Welcome to our dedicated page for Morgan Stanley SEC filings (Ticker: MS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Callable Contingent Income Securities due September 23, 2027, linked to the worst performer of the Energy Select Sector SPDR Fund (XLE), Utilities Select Sector SPDR Fund (XLU) and Real Estate Select Sector SPDR Fund (XLRE).
The notes pay a contingent coupon of 11.35% per annum only if on each observation date all three funds close at or above a coupon barrier set at 70% of their initial levels; otherwise no interest is paid for that period. The downside threshold for principal is also 70% of each initial level. If the notes are not redeemed early and any fund finishes below its downside threshold at maturity, investors lose 1% of principal for every 1% decline in the worst-performing fund, up to a total loss.
The securities are callable in whole, but not in part, on scheduled redemption dates starting March 23, 2026, if a risk-neutral valuation model deems early redemption economically rational for the issuer. The issue price is $1,000 per security, while the estimated value on the pricing date is approximately $986.50, reflecting issuing, selling, structuring and hedging costs. The notes will not be listed, secondary liquidity may be limited, and U.S. tax treatment is complex, with possible 30% withholding on coupons for many non-U.S. holders.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk structured notes that pay a contingent coupon at 9.00% per annum, linked to the worst performer among the Nasdaq-100® Technology Sector Index, the Utilities Select Sector SPDR® Fund and the VanEck® Semiconductor ETF.
Coupons are paid only if on each observation date all three underliers are at or above a 70% coupon barrier, with missed coupons potentially paid later if the barrier is met. The notes are auto-callable from December 2026 onward if all underliers are at or above 100% of their initial levels, returning principal plus due coupons, ending the investment early.
If the notes are not redeemed early and, at maturity in March 2030, any underlier finishes below a 60% downside threshold, investors lose 1% of principal for each 1% decline in the worst underlier and could lose their entire investment. The estimated value on the pricing date is approximately $942 per $1,000 note, they will not be listed on an exchange, and all payments depend on Morgan Stanley’s credit.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering principal-at-risk Trigger Absolute Return Step Securities linked to a weighted basket of five international equity indices: EURO STOXX 50 (40%), Nikkei Stock Average (25%), FTSE 100 (17.5%), Swiss Market Index (10%) and S&P/ASX 200 (7.5%). Each Security has a $10 issue price and a term of approximately five years, from a trade date of December 15, 2025 to maturity on December 19, 2030.
If the Final Basket Level is at or above the Step Barrier of 100, investors receive $10 plus the greater of an at least 39.00% Step Return or the Basket Return. If the Final Basket Level is below the Step Barrier but at or above the Downside Threshold of 75, investors receive $10 plus the absolute value of the Basket Return. If the Final Basket Level is below 75, repayment of principal is reduced one-for-one with the negative Basket Return and can fall to zero.
The Securities pay no interest, provide no dividends from the underlying indices and will not be listed on any exchange. They are unsecured obligations subject to the credit risk of MSFL and Morgan Stanley. The estimated value on the trade date is approximately $9.538 per $10 Security, reflecting embedded issuance, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is offering market-linked notes tied to the Dow Jones Industrial Average, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no periodic interest and matures on June 15, 2029.
At maturity, if the Dow’s final level on the June 12, 2029 observation date is above the initial level of 48,458.05, investors receive $1,000 plus 100% of the index gain, capped at a maximum payment of $1,220 per note (122.00%). If the final level is equal to or below the initial level, investors receive only the $1,000 principal.
The notes are unsecured obligations of MSFL, guaranteed by Morgan Stanley, are not FDIC insured and will not be listed on any exchange. The estimated value on the pricing date is approximately $969 per note, reflecting issuing, selling, structuring and hedging costs and an internal funding rate that is favorable to the issuer. Secondary market prices may be lower and depend on Morgan Stanley’s credit, market conditions and dealer spreads.
Morgan Stanley Finance LLC is offering callable contingent income securities due December 21, 2028, fully and unconditionally guaranteed by Morgan Stanley. These principal-at-risk notes are linked to the worst performing of four underliers: the Utilities Select Sector SPDR Fund, the iShares 20+ Year Treasury Bond ETF, the Nasdaq-100 Technology Sector Index and the Russell 2000 Index.
Investors may receive an annual contingent coupon of 11.00%, paid only if on each observation date the closing level of every underlier is at or above its coupon barrier level, set at 70% of its initial level. The notes are callable in whole from March 23, 2026, if a risk neutral valuation model indicates early redemption is economically rational for the issuer, in which case investors receive the stated principal amount plus any due coupon.
