Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley is issuing $1,500,000,000 principal amount of Global Medium-Term Notes, Series F, Fixed Rate Reset Subordinated Notes due January 18, 2041. The notes pay a fixed interest rate of 5.314% per annum from January 20, 2026 until January 18, 2036, then reset once to the five-year Constant Maturity Treasury Rate plus 1.170% for the remainder of the term, with interest paid semiannually in U.S. dollars.
The notes are subordinated obligations, ranking junior in right of payment to Morgan Stanley’s senior indebtedness, including approximately $309.98 billion of senior long-term borrowings as of September 30, 2025, and to claims on subsidiaries’ assets. Morgan Stanley may redeem the notes using a make-whole call from January 24, 2031 to January 18, 2036, and at par on January 18, 2036 or on or after July 18, 2040, subject to Federal Reserve capital rules, creating early redemption and reinvestment risk for investors.
Morgan Stanley is issuing three tranches of Global Medium‑Term Notes, Series I, totaling $6.5 billion. The deal includes $750 million floating‑rate senior notes due 2030, $2.5 billion fixed/floating‑rate senior notes due 2030, and $3.25 billion fixed/floating‑rate senior notes due 2032, all at 100% issue price and in U.S. dollars.
The floating‑rate portions reference daily compounded SOFR plus a spread (0.800% for the 2030 tranches and 0.950% for the 2032 tranche), with interest reset quarterly. The 2030 and 2032 fixed/floating notes pay fixed coupons of 4.238% and 4.493% per year, respectively, until their switch dates, then convert to SOFR‑linked floating rates.
Morgan Stanley can redeem the notes early at par plus accrued interest on specified dates or, for the fixed/floating tranches, through an earlier make‑whole call starting July 24, 2026. The notes are unsecured senior obligations, not bank deposits or FDIC‑insured, and are targeted at qualified institutional investors in the EEA and U.K., with explicit restrictions on retail sales and detailed SOFR‑related and early‑redemption risk disclosures.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Trigger Autocallable GEARS linked to the Nikkei Stock Average, maturing on January 24, 2031, at an issue price of $10.00 per Security.
The notes may be automatically called on the January 27, 2027 observation date if the index closes at or above 100% of its initial level, paying back principal plus a fixed call return based on a 17.00%–19.75% per annum rate (a call price of $11.70–$11.975 per $10 Security). If not called and the index ends above its initial level, investors receive principal plus 1.50× the positive index return. If the index return is zero or negative but the final level is at least 75% of the initial level, investors receive only their principal back.
If the final index level is below 75% of the initial level, repayment is reduced one-for-one with the negative index return, down to a total loss of principal. The Securities pay no interest, provide no dividends, are unsecured obligations of MSFL with a Morgan Stanley guarantee, will not be listed on any exchange, and have an estimated value on the trade date of approximately $9.495 per Security, reflecting upfront costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $8,000,000 of Trigger Autocallable Notes linked to the S&P 500 Index, with a $10 principal amount per security. The notes run to January 18, 2028 and pay no interest. Instead, beginning July 13, 2026, they are automatically called on any quarterly Observation Date if the index closes at or above the Initial Level of 6,977.27, paying back principal plus a fixed Call Return based on an annual rate of 8.75% per annum.
If the notes are not called and on the Final Observation Date the S&P 500 is below the Initial Level but at or above the Downside Threshold of 5,581.82 (80% of the Initial Level), investors receive only their $10 principal. If the index finishes below the Downside Threshold, repayment is reduced in full proportion to the index decline, and investors can lose all of their principal. The securities are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange, and have an estimated value on the trade date of $9.810 per $10 note, reflecting embedded issuance, structuring and hedging costs.
Morgan Stanley Finance LLC is offering principal-at-risk “Jump Securities” with an auto-call feature, maturing on January 30, 2031. Each note has a $1,000 stated principal and is linked to the worst performer of the S&P 500® Futures Excess Return Index and the State Street® Utilities Select Sector SPDR® ETF (XLU), fully and unconditionally guaranteed by Morgan Stanley.
