Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $570,000 of Dual Directional Buffered Participation Securities due November 26, 2027, at $1,000 per security. These principal-at-risk notes pay no interest and are linked to the worst performer of the Dow Jones Industrial Average, the S&P 500 Index and the EURO STOXX 50 Index.
At maturity, if the worst-performing index is above its initial level, investors receive full principal plus 100% of that gain. If it is below its initial level but at or above 75% of its initial level, investors get principal plus an “absolute return” on the decline, capped at a 25% positive return. If the worst-performing index finishes below 75% of its initial level, investors lose 1% of principal for each 1% drop beyond the 25% buffer, with a minimum payment of 25% of principal.
The securities are unsecured obligations subject to Morgan Stanley’s credit risk, have an estimated value of $980.10 per $1,000 at pricing, will not be listed on any exchange and may have limited secondary market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing $3,000,000 of S&P 500®-linked Jump Securities with an auto-call feature maturing on November 26, 2027. These unsecured notes pay no interest and expose investors to loss of principal.
The notes are automatically redeemed on December 9, 2026 for $1,117 per $1,000 if on the first determination date the S&P 500® closes at or above the initial level of 6,602.99. If not called, at maturity investors receive 150% of any index gain above the initial level, or just principal back if the final level is between 80% and 100% of the initial level. Below the downside threshold of 5,282.392, repayment is reduced one-for-one with index declines and can fall to zero.
The estimated value on the pricing date is $978.70 per security, below the $1,000 issue price due to issuance, structuring and hedging costs and the issuer’s internal funding rate. The securities will not be listed on an exchange, secondary liquidity may be limited, and all payments are subject to Morgan Stanley’s credit risk and uncertain tax treatment.
Morgan Stanley Finance LLC is offering callable contingent income securities due November 27, 2028, fully and unconditionally guaranteed by Morgan Stanley. The notes have a stated principal amount of $1,000 per security, with an aggregate principal amount of $2,823,000, and are linked to the worst performer of the Utilities Select Sector SPDR Fund (XLU), the EURO STOXX 50 Index and the Nasdaq-100 Technology Sector Index.
Investors may receive a 9.00% per annum contingent coupon, paid only if on each observation date all three underliers are at or above their coupon barrier levels, set at 60% of their initial levels. From the first redemption date on November 27, 2026, the issuer may redeem the notes early if a risk neutral valuation model indicates redemption is economically rational for Morgan Stanley. At maturity, if not redeemed and any underlier finishes below its 60% downside threshold, repayment of principal is reduced 1% for every 1% decline in the worst-performing underlier and could be zero. The estimated value on the pricing date is $974.60 per security, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering $11,752,000 of structured “Buffered Jump Securities” linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and may be automatically redeemed on set dates starting November 30, 2026 if the index is at or above the 4,963.581 call threshold, paying fixed early redemption amounts that correspond to about 8.50% per year. If not called, and on the final determination date in 2030 the index is at or above the call threshold, investors receive $1,425 per security; if it is between the 4,687.827 buffer level and the call threshold, they receive only their $1,000 principal. Below the buffer, investors lose 1.1765% of principal for each 1% index decline beyond the 15% buffer and could lose their entire investment. The notes pay no interest, do not participate in any index upside, will not be listed on an exchange, and carry Morgan Stanley credit risk, with an estimated value on the pricing date of $988.70 per $1,000 security.
Morgan Stanley Finance LLC is offering $650,000 of Dual Directional Buffered Participation Securities linked to the Nasdaq-100 Index®, due November 26, 2027. Each security has a $1,000 denomination, pays no interest and is fully and unconditionally guaranteed by Morgan Stanley.
At maturity, if the index is above the initial level of 24,239.57, investors receive principal plus 100% of the index gain, capped at $1,200 per security (120% of principal). If the index is at or below the initial level but at or above the 80% buffer level of 19,391.656, investors earn a positive return matching the index’s absolute decline, up to 20%.
If the index closes below the buffer level, principal is reduced 1% for each 1% drop beyond the 20% buffer, with a minimum payment of 20% of principal; for example, a 95% decline would pay $250. The estimated value on the pricing date is $985.30 per $1,000 security, reflecting issuance and hedging costs, and the notes are subject to Morgan Stanley’s credit and limited liquidity risk.
Morgan Stanley Finance LLC is offering $1,034,000 of Contingent Income Memory Auto-Callable Securities linked to the common stock of Tesla, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount of $1,000 and an issue price of $1,000, with proceeds to the issuer of $981.50 per security after selling commissions and fees. The notes pay a contingent coupon at a 15.00% annual rate only if Tesla’s closing price on an observation date is at or above the coupon barrier of $186.55 (47.70% of the initial level of $391.09), with unpaid coupons able to “catch up” later if conditions are met.
