Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering callable contingent income buffered securities maturing on December 29, 2028, linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $975.10 per security.
Investors may receive an annual 8.50% contingent coupon, payable only if on each observation date all three indices are at or above their coupon barrier levels (75% of initial levels). Beginning June 26, 2026, the notes are callable in whole at par plus any due coupon if a risk-neutral valuation model indicates early redemption is economically rational for the issuer.
At maturity, if not redeemed and each index is at or above its 80% buffer level, investors receive full principal back plus any final coupon. If any index finishes below its buffer, repayment is reduced 1% for each 1% decline of the worst-performing index beyond the 20% buffer, subject to a minimum payment of 20% of principal. The notes are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange, and may offer limited or no secondary-market liquidity.
Morgan Stanley Finance LLC is offering Jump Securities with an auto-call feature linked to the worst performer of the VanEck Semiconductor ETF (SMH) and the Consumer Staples Select Sector SPDR Fund (XLP), fully and unconditionally guaranteed by Morgan Stanley. These notes are principal-at-risk and pay no interest.
The securities can be automatically redeemed starting December 22, 2026 if on a determination date both ETFs are at or above their call thresholds (100% of initial levels). Early redemption payments step up over time, from $1,130 per $1,000 note on the first call date to $1,617.50 on the last.
If not called, maturity on December 24, 2030 pays $1,650 per note if both funds are at or above their call thresholds, only the $1,000 principal if both stay above 60% downside thresholds, and a 1:1 loss with the worst fund below its downside threshold, potentially to zero. The estimated value on the pricing date is approximately $913.30 per security, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is issuing principal-at-risk "Jump Securities" with an auto-callable feature linked to the worst performer of the Russell 2000® and EURO STOXX 50® indices, maturing on January 3, 2031. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of about $960.20, reflecting issuing, selling, structuring and hedging costs.
The notes pay no interest and may be automatically redeemed on scheduled determination dates if both indices are at or above their call thresholds, for early redemption payments that imply a return of about 10.75% per annum (for example, $1,026.875 on the first call date, rising to $1,510.625 on the 19th). If held to maturity and both indices stay at or above their call thresholds, investors receive $1,537.50 per security; if either index falls below its downside threshold of 75% of its initial level, repayment is reduced 1% for each 1% decline in the worst-performing index and can fall to zero.
All payments depend on the credit of MSFL and its guarantor Morgan Stanley, the securities are unsecured and not listed, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering $4,712,100 of Capped Buffer GEARS linked to the Invesco S&P 500® Equal Weight ETF, maturing December 20, 2028 and guaranteed by Morgan Stanley. Each Security has a $10 principal amount and no periodic interest or dividends.
At maturity, if the ETF’s price is higher than the $193.65 Initial Price, investors receive principal plus 2x the ETF’s gain, capped at a 30.80% Maximum Gain (maximum payment $13.08 per Security. If the ETF is flat or down but not below the $164.60 Downside Threshold (85% of Initial Price), principal is returned.
If the Final Price is below the Downside Threshold, repayment is reduced 1% for each 1% drop beyond the 15% Buffer, with up to 85% of principal at risk. The estimated value on the trade date is $9.869 per $10 Security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured, not FDIC-insured, and will not be listed on an exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $15,779,000 of Digital S&P 500® Index-Linked Notes due December 13, 2027. These notes pay no interest and return at maturity depends on S&P 500® performance from the December 15, 2025 trade date to the December 9, 2027 determination date.
If the index is at least 87.50% of its initial level, investors receive a capped payout of $1,146.70 per $1,000 note (114.67% of face). If it falls more than 12.50%, repayment is reduced using a buffer rate of approximately 114.29%, and principal losses can reach 100%. The estimated value on the trade date is $976.30 per note, reflecting structuring and hedging costs. The notes are unsecured, not listed on any exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is issuing $5,050,000 of fixed rate callable notes due December 16, 2033, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 note pays a fixed 4.450% annual interest rate, with semi-annual payments on June 16 and December 16, starting June 16, 2026.