If the notes are not redeemed early, and on the final observation date each underlier is at or above its downside threshold level, set at 60% of its initial level, investors receive the full principal back plus any final coupon. If any underlier finishes below its downside threshold, repayment is reduced 1% for each 1% decline of the worst performer, and the maturity payment could be zero. The estimated value on the pricing date is approximately $953.70 per $1,000 security.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $2,079,000 of contingent income securities due November 5, 2029, linked to the worst performer of the S&P 500 Index, Nasdaq-100 Index and Russell 2000 Index. Each $1,000 security pays an 8.00% annual contingent coupon only if on each observation date all three indexes close at or above their coupon barrier levels, set at 80% of their initial levels.
At maturity, investors receive full principal only if every index is at or above its downside threshold level, set at 70% of its initial level. If any index finishes below its downside threshold, the repayment is reduced 1% for each 1% decline of the worst-performing index, and the payment could be zero. The estimated value on the pricing date is $955.90 per security, reflecting issuing, selling, structuring and hedging costs and the issuer’s internal funding rate. The securities are unsecured, not listed, and subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $13,097,000 of Leveraged Buffered S&P 500® Index-Linked Notes due March 22, 2028. The notes pay no interest and are unsecured principal-at-risk securities tied to the S&P 500® Index.
At maturity, for each $1,000 note, investors get 160% of any positive index return, capped at a maximum payment of $1,268.32, so gains above a 16.77% index rise are not passed through. If the index falls by up to 15% from the initial level of 6,901.00, investors receive back $1,000.
If the index declines more than 15%, repayment is reduced using a buffer rate of about 117.65%, so losses accelerate below the buffer and investors can lose their entire investment. The estimated value on the trade date is $995.40 per $1,000 note, reflecting embedded issuance, structuring and hedging costs. The notes are not listed, and any secondary market making by affiliates is discretionary.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is issuing Enhanced Trigger Jump Securities linked to the S&P 500® Index, maturing on December 16, 2030. Each security has a $1,000 stated principal amount and the total offering size is $1,671,000. The notes pay no interest and are principal-at-risk.
At maturity, if the S&P 500® final level is at or above the downside threshold of 5,520.80 (80% of the initial level of 6,901.00), investors receive $1,000 plus the greater of a fixed $200 upside payment or the index gain, capped at a maximum payment of $1,720 per security. If the index closes below the threshold, repayment is reduced 1% for each 1% index decline, and the payoff can fall to zero.
The estimated value on the pricing date is $959.10 per security, reflecting issuer costs and an internal funding rate. The notes are unsecured obligations exposed to Morgan Stanley’s credit risk, will not be listed on any exchange, and secondary market liquidity may be limited.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Dual Directional Buffered PLUS linked to the S&P 500® Index, maturing on January 4, 2028. Each note has a stated principal amount of $1,000 and pays no coupons. At maturity, if the index is above its initial level, investors receive $1,000 plus 150% of the index gain, capped at a maximum payment of $1,176.70 per note.
If the index has fallen but remains at or above 90% of its initial level, investors receive a positive, unleveraged return equal to the absolute index loss, up to a 10% gain. Below that 10% buffer, principal is exposed 1-for-1 to further index declines, with a minimum payment of $100 per note, so investors can lose up to 90% of principal. The estimated value on the pricing date is approximately $967.80 per note, reflecting embedded issuance, structuring and hedging costs, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering Buffered Performance Leveraged Upside Securities (Buffered PLUS) linked to the Russell 2000® Index, fully and unconditionally guaranteed by Morgan Stanley. Each note has a $1,000 stated principal amount, pays no coupons, and matures on July 6, 2028.
At maturity, if the index is above its initial level, investors receive $1,000 plus 200% of the index gain, capped at a maximum payment of $1,285.40 (128.54% of principal). If the index is down by up to the 10% buffer, investors receive back $1,000. If the index is down more than 10%, repayment is reduced in line with the decline beyond the buffer, with a minimum payment of $100 per note, so up to 90% of principal can be lost.
The estimated value on the pricing date is approximately $961 per note, reflecting issuance, selling, structuring and hedging costs and Morgan Stanley’s internal funding rate. The notes are unsecured, subject to Morgan Stanley’s credit risk, will not be listed on any exchange, and secondary market liquidity and pricing are expected to be limited.