Morgan Stanley filings document the company’s financial services business, capital structure, governance and material events. The record includes 8-K reports for current events, proxy materials for annual meeting and shareholder voting matters, and securities listings covering common stock, depositary preferred shares and medium-term notes associated with Morgan Stanley Finance LLC.
Filings also disclose governance procedures, registered security classes, NYSE listing information, preferred stock series, debt-security registration matters and formal status changes such as a Form 25 notice for removal of a listed note class from exchange registration.
Morgan Stanley Finance LLC is issuing principal at risk Participation Securities due August 7, 2031, fully and unconditionally guaranteed by Morgan Stanley. The notes are unsecured, pay no interest and offer exposure to the best performing of three underliers: the STOXX® Europe 600 Index, the MSCI EAFE® Index and the S&P 500® Futures Excess Return Index.
At maturity, if the best performing underlier’s final level is above its initial level, investors receive the $1,000 stated principal amount plus an upside payment equal to 100% of that appreciation. If the best performing underlier’s final level is equal to or below its initial level, the payout equals $1,000 multiplied by its performance factor, producing a 1% loss of principal for every 1% decline, with no minimum payment and potential total loss of principal.
The issue price is $1,000 per security, with an aggregate principal amount of $1,000,000 and an estimated value on the pricing date of $922.70 per security, reflecting issuance, structuring and hedging costs borne by investors. All payments depend on the credit of Morgan Stanley Finance LLC and Morgan Stanley, and there may be limited or no secondary market liquidity.
Morgan Stanley Finance LLC is offering $509,000 of Trigger PLUS principal-at-risk notes, issued at $1,000 per security and fully and unconditionally guaranteed by Morgan Stanley, linked to a basket of equity indices and maturing on August 7, 2031.
The basket has an initial level of 100 and consists of the MSCI EAFE Index (25%), MSCI Emerging Markets Index (10%) and S&P 500 Futures Excess Return Index (65%). If the final basket level is above the initial level, investors receive principal plus a leveraged upside payment equal to 196.70% of the positive basket return. If the final level is at or below the initial level but at or above the downside threshold level of 80, investors receive only principal back. If the final level is below 80, repayment is principal multiplied by the performance factor, with losses of 1% of principal for each 1% basket decline and no minimum payment, so the entire investment can be lost.
The notes pay no interest, are unsecured obligations of MSFL subject to Morgan Stanley credit risk, and have an estimated value on the pricing date of $977.80 per security, below the issue price due to issuing, selling, structuring and hedging costs.
Morgan Stanley Finance LLC is offering Callable Contingent Income Securities due August 10, 2029, fully and unconditionally guaranteed by Morgan Stanley, with a $1,000 stated principal amount per security. These principal-at-risk notes are linked to the worst performing of three ETFs: State Street Energy Select Sector SPDR ETF (XLE), iShares MSCI Emerging Markets ETF (EEM) and State Street SPDR S&P Regional Banking ETF (KRE).
The notes pay a contingent coupon at 18.10% per annum, only if on each observation date the closing level of every underlier is at or above its coupon barrier, set at 75% of its initial level. At maturity, if the notes are not earlier redeemed and each final underlier level is at or above its downside threshold (70% of initial), investors receive principal back plus any final coupon; otherwise, repayment is reduced 1% for each 1% decline of the worst underlier, potentially to zero.
The issuer may redeem the notes in whole on scheduled redemption dates starting November 13, 2026, but only if a risk neutral valuation model indicates early redemption is economically rational for Morgan Stanley. The estimated value on the pricing date is approximately $977.50 per security, below the $1,000 issue price, reflecting issuance, structuring and hedging costs. Payments depend on Morgan Stanley’s credit and the securities are not bank deposits or FDIC insured. Tax treatment is complex, with U.S. counsel viewing them as prepaid financial contracts with associated coupons, but with acknowledged uncertainty, especially for non-U.S. holders.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering $550,000 of Market Linked Securities linked to the ARK Genomic Revolution ETF, each with a $1,000 face amount and maturing on August 8, 2029. The securities pay a contingent coupon at 14.75% per annum, calculated quarterly, but only if on each calculation day the ETF’s closing price is at least 60% of the starting price.
The notes are auto-callable quarterly from November 2026 if the ETF closes at or above the $39.62 starting price, returning the $1,000 face amount plus the due and any unpaid coupons. If held to maturity and not called, investors receive $1,000 per note only if the final ETF price is at or above the downside threshold of $23.772 (60% of the starting price); otherwise repayment equals the performance factor times face amount, with loss of more than 40%, up to total loss.
The issuer’s estimated value is $950.70 per security, below the issue price, reflecting distribution, structuring and hedging costs. The notes are subject to Morgan Stanley’s credit risk, offer no principal protection, no participation in ETF upside or dividends, and may have limited or no secondary market liquidity.
Morgan Stanley Finance LLC, fully guaranteed by Morgan Stanley, is offering Contingent Income Buffered Auto-Callable Securities linked to the iShares® Expanded Tech-Software Sector ETF, with an aggregate principal amount of $4,125,000 and a stated principal amount of $1,000 per security.
The notes pay a 10.45% per annum contingent coupon only when the ETF’s closing level is at or above the $66.206 coupon barrier on scheduled observation dates and may be automatically redeemed quarterly starting October 30, 2026 if the ETF is at or above the $94.58 call threshold. If held to August 3, 2029 and the final level is at or above the 70% buffer level ($66.206), investors receive principal back (plus any final coupon); below that, losses accelerate at 1.4286% of principal for each 1% drop beyond the 30% buffer, with no minimum repayment.
