Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Contingent Income Memory Buffered Auto-Callable Securities maturing on January 16, 2031. Each security has a stated principal amount of $1,000 and is linked to the S&P® U.S. Equity Momentum 40% VT 4% Decrement Index.
Investors may receive a contingent coupon at an annual rate of 8.50% to 9.50%, but only when the index closes at or above a coupon barrier set at 75% of the initial level, with unpaid coupons potentially paid later if the barrier is met. The notes can be automatically redeemed early if the index is at or above a call threshold of 90% of the initial level on scheduled redemption determination dates, returning principal plus applicable coupons.
If held to maturity and not called, investors receive full principal only if the final index level is at or above an 80% buffer level; below that, losses match the index decline beyond the 20% buffer, subject to a minimum payment of 20% of principal. The estimated value on the pricing date is approximately $905.90 per security, the securities are not listed on any exchange, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Contingent Income Buffered Auto-Callable Securities maturing on November 29, 2028, linked to the worst performer of the VanEck Gold Miners ETF (GDX) and the iShares Silver Trust (SLV). These unsecured notes, guaranteed by Morgan Stanley, pay a contingent coupon at 11.00% per year only when both underliers close at or above their coupon barrier levels on scheduled observation dates.
The notes can be automatically redeemed early if both underliers are at or above their call thresholds, returning principal plus the applicable coupon. At maturity, if not redeemed and both underliers are at or above their buffer levels, investors receive full principal; if either falls below its buffer, principal is reduced in line with the worst underlier’s drop beyond a 20% buffer, subject to a minimum payment of 20% of principal. The estimated value on the pricing date is approximately $939.90 per $1,000 note, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Contingent Income Auto-Callable Securities due December 15, 2028, linked to Ford Motor Company common stock. The aggregate principal amount is $12.437 million, with a stated principal of $1,000 per security and an annual contingent coupon rate of 11.51% (about $28.775 per quarter), payable only when Ford’s stock is at or above the downside threshold of $8.256, or 60% of the initial share price of $13.76.
The notes are auto-callable: if on any of the first eleven quarterly determination dates Ford’s stock closes at or above the initial share price, investors receive $1,000 plus the coupon and the securities terminate early. If held to maturity and the final share price is at or above the downside threshold, investors receive $1,000 plus the final coupon; if it is below, repayment is reduced in line with the stock’s decline and can be zero, meaning full loss of principal.
The securities are unsecured, subject to Morgan Stanley’s credit risk, not listed on any exchange and may have limited liquidity. The estimated value at pricing is $970.90 per security, below the $1,000 issue price, reflecting selling, structuring and hedging costs borne by investors.
Morgan Stanley Finance LLC is issuing $360,000 of Buffered Step-Down Jump Securities with an auto-call feature, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and is linked to the S&P® 500 Futures 40% Intraday 4% Decrement VT Index, with principal at risk and no periodic interest payments.
The notes can be automatically redeemed on 16 scheduled determination dates if the index closes at or above a declining call threshold, paying fixed call amounts that imply roughly a 13.80% per annum return. If never auto-called and the final index level is at or above a 70% buffer level, investors receive $1,690 per security at maturity. If the final level is below the buffer, repayment is reduced dollar-for-dollar with index losses beyond the 30% buffer, but not below 30% of principal.
The estimated value on the pricing date is $941.90 per security, below the $1,000 issue price due to issuance, structuring and hedging costs and the issuer’s internal funding rate. The index itself is highly engineered, uses up to 400% futures leverage, targets 40% volatility and applies a 4% per annum decrement, all of which can significantly affect returns.
Morgan Stanley Finance LLC is offering Buffered Performance Leveraged Upside Securities linked to the S&P 500® Index, with an aggregate principal amount of $1,412,000 and a price of $1,000 per security. The notes pay no interest and return depends solely on index performance at maturity on December 15, 2028.
If the index rises, investors receive principal plus 200% of the index gain, capped at a maximum payment of $1,272 per security. If the index falls but stays above a 20% buffer, principal is returned; below the buffer, investors lose 1.25% of principal for every 1% further decline, with no minimum payment. The initial S&P 500® level is 6,827.41, the buffer level is 80% of that, and the estimated value on the pricing date is $975.80 per security. The notes are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on an exchange and may have limited liquidity, and their U.S. tax treatment is described as uncertain.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Enhanced Trigger Jump Securities maturing on January 14, 2027, linked to Oracle Corporation common stock. Each security has a $1,000 stated principal amount and a total offering size of $500,000, with an issue price of $1,000 and an estimated value on the pricing date of $976.50 per security.