Beginning on December 16, 2029, the issuer may redeem the notes in whole on each annual redemption date at 100% of principal plus accrued interest if a risk neutral valuation model indicates that redemption is economically rational for the issuer. The notes are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any securities exchange, which may limit liquidity.
The public issue price is $1,000 per note (or $988 in fee-based advisory accounts), while the estimated value on the pricing date is $972.80 per note, reflecting issuing, selling, structuring and hedging costs borne by investors. Proceeds will be used for general corporate purposes, and the notes are not deposits, savings accounts or FDIC insured.
Morgan Stanley Finance LLC is issuing $250,000 of fixed rate callable notes due 2032, fully and unconditionally guaranteed by Morgan Stanley.
The notes pay fixed interest of 4.450% per year, with semi-annual payments each June 17 and December 17, and return the $1,000 principal per note at maturity if not redeemed earlier. Beginning December 17, 2027, the issuer may redeem all notes on each December 17 at 100% of principal plus accrued interest if its risk neutral valuation model indicates calling is economically rational, which may occur when comparable market rates are lower. The issue price is $1,000 per note, while the estimated value on the pricing date is $979.70 because of issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, not insured by any government agency, will not be listed on an exchange and may have limited and potentially illiquid secondary trading.
Morgan Stanley Finance LLC is offering Trigger Jump Securities tied to NVIDIA Corporation stock, maturing on December 16, 2027. Each security has a $1,000 stated principal amount, with a total offering size of $3,081,000, and pays no interest.
If NVIDIA’s final share price on the valuation date is at or above the initial price of $175.02, investors receive $1,000 plus a fixed upside payment of $605, a 60.50% return. If the stock has fallen but remains at or above 90% of the initial price (a downside threshold of $157.518), the payout is $1,000. If it closes below this threshold, repayment is reduced in full proportion to the decline, and the amount can fall below $900 or to zero, meaning the entire investment can be lost.
The estimated value on the pricing date is $968.60 per security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured obligations of Morgan Stanley Finance LLC, fully and unconditionally guaranteed by Morgan Stanley, and will not be listed on an exchange, so liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering unsecured "Jump Notes" with an auto-call feature maturing on December 15, 2028, linked to the worst performer of the VanEck Gold Miners ETF (GDX) and iShares Silver Trust (SLV). The notes are issued at $1,000 per note, in an aggregate principal amount of $1,125,000, pay no interest and guarantee repayment of the stated principal amount at maturity.
The notes are automatically redeemed with fixed payments of $1,070 on December 18, 2026 or $1,140 on December 16, 2027 if on the relevant determination date both underliers are at or above their call thresholds, with a maximum payment of $1,210 at maturity if both remain at or above threshold. Returns are capped, based on the worst-performing underlier, and investors do not participate in any upside of GDX or SLV. The estimated value on the pricing date is $963.10 per note, reflecting issuance, structuring and hedging costs and an internal funding rate advantageous to the issuer.
Morgan Stanley Finance LLC is offering Trigger Performance Leveraged Upside Securities (Trigger PLUS) linked to the S&P 500® Futures Excess Return Index, maturing on December 17, 2031. Each security has a $1,000 stated principal amount and pays no interest, with an aggregate principal amount of $1,147,000. The securities are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, and are subject to the issuers’ credit risk.
At maturity, if the index level is above the initial level of 557.16, investors receive principal plus a leveraged upside payment based on a 186% leverage factor. If the final level is between the initial level and the downside threshold level of 334.296 (60% of the initial level), investors receive only the principal. If the final level falls below the downside threshold, repayment is reduced in full proportion to the index decline and can be zero, so investors may lose their entire investment.
The estimated value on the pricing date is $926.90 per security, below the $1,000 issue price due to issuing, selling, structuring and hedging costs and the internal funding rate. The securities will not be listed on any exchange, and any secondary market making by Morgan Stanley & Co. LLC may be limited and at prices below the issue price. The product involves complex risks, including market, liquidity, tax and structural risks, and differs from a direct investment in the underlying index or in ordinary debt securities.