The securities are auto-callable quarterly starting May 21, 2026 if Tesla’s price is at or above the call threshold of $391.09, returning principal plus the applicable contingent coupon and any unpaid coupons, after which no further payments are made. If the notes are not redeemed early and Tesla’s final level on November 22, 2027 is at or above the downside threshold of $186.55, investors receive full principal back (plus any contingent coupon then due). If the final level is below the downside threshold, the maturity payment is reduced on a 1-for-1 basis with Tesla’s decline, and can fall to zero, meaning full principal is at risk. The estimated value on the pricing date is $968.70 per security, below the issue price, reflecting structuring, distribution and hedging costs and the issuer’s internal funding rate. All payments depend on Morgan Stanley’s credit and the notes will not be listed on any securities exchange.
Morgan Stanley Finance LLC is offering structured Buffered Participation Securities linked to the performance of the SPDR® Gold Trust. The notes are issued at $1,000 per security, in an aggregate principal amount of $250,000, pay no interest, and are fully and unconditionally guaranteed by Morgan Stanley.
At maturity on November 26, 2030, investors receive the principal plus 100% of any positive underlier return, capped at a maximum payment of $2,236.50 per security (223.65% of principal). A 5% buffer means full principal is repaid if the underlier’s final level is at or above 95% of the initial level of $374.27, but losses match further declines beyond that buffer, down to a minimum payment of 5% of principal.
The securities are unsecured, not listed on any exchange, and subject to the credit risk of Morgan Stanley and MSFL. The estimated value on the pricing date is $929.50 per security, reflecting issuance, selling, structuring and hedging costs and an internal funding rate that is advantageous to the issuer. The product embeds significant market, liquidity, tax and commodity-related risks tied to gold and the SPDR® Gold Trust.
Morgan Stanley Finance LLC is offering $4,855,000 of S&P 500®-linked Buffered Jump Securities, fully and unconditionally guaranteed by Morgan Stanley. Each $1,000 principal-at-risk note can be automatically called on December 9, 2026 for $1,095 per security if the S&P 500 closes at or above 6,602.99 on the first determination date.
If not called and the index ends above 6,602.99 on the November 22, 2027 final determination date, investors receive principal plus 200% of the index gain. If the final level is between 90% and 100% of the initial level (at or above 5,942.691), only principal is returned. Below the 10% buffer, losses accelerate at 1.1111% for every 1% additional decline, with no minimum payment at maturity, so the entire investment can be lost.
The notes are unsecured obligations of MSFL, subject to Morgan Stanley credit risk, will not be listed on any exchange, and have an estimated value on the pricing date of $979.90 per $1,000 due to embedded costs and the issuer’s internal funding rate.
Morgan Stanley Finance LLC is issuing Buffered Jump Securities with an auto-call feature linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index. Each note has a $1,000 stated principal amount, total size $1,009,000, and an estimated value on the pricing date of $932.90 per security. The notes pay no interest and are unsecured obligations fully and unconditionally guaranteed by Morgan Stanley.
The securities may be automatically redeemed quarterly starting on November 24, 2026 if the index is at or above the call threshold of 2,563.965, for early redemption payments that correspond to about 14.25% per annum. If held to November 27, 2028 and not called, investors receive $1,427.50 per note if the final index level is at or above the call threshold, full principal back if it is between the 20% buffer level of 2,279.08 and the call threshold, and a loss of 1% of principal for every 1% decline beyond the buffer, subject to a minimum payment of 20% of principal. Investors do not participate in any index upside and face both market risk and Morgan Stanley credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Buffered Jump Securities with an auto-call feature linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index. Each security has a $1,000 stated principal amount and total issuance of $796,000, with an issue price of $1,000 and an estimated value on the pricing date of $906.20.
The notes pay no interest and can be automatically redeemed on scheduled determination dates starting November 24, 2026 if the index is at or above the call threshold level of 1,079.58, providing early redemption payments that correspond to about 18.75% per annum and rise over time. If held to maturity on November 26, 2030 and not previously called, investors receive $1,937.50 per security if the final index level is at or above the call threshold, the principal back if the final level stays at or above the buffer level of 917.643, and a proportional loss beyond the 15% buffer if the index falls below that level, subject to a minimum payment of 15% of principal. Repayment depends entirely on Morgan Stanley’s credit.