Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 10, 2029, linked to the common stock of Advanced Micro Devices, Inc., and fully and unconditionally guaranteed by Morgan Stanley. These unsecured notes place principal at risk and are not bank deposits or FDIC insured.
Each security has a $1,000 stated principal and issue price, with an estimated value on the pricing date of approximately $962.30. The notes pay a contingent coupon at 19.50% per annum, but only when AMD’s closing level on an observation date is at or above a coupon barrier set at 50% of the initial level; missed coupons can be paid later if the barrier is subsequently met. The notes are subject to automatic early redemption if AMD closes at or above 100% of the initial level on specified redemption determination dates, returning principal plus due and unpaid contingent coupons.
If not redeemed early, and AMD’s final level is at or above a downside threshold of 50% of the initial level, investors receive full principal plus any payable coupons at maturity. If the final level is below this threshold, repayment is reduced in proportion to AMD’s decline, potentially to zero. All payments depend on Morgan Stanley’s credit, and the U.S. tax treatment is uncertain, with potential 30% withholding on coupons for certain non-U.S. investors.
Morgan Stanley Finance LLC is offering Contingent Income Auto-Callable Securities due August 9, 2029, linked to the worst-performing of Bank of America and JPMorgan Chase common stock, fully and unconditionally guaranteed by Morgan Stanley. Each security has a stated principal amount and issue price of $1,000, with an estimated value on the pricing date of approximately $987.50.
The notes pay a 12.00% per annum contingent coupon only if on each observation date both underliers are at or above their coupon barrier levels (70% of initial levels). The securities are subject to automatic early redemption if, on specified redemption determination dates, both underliers are at or above their call threshold levels (100% of initial levels), in which case investors receive principal plus the contingent coupon and no further payments. If not redeemed early, and at maturity either underlier is below its downside threshold level (70% of its initial level), the repayment of principal is reduced 1% for each 1% decline of the worst-performing underlier, potentially to zero. All payments are subject to the credit risk of MSFL and Morgan Stanley.
Morgan Stanley Finance LLC is issuing Contingent Income Auto-Callable Securities due February 10, 2028, fully and unconditionally guaranteed by Morgan Stanley. The notes are linked to the worst performing of the S&P 500 Index, State Street SPDR S&P Regional Banking ETF and State Street Technology Select Sector SPDR ETF and are principal-at-risk.
Investors may receive a 12.13% per annum contingent coupon, paid only if on each observation date all underliers are at or above their coupon barrier levels, set at 60% of initial levels100% of initial levels.
If not redeemed early and at maturity any underlier is below its downside threshold (also 60% of its initial level), the payoff is reduced 1:1 with the decline of the worst underlier, potentially to $0. Aggregate issuance is $525,000 at $1,000 per security, with an estimated value of $985.60 on the pricing date. Payments depend on Morgan Stanley’s credit and the tax treatment of the notes is uncertain.
Morgan Stanley Finance LLC is offering principal at risk Jump Securities due August 9, 2029, linked to the worst performer of the S&P 500®, Nasdaq‑100® and Russell 2000® indices, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount and issue price, with an aggregate principal of $389,000.
The notes feature automatic early redemption starting August 6, 2027 if all three indices are at or above their call threshold levels (100% of initial levels), paying fixed amounts that correspond to about 16.90% per annum, up to $1,422.50 per security. If not called and, at maturity, each index is at or above its call threshold, investors receive $1,507 per security. If any index is below its call threshold but all are at or above 70% of initial levels (the downside thresholds), investors receive only principal. If any index finishes below its downside threshold, the maturity payment is reduced 1% for each 1% decline of the worst performing underlier, and can fall to zero.
The estimated value on the pricing date is $994.70 per security, reflecting embedded costs and Morgan Stanley’s pricing models. The securities pay no interest, offer no participation in index appreciation beyond the fixed payouts, are unsecured obligations subject to Morgan Stanley’s credit risk, may be illiquid in the secondary market and carry uncertain U.S. federal income tax treatment.
Morgan Stanley Finance LLC is issuing Contingent Income Auto-Callable Securities due July 10, 2028, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $885,000 and a stated principal amount of $1,000 per security. The notes are linked to the worst performing of the Nasdaq-100 Index, the S&P 500 Index and the State Street SPDR S&P Regional Banking ETF. Investors may receive a contingent coupon at 10.40% per annum, payable only if on each observation date all underliers are at or above their respective coupon barrier levels, set at 70% of initial levels. The notes are auto-callable quarterly starting November 5, 2026 if all underliers are at or above their call thresholds, set at 100% of initial levels, in which case investors receive principal plus the applicable coupon. If held to maturity without early redemption, full principal is returned only if each underlier’s final level is at or above its downside threshold, set at 65% of initial levels; otherwise, the payoff is reduced 1% for every 1% decline in the worst performer, potentially to zero. The estimated value on the pricing date is $973.90 per security, below the $1,000 issue price, reflecting embedded costs and issuer economics, and all payments are subject to Morgan Stanley’s credit risk.
