixed interest of 5.000% per annum, with semi-annual payments on February 27 and August 27, beginning February 27, 2027.
The notes are callable in whole, but not in part, on specified redemption dates if a risk neutral valuation model indicates it is economically rational for the issuer to redeem. Any redemption will be at 100% of principal plus accrued interest; once redeemed, no further payments are made. The notes are unsecured obligations subject to the credit risk of Morgan Stanley and MSFL and will not be listed on any securities exchange, so secondary liquidity may be limited.
The estimated value on the pricing date is approximately $981.20 per note, reflecting issuing, selling, structuring and hedging costs borne by investors. Proceeds are expected to be used for general corporate purposes, and in an event of default, the acceleration amount equals principal plus accrued and unpaid interest.
Morgan Stanley (MS), through Morgan Stanley Finance LLC, is offering fixed rate callable notes due August 28, 2030, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount and pays a fixed interest rate of 4.750% per annum, with semi-annual interest payments on February 28 and August 28, beginning February 28, 2027.
The notes may be redeemed early in whole (but not in part) on August 28, 2027 or February 28, 2028 at 100% of principal plus accrued interest, if a risk neutral valuation model indicates redemption is economically rational for the issuer. The notes are unsecured obligations of MSFL, guaranteed on a pari passu basis by Morgan Stanley, will not be listed on any securities exchange, and carry an estimated value on the pricing date of approximately $988.80 per note, reflecting issuance, structuring and hedging costs borne by investors. All payments are subject to the credit risk of MSFL and Morgan Stanley.