The notes may be automatically redeemed on scheduled determination dates, starting February 2, 2027, if both underliers are at or above their call thresholds, paying an increasing early redemption amount that corresponds to roughly 11.15% per annum, up to $1,529.625 per note. If held to maturity and both final underlier levels are at or above their call thresholds, investors receive $1,557.50 per note. If at least one underlier finishes below its call threshold but both stay at or above 70% of initial (the downside thresholds), only principal is returned.
If, at maturity, either underlier is below its downside threshold, repayment is reduced dollar-for-dollar with the decline of the worst performer, and the payout can be zero. The notes pay no interest, do not participate in upside beyond the fixed payouts, are unsecured and subject to Morgan Stanley’s credit risk, and are expected to have an estimated value on the pricing date of about $945.50 per $1,000.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering structured notes linked to the SPDR® Gold Trust (GLD), maturing on February 19, 2027. Each note has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $982.70 per note, reflecting issuance, structuring and hedging costs borne by investors.
At maturity, if the ETF’s final level is above the initial level of $423.33, investors receive $1,000 plus 100% of the upside, capped at a maximum payment of $1,123 per note. If the final level equals the initial level, investors receive $1,000. If the ETF declines, they lose 1% of principal for each 1% drop, but not below the partial principal return amount of 95%, or $950 per note. The notes pay no interest, are unsecured, unlisted, subject to Morgan Stanley’s credit risk and may trade below issue price in the secondary market.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes linked to the S&P 500® Index, maturing on January 26, 2029. The notes pay no interest and are unsecured obligations.
At maturity, investors receive $1,000 plus 87% of any S&P 500 gain, or, if the index is down but not below 85% of its initial level, a positive "absolute return" up to 15%. If the index falls below the 85% buffer, principal is reduced 1% for each additional 1% decline, with a minimum payment of 15% of principal. The estimated value on the pricing date is approximately $985.70 per $1,000 note, and repayment depends entirely on Morgan Stanley’s credit.
Morgan Stanley Finance LLC is offering principal-at-risk structured notes due December 28, 2028, fully and unconditionally guaranteed by Morgan Stanley. The $1,000-per-security notes pay a contingent coupon at 8.00% per year, but only if on each observation date both underliers—the State Street SPDR S&P Metals & Mining ETF (XME) and the VanEck Gold Miners ETF (GDX)—are at or above their coupon barrier levels, set at 65% of initial levels. Missed coupons can be paid later if both funds recover above the barriers.
The notes are auto-callable starting July 22, 2026 if both ETFs are at or above 100% of their initial levels, returning principal plus the applicable coupons, after which no further payments are made. If held to maturity and either ETF finishes below its 85% buffer level, investors lose 1% of principal for each 1% decline in the worst performer beyond the 15% buffer, with a minimum payment of 15% of principal. The estimated value on the pricing date is about $948 per $1,000 note, reflecting issuance and hedging costs. The notes are unsecured, subject to Morgan Stanley’s credit risk, and will not be listed on any exchange.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk “jump” securities due January 25, 2029, linked to the worst performer of the Nasdaq-100 Technology Sector Index, the S&P 500 Index and the Russell 2000 Index. The notes may be automatically redeemed on scheduled determination dates starting January 29, 2027 if all three indices are at or above their call thresholds, paying an early redemption amount that targets roughly a 14.60% per annum return.
If the notes are not called and, on the final observation date, all three indices are at or above their upside thresholds, investors receive a fixed $1,438 per $1,000 note; if all are at or above their downside thresholds, only principal is repaid. If any index finishes below its downside threshold, repayment is reduced 1% for each 1% decline in the worst index and can fall to zero. The estimated value on the pricing date is approximately $976.80 per note, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering leveraged buffered notes linked to the S&P 500® Index. The notes pay no interest and return at maturity depends on index performance over roughly 27–30 months. If the index rises, holders get 160% of the index gain, capped at a Maximum Settlement Amount expected between $1,224.96 and $1,264.48 per $1,000. If the index falls by up to 15%, principal is returned, but beyond a 15% drop losses increase at a buffer rate of about 117.65%, and all principal can be lost. The estimated value on the trade date is about $996 per note, reflecting issuance, structuring and hedging costs. The notes are unsecured, not listed on an exchange, and their value and payment are subject to Morgan Stanley’s credit risk and limited secondary market liquidity.