Morgan Stanley Finance LLC is offering market-linked, principal-at-risk notes tied to the worst performer of Eli Lilly (LLY) and Johnson & Johnson (JNJ), maturing on August 16, 2029 and fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 face amount and an estimated value on the pricing date of about $953.30, reflecting issuance, selling, structuring and hedging costs borne by investors.
The notes may be automatically called on August 17, 2027 if both stocks are at or above their starting prices, paying at least $1,312 per $1,000 face amount and then terminating. If not called, maturity payments depend on the lowest-performing stock: investors get 150% of its upside if it finishes above its starting price; a contingent absolute return for declines up to 40%, capped at face plus $400; and full downside exposure beyond a 40% decline, with losses that can reach the entire principal. The securities pay no interest, offer no principal protection, are subject to Morgan Stanley’s credit risk, and may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering 1,617,000 Leveraged Index Return Notes at $10 principal per unit, fully and unconditionally guaranteed by Morgan Stanley, for total public offering proceeds of $16.17 million. The notes mature on August 11, 2031, have a term of approximately five years, and pay no periodic interest.
The notes are linked to an approximately equally weighted basket of three price return indices: the EURO STOXX 50, the Nikkei Stock Average, and the Swiss Market Index, with a Basket Starting Value of 100.00. Investors receive 207.92% leveraged upside if the basket’s Ending Value is at or above the Starting Value, and 1‑to‑1 downside exposure if it is below, putting up to 100% of principal at risk. The initial estimated value is $9.574 per unit, below the $10 issue price, reflecting structuring, distribution and hedging costs. The notes are senior unsecured obligations of MSFL, subject to the credit risk of both MSFL and Morgan Stanley, and will not be listed; secondary market liquidity is expected to be limited.
Morgan Stanley Finance LLC is offering Enhanced Trigger Jump Securities, unsecured notes linked to the common stock of Micron Technology, Inc., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 principal amount, pays no interest and matures on February 8, 2028.
At maturity, if the arithmetic-average final Micron level on five January–February 2028 observation dates is at or above the downside threshold level of $456.225 (55% of the $829.50 initial level), investors receive $1,000 plus a fixed upside payment of $596.80, a 59.68% return, regardless of how far the stock has risen. If the final level is below the threshold, repayment is $1,000 multiplied by the performance factor (final level ÷ initial level), producing a 1-for-1 loss with the stock and potentially a zero payoff.
The aggregate principal amount is $550,000, the issue price is $1,000 per security, and the issuer’s estimated value on the pricing date is $980.30, reflecting embedded issuance, structuring and hedging costs. The notes are subject to Morgan Stanley’s credit risk, have no minimum payment at maturity and may be illiquid, with secondary trading expected, if at all, primarily through an affiliate.
Morgan Stanley Finance LLC is issuing Enhanced Buffered Jump Securities due August 19, 2027, linked to the Class A common stock of Meta Platforms, Inc., and fully and unconditionally guaranteed by Morgan Stanley. These unsecured notes pay no interest and do not guarantee return of principal.
Each security has a $1,000 stated principal amount and issue price, within a total offering of $500,000. If the final Meta stock level on the August 16, 2027 observation date is at or above the buffer level of 80% of the initial level, investors receive $1,000 plus a fixed upside payment of $167.40, regardless of how far the stock has risen above the buffer. If the final level is below the buffer, payment is reduced by 1.25% of principal for every 1% decline beyond the 20% buffer, with no minimum payment, so the entire investment can be lost.
The initial level is $590.24 and the buffer level is $472.192. The estimated value on the pricing date is $985.20 per security, reflecting issuing, selling, structuring and hedging costs borne by investors. The securities are subject to Morgan Stanley’s credit risk, limited liquidity, complex U.S. tax treatment and potential conflicts of interest from affiliates acting as calculation agent and in hedging and distribution.
Morgan Stanley Finance LLC is issuing Contingent Income Auto-Callable Notes due August 7, 2031, fully and unconditionally guaranteed by Morgan Stanley, with an aggregate principal amount of $557,000 at $1,000 per note. The notes are linked to the worst performing of Johnson & Johnson, Altria Group, Inc. and The Procter & Gamble Company common stocks.
Investors may receive a contingent coupon at 8.25% per annum, paid monthly only when the closing level of each underlier is at or above its coupon barrier (80% of its initial level). The notes are automatically redeemable monthly from August 4, 2027 onward if all underliers are at or above their call thresholds (100% of initial levels), in which case investors receive principal plus the applicable coupon and no further payments.
If not called, at maturity investors receive the stated principal amount, plus the final contingent coupon if all underliers are at or above their coupon barriers. The notes do not participate in any stock price appreciation and all payments depend on Morgan Stanley’s credit. The estimated value on the pricing date is $967.50 per note, lower than the issue price, and the notes will not be listed on any securities exchange.