Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Enhanced Trigger Jump Securities maturing on December 24, 2030. These $1,000-denomination notes pay no interest and their payoff depends on the worst performing of the Dow Jones Industrial Average, Nasdaq-100 Index and Russell 2000 Index.
If, on the observation date, each index is at or above 70% of its initial level, investors receive their principal plus the greater of the index gain on the worst performer or a fixed $380 upside payment per security, equal to a 38% return. If any index finishes below its downside threshold, repayment is reduced 1% for every 1% decline in the worst performer, and the maturity payment can be as low as zero.
The securities are unsecured obligations subject to Morgan Stanley’s credit risk, will not be listed on an exchange and may have limited liquidity. The preliminary estimated value on the pricing date is approximately $957.60 per security, reflecting structuring and hedging costs embedded in the $1,000 issue price.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the S&P 500® Index that mature on January 22, 2027. Each security has a stated principal amount of $1,000, pays no interest and is issued at $1,000, with an estimated value on the pricing date of approximately $990.20 per security.
At maturity, if the S&P 500 final level is above the initial level of 6,800.26, investors receive the principal plus 100% of the index gain, capped at a maximum payment of $1,097 per security (109.70% of principal. If the index is between the initial level and the buffer level of 5,440.208 (80% of the initial level), investors receive only their principal. Below the buffer, principal is reduced 1% for each 1% further decline, but not below 20% of principal.
The securities are unsecured obligations subject to the credit risk of MSFL and Morgan Stanley, will not be listed on any exchange, may have limited secondary liquidity and include embedded issuance, structuring and hedging costs that make the economic terms less favorable than ordinary debt.
Morgan Stanley Finance LLC is offering contingent income auto-callable securities linked to the common stock of NVIDIA Corporation, fully and unconditionally guaranteed by Morgan Stanley. These notes are principal-at-risk and are issued at $1,000 per security under the Series A Global Medium-Term Notes program.
Investors may receive a contingent coupon at an annual rate of 14.50%, paid on scheduled coupon payment dates only if, on the related observation date, NVIDIA’s closing level is at or above a coupon barrier set at 60% of the initial level. The notes are automatically redeemed on specified redemption determination dates if NVIDIA’s closing level is at or above 100% of the initial level, paying back the stated principal plus the applicable contingent coupon.
If the notes are not called and the final level is at or above the downside threshold, also 60% of the initial level, investors receive the full principal (plus any final coupon). If the final level is below that threshold, repayment is reduced 1% for every 1% decline in NVIDIA, and the maturity payment can be as low as zero. The estimated value on the pricing date is approximately $971.90 per security, reflecting issuing, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering callable contingent income buffered securities maturing on December 29, 2028, linked to the worst performer of the Nasdaq-100 Technology Sector Index, the Russell 2000 Index and the S&P 500 Index. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $975.10 per security.
Investors may receive an annual 8.50% contingent coupon, payable only if on each observation date all three indices are at or above their coupon barrier levels (75% of initial levels). Beginning June 26, 2026, the notes are callable in whole at par plus any due coupon if a risk-neutral valuation model indicates early redemption is economically rational for the issuer.
At maturity, if not redeemed and each index is at or above its 80% buffer level, investors receive full principal back plus any final coupon. If any index finishes below its buffer, repayment is reduced 1% for each 1% decline of the worst-performing index beyond the 20% buffer, subject to a minimum payment of 20% of principal. The notes are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange, and may offer limited or no secondary-market liquidity.
Morgan Stanley Finance LLC is offering Jump Securities with an auto-call feature linked to the worst performer of the VanEck Semiconductor ETF (SMH) and the Consumer Staples Select Sector SPDR Fund (XLP), fully and unconditionally guaranteed by Morgan Stanley. These notes are principal-at-risk and pay no interest.
The securities can be automatically redeemed starting December 22, 2026 if on a determination date both ETFs are at or above their call thresholds (100% of initial levels). Early redemption payments step up over time, from $1,130 per $1,000 note on the first call date to $1,617.50 on the last.