The securities are unsecured obligations of MSFL, subject to Morgan Stanley’s guarantee and credit risk. The estimated value on the pricing date is $982.50 per security, below the issue price, reflecting issuance, structuring and hedging costs and the issuer’s funding advantage.
Morgan Stanley Finance LLC is offering Contingent Income Memory Auto-Callable Securities due August 17, 2029, linked to the worst performing of Upstart Holdings, Inc., NVIDIA Corporation and Super Micro Computer, Inc. Each note has a $1,000 stated principal amount and is fully and unconditionally guaranteed by Morgan Stanley, with principal at risk.
Investors may receive a contingent coupon at 25.45% per annum, payable on scheduled dates only if each stock closes at or above its coupon barrier level, set at 50% of its initial level; missed coupons can be “memorized” and paid later if the barriers are met. The notes are auto-callable starting August 16, 2027: if on a redemption determination date all three stocks are at or above 100% of their initial levels, the notes are redeemed early for principal plus the current contingent coupon and any unpaid coupons.
If not called, at maturity investors receive principal back only if each final stock level is at or above its 50% downside threshold or at least one stock finishes at or above its initial level; otherwise, repayment is reduced 1% for every 1% decline of the worst-performing stock, potentially to zero. The estimated value on the pricing date is approximately $930.40 per security, below the $1,000 issue price due to issuance, structuring and hedging costs. All payments are subject to Morgan Stanley’s and MSFL’s credit risk.
Morgan Stanley Finance LLC is offering Buffered PLUS structured notes due August 19, 2031, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, pays no interest, and is linked to the worst performing of the Dow Jones Industrial Average and the S&P 500 Index.
At maturity, if the final level of each index is above its initial level, holders receive principal plus a leveraged upside payment of 114.75% of the gain of the worst performer. If the worst performer is at or below its initial level but at or above its 85% buffer level, investors receive only principal. If the worst performer ends below its buffer, principal is reduced 1% for each 1% drop beyond the 15% buffer, subject to a minimum payment of 15% of principal.
The notes are unsecured and subject to the credit risk of Morgan Stanley and MSFL. The estimated value on the pricing date is approximately $943.70 per $1,000 security, reflecting issuance, selling, structuring and hedging costs that reduce economic terms and likely secondary-market prices.
Morgan Stanley Finance LLC is offering Leveraged Buffered Nasdaq-100 Index®-Linked Notes, fully and unconditionally guaranteed by Morgan Stanley. Each unsecured note has a $1,000 Face Amount, pays no interest, and exposes principal to market risk based on the Nasdaq-100 Index® over roughly 16–19 months.
At maturity, investors receive leveraged upside of 150% of any positive index return, capped at a Maximum Settlement Amount expected between $1,218.85 and $1,256.80 per $1,000. A 10% downside buffer protects principal for index declines up to 10%; below that level, losses are magnified by a Buffer Rate of approximately 111.11%, and investors can lose their entire investment. The notes are not listed, have no minimum payment, and all amounts are subject to the credit risk of MSFL and Morgan Stanley. The estimated value on the trade date is approximately $977.60 per note, below the $1,000 price due to issuance, structuring and hedging costs.
Morgan Stanley Finance LLC is issuing Buffered Participation Securities linked to the PHLX Semiconductor Sector Index, fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 stated principal amount, with an aggregate principal amount of $2,462,000, and matures on November 5, 2026. The notes pay no interest and are principal at risk.
At maturity, if the index is above the initial level of 11,471.245, holders receive principal plus 100% of the index’s gain, capped at a maximum payment of $1,166 per security (116.60% of principal. If the index is between the initial level and the buffer level of 9,750.558 (85% of initial), investors receive only their principal. Below the buffer, they lose 1.1765% of principal for every 1% decline beyond the 15% buffer, with no minimum payment.
The estimated value on the pricing date is $991.80 per security, below the $1,000 issue price due to issuance, selling, structuring and hedging costs. The securities are unsecured obligations of MSFL, subject to Morgan Stanley’s guarantee, and all payments depend on Morgan Stanley’s and MSFL’s creditworthiness. Trading liquidity may be limited, and U.S. tax treatment is described as that of prepaid financial contracts, with noted uncertainties.
Morgan Stanley Finance LLC is issuing auto-callable Jump Securities linked to the Class A common stock of Space Exploration Technologies Corp., fully and unconditionally guaranteed by Morgan Stanley. Each security has a $1,000 principal amount, with an aggregate issuance of $665,000.
The notes may be automatically redeemed starting August 10, 2027 if the underlying stock’s closing level is at or above the $114.53 call threshold, paying increasing fixed early redemption amounts (for example $1,285 on the first observation) and then terminating. If held to August 7, 2031 and not called, investors receive $2,425 per security if the final level is at or above the call threshold; $1,000 if it is between the call threshold and the $57.265 downside threshold; and a loss of 1% of principal for each 1% decline in the underlying below the downside threshold.
The securities do not guarantee principal or pay interest, are unsecured obligations subject to Morgan Stanley’s credit risk, and have an estimated initial value of $904.20 per security, below the issue price due to embedded costs. They are linked to an underlying stock with very limited trading history and may have limited or no secondary market liquidity.