If the Oracle stock closing level on the January 11, 2027 observation date is at or above the downside threshold of $149.138 (75% of the $198.85 initial level), investors receive $1,000 plus a fixed upside payment of $273.50, a 27.35% gain. If the final level is below the threshold, repayment is fully exposed to downside, losing 1% of principal for each 1% decline, with no minimum payment, so the entire investment can be lost.
The notes pay no interest, are unsecured and subject to the credit risk of MSFL and Morgan Stanley. They will not be listed on any exchange, secondary liquidity may be limited, and the economic terms are reduced by embedded issuance, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is issuing Buffered Performance Leveraged Upside Securities linked to the S&P 500® Index with an aggregate principal amount of $823,000, in $1,000 denominations, maturing on June 17, 2030. The notes pay no interest and are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley.
At maturity, if the index is above the initial level of 6,827.41, investors receive principal plus 150% of the index gain, capped at a maximum payment of $1,515 per security (151.50% of principal). If the index is between 90% and 100% of the initial level, investors receive only their $1,000 principal. Below the 90% buffer level, investors lose 1% of principal for each 1% additional decline, but receive at least 10% of principal.
The estimated value on the pricing date is $979.40 per security, reflecting issuance, structuring and hedging costs. The notes will not be listed on any exchange, secondary trading may be limited, and returns depend on both S&P 500 performance and Morgan Stanley's creditworthiness.
Morgan Stanley Finance LLC is issuing $439,000 of Enhanced Buffered Jump Securities due January 15, 2027, linked to the worst performing of Meta Platforms, Microsoft and Apple common stocks. Each $1,000 principal-at-risk note pays no interest and at maturity returns $1,000 plus a fixed $147.50 upside payment (14.75%) if the final level of every underlier is at or above 80% of its initial level.
If any underlier finishes below its 80% buffer level, the payout is reduced in line with the decline of the worst performer beyond the 20% buffer, with a minimum repayment of 20% of principal. The notes are unsecured obligations of MSFL, fully and unconditionally guaranteed by Morgan Stanley, with an estimated value of $958.80 per $1,000 on the pricing date reflecting issuance and hedging costs and an internal funding rate. They will not be listed on an exchange, may have limited secondary liquidity, and carry market, credit, structural and tax risks described in the risk and tax sections.
Morgan Stanley Finance LLC is offering Trigger Autocallable GEARS, unsecured notes linked to the EURO STOXX 50® Index, fully and unconditionally guaranteed by Morgan Stanley. Each Security has a $10 issue price, with an estimated value on the trade date of about $9.576, and a 5-year term to December 31, 2030, unless called early.
The notes may be automatically called on January 4, 2027 if the index closes at or above the Autocall Barrier set at 100% of the Initial Level, paying $11.60 per $10 Security based on a 16.00% per annum Call Return Rate. If not called and the index is above the Initial Level at maturity, investors receive $10 plus the index return multiplied by an Upside Gearing between 1.30 and 1.50. If the index is flat or down but at or above the 75% Downside Threshold, principal is repaid.
If the Final Level falls below the Downside Threshold and the notes are not called, repayment is reduced one-for-one with the negative index return, up to a total loss of principal. The notes pay no interest or dividends, are not listed on any exchange, and all payments depend on Morgan Stanley’s credit. The discussion also highlights significant market, liquidity, valuation and U.S. tax risks associated with this complex product.
Morgan Stanley Finance LLC is offering long-dated Trigger GEARS, unsecured notes linked to the EURO STOXX 50® Index, guaranteed by Morgan Stanley. Each Security has a $10 issue price and a term of about 10 years, from a trade date expected on December 29, 2025 to maturity on December 31, 2035.
At maturity, if the index return is positive, investors receive $10 plus the index gain multiplied by an Upside Gearing between 1.80 and 1.9325. If the return is zero or negative but the final index level is at least 65% of the initial level, investors receive their $10 principal. If the final level falls below that downside threshold, repayment is reduced in full proportion to the negative index return, and investors can lose all principal.
The notes pay no interest, do not pass through dividends, and are subject to Morgan Stanley’s credit risk. The estimated value on the trade date is approximately $8.785 per Security, reflecting issuer costs and an internal funding rate less favorable than secondary credit spreads. The notes will not be listed, and secondary trading, if any, may be limited with prices below the issue price.