If not called, maturity on December 24, 2030 pays $1,650 per note if both funds are at or above their call thresholds, only the $1,000 principal if both stay above 60% downside thresholds, and a 1:1 loss with the worst fund below its downside threshold, potentially to zero. The estimated value on the pricing date is approximately $913.30 per security, reflecting issuance, structuring and hedging costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is issuing principal-at-risk "Jump Securities" with an auto-callable feature linked to the worst performer of the Russell 2000® and EURO STOXX 50® indices, maturing on January 3, 2031. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of about $960.20, reflecting issuing, selling, structuring and hedging costs.
The notes pay no interest and may be automatically redeemed on scheduled determination dates if both indices are at or above their call thresholds, for early redemption payments that imply a return of about 10.75% per annum (for example, $1,026.875 on the first call date, rising to $1,510.625 on the 19th). If held to maturity and both indices stay at or above their call thresholds, investors receive $1,537.50 per security; if either index falls below its downside threshold of 75% of its initial level, repayment is reduced 1% for each 1% decline in the worst-performing index and can fall to zero.
All payments depend on the credit of MSFL and its guarantor Morgan Stanley, the securities are unsecured and not listed, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC is offering $4,712,100 of Capped Buffer GEARS linked to the Invesco S&P 500® Equal Weight ETF, maturing December 20, 2028 and guaranteed by Morgan Stanley. Each Security has a $10 principal amount and no periodic interest or dividends.
At maturity, if the ETF’s price is higher than the $193.65 Initial Price, investors receive principal plus 2x the ETF’s gain, capped at a 30.80% Maximum Gain (maximum payment $13.08 per Security. If the ETF is flat or down but not below the $164.60 Downside Threshold (85% of Initial Price), principal is returned.
If the Final Price is below the Downside Threshold, repayment is reduced 1% for each 1% drop beyond the 15% Buffer, with up to 85% of principal at risk. The estimated value on the trade date is $9.869 per $10 Security, reflecting issuance, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured, not FDIC-insured, and will not be listed on an exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $15,779,000 of Digital S&P 500® Index-Linked Notes due December 13, 2027. These notes pay no interest and return at maturity depends on S&P 500® performance from the December 15, 2025 trade date to the December 9, 2027 determination date.
If the index is at least 87.50% of its initial level, investors receive a capped payout of $1,146.70 per $1,000 note (114.67% of face). If it falls more than 12.50%, repayment is reduced using a buffer rate of approximately 114.29%, and principal losses can reach 100%. The estimated value on the trade date is $976.30 per note, reflecting structuring and hedging costs. The notes are unsecured, not listed on any exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is issuing $5,050,000 of fixed rate callable notes due December 16, 2033, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 note pays a fixed 4.450% annual interest rate, with semi-annual payments on June 16 and December 16, starting June 16, 2026.
Beginning on December 16, 2029, the issuer may redeem the notes in whole on each annual redemption date at 100% of principal plus accrued interest if a risk neutral valuation model indicates that redemption is economically rational for the issuer. The notes are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any securities exchange, which may limit liquidity.
The public issue price is $1,000 per note (or $988 in fee-based advisory accounts), while the estimated value on the pricing date is $972.80 per note, reflecting issuing, selling, structuring and hedging costs borne by investors. Proceeds will be used for general corporate purposes, and the notes are not deposits, savings accounts or FDIC insured.
Morgan Stanley Finance LLC is issuing $250,000 of fixed rate callable notes due 2032, fully and unconditionally guaranteed by Morgan Stanley.
The notes pay fixed interest of 4.450% per year, with semi-annual payments each June 17 and December 17, and return the $1,000 principal per note at maturity if not redeemed earlier. Beginning December 17, 2027, the issuer may redeem all notes on each December 17 at 100% of principal plus accrued interest if its risk neutral valuation model indicates calling is economically rational, which may occur when comparable market rates are lower. The issue price is $1,000 per note, while the estimated value on the pricing date is $979.70 because of issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, not insured by any government agency, will not be listed on an exchange and may have limited and potentially illiquid secondary trading.